Life of Ujjivanite
Culture of Celebration
Ujjivan recognises excellence through the Annual Summit Awards and departmental recognitions, celebrating achievements with personalised messages, public acknowledgments, and awards like Service Excellence, South Spotlight, and Be Vigilant to honour both individual and team contributions.
A decentralised recognition approach ensures timely and meaningful appreciation, with departments customising awards while also celebrating collective successes to foster a culture of appreciation.
From Sports Day and milestone celebrations to town halls and branch visits, employees build relationships beyond work while fostering open communication with leadership.
Culture of Learning
- Supervisory Training – Prarambh: to enhance leadership skills
- WISE Training Program for women employees
- LIFT & UPLIFT Training for building high-performing teams
- Facilitation training to enhance training effectiveness.
- Interviewing Skills Training Programme
- POSH training for a harassment-free workplace.
- Basics of Banking
- Staff Accountability training
- Branch Head Workshop
- Gurukul: Management & Executive Trainee Induction
- Parichay: Induction Programme for new employees
- Rise & Shine Program
- Alert Banking Training
- Refresher Training on Digital Banking
- EDGE [High Potential] Program
- MDP Program
Culture of Care
Ujjivan SFB’s initiative provides crisis support like floods, house damage, or bereavement and education aid, funded by employee contributions and 1% of profits, with 80G tax benefits. UWT sponsors 8 employees' children’s education with ₹3.5L annually.
Ujjivan SFB enforces a 7 PM cut-off for women employees and permission-based work beyond 8 PM. The mandatory leave policy includes:
- Sensitive Roles: Surprise leave with a 100% compliance rate.
- Critical Roles: Minimum 7-day leave taken by 33% of employees (out of ~3800).
- Other Roles: Encouraged to take 10 days off (continuous/tranches) for better balance
Employees and up to six family members (1+6) can access confidential support via a dedicated helpline, with no records maintained.
Financial support for an employee's family in case of death, covering employees up to 60 years of age.
Covers all employees, with enhanced coverage for women's health, child/parental care, dental, and IVF treatments. Employees can opt for top-up plans (₹1L–₹12L). Notable improvements:
- Maternity Benefits: ₹75K–₹80K (₹50K normal, ₹75K C-section; up to ₹1.25L with top-up).
- Cataract Surgery: Parental limit increased to ₹30K.
- Congenital Diseases: Coverage doubled to ₹5K.
- Term Life Insurance: Minimum sum insured raised to ₹15L.
- Group Term Life (GTL) Insurance: Increased from ₹10L to ₹15L.
- Personal Accident Coverage: Now includes OPD reimbursement.
- Cashless Payments: A partnership with United India Insurance expands cashless care to 15,000+ hospitals, aiming for a 60% claim ratio by FY 2025.
PF and Gratuity ensure financial security, with Gratuity at 15 days’ salary per service year. In FY 2024, USFB allocated ₹163.98M for Gratuity and ₹212.97M for Leave Encashment.
- ESOPs : Offered to 8,000+ employees annually based on individual and company performance.
- Salary Advance : Interest-free financial support.
- Staff Loans : Home Loan (4.99%), Personal Loan (no processing fee/closure charges), Vehicle Loan (2W-12%, 4W-5%).
- Car Lease Program : Saves 30%+ in taxes; 60+ employees availed of it within 3 quarters.
- Crèche Facility : Childcare support.
- School Benefits : Transport, food, and extracurricular fee exemptions via VIBGYOR School association.
Culture of Giving Back
Ujjivan's CSR is driven by integrity, transparency, and a commitment to positive social impact. They prioritise community engagement, environmental sustainability, and employee involvement, aligning their initiatives with ESG standards and core organisational values.
The focus is on creating lasting change and building a better future through responsible corporate citizenship.
To know more about our CSR initiatives, click on the link:
https://www.ujjivansfb.in/corporate-social-responsibility/
Value Your Well-being at Ujjivan
Car Lease Benefit:
<p>The car lease process at Ujjivan was seamless, thanks to the HR team who provided exceptional support and addressed all my queries. The team onboarded Car Lease Service Provider in record time and secured the best rates for employees. And the service provider further ensured I received the best deal from the car dealer. I highly recommend the Ujjivan Car Lease Facility to all eligible employees looking to purchase a new car with confidence.</p>
Sanjeev Barnwal
Company Secretary & Head of Regulatory Framework
Car lease benifit
<p>I am truly grateful to Ujjivan for the timely support during a critical time for my family. During the February 2024 enrolment, I opted for the 15 lakh insurance slab with guidance from the HR team. This decision proved invaluable when my father was diagnosed with cancer, requiring hospitalization every three weeks. Thanks to the cashless claim facility, 80% of the expenses were covered smoothly, with prompt approvals and clear communication. This experience reinforced the importance of higher coverage for medical security. A heartfelt thanks to Ujjivan, HR & Insurance team, for their unwavering support.</p>
Gowtham M
Regional Manager-Service quality
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