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ITR-1 vs ITR-2: Understanding the Difference and Choosing the Right Tax Form

Filing your income tax return in India requires using the correct ITR form.

Understanding ITR-1 (Sahaj) vs ITR-4 (Sugam)

When you file your income tax return in India, you must choose the right ITR form. Two common forms for small taxpayers are ITR-1 (Sahaj) and ITR-4 (Sugam).

The ABC of Taxation in India: A Beginner’s Guide to Taxes, Deductions & Compliance

Do your payslips often confuse you? Wondering why a part of your hard-earned income disappears every month or how some people seem to “save taxes” legally?

Forex Fluctuation Relief for NRIs: Why Clause 72(6) Changes the Game

If you're an NRI investing in Indian start-ups or private companies, chances are you've paid more tax than you should have. Not because you made too much money, but because of how the rupee behaves.

Hindu Undivided Family (HUF) Slabs, Deductions & Filing Tips for FY 2025–26

Every year, families across India file their income tax returns often under individual names, sometimes missing out on a hidden advantage already built into the system - The Hindu Undivided Family (HUF). 

RBI Revises KYC Rules: Easier Updates and Access to Funds

In June 2025, the Reserve Bank of India (RBI) announced a major overhaul of its KYC (Know Your Customer) norms. Under the new guidelines, banks must simplify periodic KYC compliance so that customers – especially those in rural or underserved areas – can easily access their own funds.

Why You Could Receive Higher Interest on Tax Refunds in 2025

If you’re expecting a tax refund this year, here’s some good news, you might receive more than you originally anticipated. Thanks to the Income Tax Return (ITR) deadline extension for the assessment year 2024–25, the interest component on your tax refund could be higher than usual.

ITR Filing Deadline Extended to September 15, 2025: What Taxpayers Need to Know

If you’re among the many taxpayers in India preparing to file your Income Tax Return (ITR), there’s some good news: the ITR deadline has been officially extended.

How to File ITR-1 Online: A Step-by-Step Guide

Income Tax Return – 1 (ITR-1), also known as Sahaj (meaning "easy" in Hindi), is the simplest income tax return form for individual taxpayers in India.

6 Ways Mr. X Raised His CIBIL Score from 500 to 750

In India, more than 79% of loan approvals are granted to individuals with a credit score of 750 or above, according to CIBIL’s – one of the largest credit bureaus responsible for collecting and maintaining credit-related data of individuals and businesses - latest insights.

Does Checking CIBIL Score Frequently Lower Your Credit Points?

Imagine you're planning to apply for a home loan, a credit card, or even a car loan. Naturally, you want to ensure your CIBIL score is in good shape before proceeding.

How to Improve Your CIBIL Score from 600 to 750: A Step-by-Step Guide

Your CIBIL score is like your financial reputation—banks check it before approving loans or credit cards. If your score is hovering around 600, you might face difficulties in securing credit or may get loans with higher interest rates.

Unified Pension Scheme (UPS): Everything You Need to Know

The Pension Fund Regulatory and Development Authority (PFRDA) has announced the Unified Pension Scheme (UPS) will be operational from April 1, 2025.

What Does DPD Mean in CIBIL Report?

Your CIBIL report is like a financial passport that determines your credibility as a borrower. Whether you’re applying for a home loan, personal loan, or even a credit card, lenders will carefully review your CIBIL report before making a decision. 

First Salary? 10 Smart & Fun Ways to Make It Count!

That magical moment has arrived—you’ve received your first salary! It’s not just money; it’s your hard-earned reward for months (or years) of effort, learning, and persistence. 

Difference Between Income Tax and TDS Explained

Understanding taxation is crucial for every individual and business in India. Two of the most common terms that taxpayers come across are Income Tax and Tax Deducted at Source (TDS)

Loan Application Rejected? Improve Your CIBIL Score Now

Rohit and Karan, both in their early 30s, were excited about buying their first homes. They had stable jobs and were ready to apply for a home loan. 

Consider These Tax-Saving Instruments and Save on Your Tax Outgo

With every financial year-end comes the frantic rush to minimize tax liabilities. Indian taxpayers, whether salaried professionals or business owners, often find themselves navigating a maze of tax-saving instruments.

Money Tips: How to Save ₹5,000 Every Month on a ₹30,000 Salary

Do you often feel like your salary vanishes before the month ends? Saving money might seem impossible on a ₹30,000 salary, but with the right strategies, you can effortlessly set aside ₹5000 every month—without sacrificing your lifestyle. 

How to Identify Fake Currency Notes and What You Should Do About It

Dear reader, last night, while paying the auto driver, I realized my bank server was down, meaning I couldn’t use the UPI apps to make payment. Left with no other option, I handed him a ₹500 note. 

Mastering Your Finances with the 50/30/20 Rule: A Comprehensive Guide to Budgeting

Managing your finances might feel like a complex task, but the 50/30/20 rule is a straightforward, efficient, and effective way to gain control over your money.

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