NRO Fixed Deposits
NRO Fixed Deposit
Designed exclusively for the Non-Resident Indians (NRIs), the NRO Fixed Deposit from Ujjivan Small Finance Bank offers an opportunity to invest their income earned in India and enjoy competitive interest rates. With flexible deposit tenures ranging from 7 days to 10 years, this FD provides multiple interest pay-out options and repatriation facilities at attractive rates.
Key Features of our NRO Fixed Deposit
Minimum Amount - ₹5,000 and multiples of ₹1 thereof
Monthly & quarterly interest pay-out
Flexible deposit tenure from 7 days to 10 years
Cumulative interest payment at maturity

Key Features of our NRO Fixed Deposit
Minimum Amount - ₹5,000 and multiples of ₹1 thereof
Monthly & quarterly interest pay-out
Flexible deposit tenure from 7 days to 10 years
Cumulative interest payment at maturity
Top Benefits of our NRO Fixed Deposit
*FEMA rules apply. Other T&C apply.
FD Calculator
Min ₹1000
Max ₹2.99Cr
* Senior citizen rates are not applicable for NR customers
Investment Summary
Invested Amount
₹ 1,000
Interest Earned
₹10,126
Interest Per Quarter
Interest Per Month
Maturity Value*
₹90,126
( Interest rates are indicative and for calculation only. Interest may be subject to TDS recovery and maturity amount may vary due to TDS impact )
Ujjivan SFB NRO Fixed Deposit Interest Rates
Below mentioned are the Interest Rates with effective from 19th June 2025
Tenure | Interest Rate (p.a.) (Below ₹ 3 Crores)* |
---|---|
7 days to 29 days | 3.50% |
30 days to 89 days | 4.15% |
90 days to 180 days | 4.65% |
6 months to < 12 months | 6.50% |
12 months to < 24 months | 7.65% |
24 months | 7.75% |
24 months 1 day to 990 days | 7.50% |
991 days to 60 months | 7.20% |
60 months 1 day to 120 months | 6.50% |
No Additional Interest Rate for Senior Citizens
*Disclaimer clause: “Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank"
For other disclosures and Regular NRO FD interest rates, click here.
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FAQs
1. What is NRO Fixed Deposit?
NRO Fixed Deposits are designed for NRIs to deposit income earned in India and earn taxable interest with a TDS rate of 30% plus surcharge and cess.
2. Can I make premature withdrawals?
Yes, premature closure and partial withdrawal facilities are available for regular NRO FD. However, the facility isn’t applicable on Platina FDs.
3.What is the minimum deposit tenure for Ujjivan SFB NRO Fixed Deposit?
The minimum tenure is 7 days while the maximum tenure is 10 years.
4. When can I receive interest earned?
The interest is paid out monthly/quarterly for non-cumulative accounts, or as a lump sum at maturity for cumulative accounts.
5. How much interest can I earn?
You can earn up to 7.75%* p.a. depending on deposit type, amount and tenure.
6. How can I open an NRO Fixed Deposit account with Ujjivan SFB?
Existing Ujjivan SFB NR customers can easily apply through Internet Banking or Mobile application or visit our branches.
7. Do I need to invest foreign currency?
NRO FDs can be opened with Indian currency.
8. How can I find the nearest Ujjivan SFB branch?
You can locate branches on our website by clicking here.
*Terms and Conditions Apply
Make the most of high interest rates to grow your wealth with NRI FDs.
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