Digital Savings Account
The Ujjivan SFB Digital Savings Account is designed for those who prefer seamless banking without the need to visit a branch. With instant online account opening, paperless Video KYC, and full access to banking services through our mobile app, managing your money has never been easier.
Whether you’re salaried, self-employed, or just starting your financial journey, this account offers convenience, control, and confidence all at your fingertips.
How to Open Digital Savings Account Online
Step 01
Click ‘Open Now’ from the Home Page
Step 02
Select between ‘New Customer’ & ‘Existing Customer’
Step 03
Fill in the details (Complete your e-KYC, select the product and fill in personal details)
Step 04
Make initial payment
Step 05
Complete your Video KYC. Keep Original PAN Card ready (Ensure you are in good internet connectivity for seamless experience)
Manage your money on the go with your Digital Savings Account!
Savings Account Calculator
Calculate your Savings Account interest earnings with our easy-to-use Savings Account Calculator.
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 3.00% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 4.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs to ₹ 5 crores - 7.25% p.a. | Above ₹ 5 crores – 7.50% p.a.
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FAQs
1. What is the Ujjivan Small Finance Bank Digital Savings Account?
The Ujjivan Small Finance Bank Digital Savings Account is an online savings account you can open instantly from anywhere.
2. How much rate of interest is offered with the Digital Savings Account?
The interest rate depends on the minimum balance that you maintain in Ujjivan SFB Digital Savings Account. Here are the details:
If the balance is up to ₹1 lakh - 3.00%* p.a.
If the balance is between ₹1 lakh and ₹5 lakh - 4.00%* p.a.
If the balance is more than ₹5 lakhs to ₹10 lakhs- 6.00%* p.a.
If the balance is more than ₹10 lakhs to ₹50 lakhs- 7.00%* p.a.
If the balance is more than ₹50 lakhs to ₹5 crores- 7.25%* p.a.
If the balance is more than ₹5 crores - 7.50%* p.a.
3. What documents are required to open the Digital Savings Account?
Ujjivan SFB Digital Savings Account requires only your PAN Card and Aadhaar Card to open the account. However, please ensure your Aadhaar is linked to a valid mobile number. The OTP will be sent only to the registered mobile number linked to your Aadhaar card.
4. What are the joining and annual charges for the RuPay Classic Debit Card offered with the Ujjivan SFB Digital Savings Account?
There is no joining fee for the RuPay Classic Debit Card issued with the Digital Savings Account. However, from the second year onwards, ₹125 will be levied as an Annual Maintenance Charge (AMC).
5. Can I open the Digital Savings Account in the name of my minor child?
The minimum age to apply for the Digital Savings Account is 18 years. As such, you cannot open the account in the name of your minor child.
6. What are the customer care details of Ujjivan SFB Digital Savings Account?
You can contact Ujjivan Small Finance Bank's customer care at the toll-free number 1800 208 2121, visit the nearest branch or use the 24*7 phone banking facility.
7. Do I get updates for transactions in the Digital Savings Account?
Ujjivan Small Finance Bank Digital Savings Account offers a free SMS alert facility, which allows you to receive regular account updates.
8. How much minimum balance should I maintain in the Digital Savings Account?
You need to maintain a monthly average balance (minimum balance) of ₹1,000 in Digital Savings Account.
9. How can I locate the branches of Ujjivan Small Finance Bank?
The Ujjivan Small Finance Bank has 752 branches in 26 States and Union Territories of India. To find your nearest branch, visit the bank's website's 'Locate Us' section.
10. What are the offers available on the RuPay Classic Debit Card?
The RuPay Classic Debit Card unlocks shopping offers at hundreds of merchants. These offers include flat discounts on the total bill and other privileges.
11. What is the daily transaction limit of my Digital Savings Account?
For first 7 days the transaction limit will be 50,000 INR, however after that the transaction limit will be as per the product plan.
12. For how many days daily transaction limit will be restricted to 50,000 INR?
Daily transaction limit will be restricted to 50,000 INR for first 7 days of account opening.
13. What details do I need to provide at the time of opening an account?
You would need to provide personal details like mobile number, name as per PAN, date of birth, etc. To know the complete list, please click here.
14. Can I do IMPS/NEFT/RTGS transactions with my Digital Savings Account?
Yes, you can do IMPS/NEFT/RTGS transactions with your account.
Supercharge your savings! Earn up to 7.50%* p.a. interest with our Digital Savings Account!
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