Regular Fixed Deposit
Plan for your future with Ujjivan Small Finance Bank Regular Fixed Deposit. Invest and earn guaranteed returns up to 8.25%* p.a. Senior citizens are eligible for an additional interest rate of 0.50%* p.a. Select your preferred investment tenure ranging from 7 days to 10 years, invest and see your wealth grow.
*T&C Apply.
Key Features of Ujjivan SFB Regular Fixed Deposit
Top Benefits of Ujjivan SFB Regular Fixed Deposit
How to Open a Regular Fixed Deposit Account Online
Want to invest in Ujjivan SFB Regular Fixed Deposit? Follow these simple steps:
If you are a new customer
If you are an existing customer
If you are an existing Ujjivan SFB customer, you can open the Regular Fixed Deposit through any of the following methods
Once you complete the online account opening process, the bank will send you the FD deposit receipt to your registered email ID within 24 hours.
Need further assistance? Call our 24/7 customer support or visit your nearest branch.
Ujjivan SFB Regular Fixed Deposit Account Interest Rates
Below is a table listing the interest rates as effective from 1st july 2024
| Tenure | Interest Rate (p.a.) (Under ₹ 3 Crores) |
|---|---|
| 7 days to 29 days | 3.75% |
| 30 days to 89 days | 4.25% |
| 90 days to 179 days | 4.75% |
| 6 months to < 12 months | 7.00% |
| 12 months | 8.25% |
| 12 months 1day to 560 days(80 weeks) | 8.00% |
| 561 days to 990 days | 7.75% |
| 991 days to 60 months | 7.20% |
| 60 months 1 day to 120 months | 6.50% |
You can find additional disclosures here.
FAQs
1. What is the Ujjivan Small Finance Bank Regular Fixed Deposit Account?
The Ujjivan Small Finance Bank Regular Fixed Deposit is an FD account that allows you to invest a specific amount of money and earn interest on it. You can earn up to 8.25% p.a. on your Ujjivan SFB FD. Senior citizens are eligible for additional 0.50%* p.a. interest rate.
2. Can I make premature withdrawals from the Regular Fixed Deposit account?
Yes, premature withdrawal and partial withdrawal are permitted. However, you may miss out on higher interest rate if you pre-close your FD.
3. I am an NRI. Can I invest in Ujjivan SFB Regular Fixed Deposit?
Ujjivan SFB’s Regular Fixed Deposit is a domestic investment account meant for resident Indians. NRIs can invest in NRE / NRO deposits.
4. What is the minimum deposit tenure for Ujjivan SFB Regular Fixed Deposit?
The minimum tenure for Ujjivan SFB Regular Fixed Deposit is 7 days and the maximum duration is 10 years.
5. Can I get the tax benefit for my deposit?
No, tax benefits are not provided for Ujjivan SFB’s Regular Fixed Deposit Account. To avail of tax benefits, explore the Ujjivan SFB Tax Saver Fixed Deposit.
6. When can I receive the interest earned on my deposit under the Regular Fixed Deposit account?
If you choose the non-cumulative deposit option, you can receive the interest monthly or quarterly. For the cumulative deposit account, the interest is paid in a lump sum at maturity.
7. What is the minimum amount I need to deposit under the Ujjivan SFB Regular Fixed Deposit account?
You need to make a minimum investment amount of ₹1,000 to open the Ujjivan SFB Regular Fixed Deposit Account.
8. Are there extra benefits under the Regular Fixed Deposit account for senior citizens?
Senior citizens planning to invest in Ujjivan SFB’s Regular Fixed Deposit are offered additional interest of 0.50%* p.a.
9. What are the customer care details for Ujjivan SFB’s Regular Fixed Deposit Account?
If you want to connect with Ujjivan Small Finance Bank's customer care, you can call the toll-free number 1800 208 2121 or visit the nearest branch or use the 24*7 phone banking facility.
10. How can I find the nearest Ujjivan SFB bank branch to open a Regular Fixed Deposit Account?
Ujjivan SFB has several outlets spread across 24 states and Union Territories of India. To find your nearest branch, visit the website and go to the ‘Locate Us’ section.
Maximize your savings! Earn up to 8.75%* on our Fixed Deposits!
Book FD Online