NRO Fixed Deposits

NRO Fixed Deposit

Designed exclusively for the Non-Resident Indians (NRIs), the NRO Fixed Deposit from Ujjivan Small Finance Bank offers an opportunity to invest their income earned in India and enjoy competitive interest rates. With flexible deposit tenures ranging from 7 days to 10 years, this FD provides multiple interest pay-out options and repatriation facilities at attractive rates.

Key Features of our NRO Fixed Deposit

Minimum deposit amount of ₹5,000, in multiples of ₹1 thereafter

Monthly & quarterly interest pay-out

Flexible deposit tenure from 7 days to 10 years

Cumulative interest payment at maturity

Features

Key Features of our NRO Fixed Deposit

Top Benefits of our NRO Fixed Deposit

  • Higher interest rates up to 8.05%* p.a.
  • Repatriation* facilities available
  • Premature closure and partial withdrawal options
  • Hassle-free account opening process

*FEMA rules apply. Other T&C apply.

FD Calculator

Find out the interest you will earn on your Fixed Deposits and plan your investments better!
What kind of customer are you?
How do you want interest to be paid to you?
How much are you planning to invest?
1000

Min ₹1000

Max ₹2.99Cr

How long do you want to invest?

YY
MM
DD
* At Maturity to be selected for tenure <= 180 Days
* Senior citizen rates are not applicable for NR customers

Investment Summary

Interest Rate: 8.05%

 

Invested Amount

1,000

 

Interest Earned

₹10,126

Maturity Date 1 Sep 2023

Interest Per Quarter

₹ 

Interest Per Month

₹ 

Maturity Value*

₹90,126

(  Interest rates are indicative and for calculation only. Interest may be subject to TDS recovery and maturity amount may vary due to TDS impact  )

Ujjivan SFB NRO Fixed Deposit Interest Rates

Below mentioned are the Interest Rates with Effect from 24th  April 2025

TenureInterest Rate (p.a.) (Under ₹ 3 Crores)*
7 days to 29 days3.75%
30 days to 89 days4.25%
90 days to 180 days4.75%
6 months to < 12 months7.00%
12 months to < 18 months7.90%
18 months8.05%
18 months 1 day to 990 days7.75%
991 days to 60 months7.20%
60 months 1 day to 120 months6.50%


 

No additional rate of interest is offered to senior citizens.

For other disclosures and Regular NRO FD interest rates, click here.

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FAQs

1. What is NRO Fixed Deposit?

NRO Fixed Deposits are designed for NRIs to deposit income earned in India and earn taxable interest with a TDS rate of 30% plus surcharge and cess.

2. Can I make premature withdrawals?

Yes, premature closure and partial withdrawal facilities are available for regular NRO FD. However, the facility isn’t applicable on Platina FDs.

3.What is the minimum deposit tenure for Ujjivan SFB NRO Fixed Deposit?

The minimum tenure is 7 days while the maximum tenure is 10 years.

4. When can I receive interest earned?

The interest is paid out monthly/quarterly for non-cumulative accounts, or as a lump sum at maturity for cumulative accounts.

5. How much interest can I earn?

You can earn up to 8.05%* p.a. depending on deposit type, amount and tenure.

6. How can I open an NRO Fixed Deposit account with Ujjivan SFB?

Existing Ujjivan SFB NR customers can easily apply through Internet Banking or Mobile application or visit our branches.

7. Do I need to invest foreign currency?

NRO FDs can be opened with Indian currency.

8. How can I find the nearest Ujjivan SFB branch?

You can locate branches on our website by clicking here.

*Terms and Conditions Apply

Make the most of high interest rates to grow your wealth with NRI FDs.

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