Mr. Ittira Davis is the Managing Director & Chief Executive Officer of our bank. He is an international banker with over 40 years of banking experience, having worked extensively in India, Middle East and Europe. He was with the Europe Arab Bank from July 2008 to October 2012 initially as the Managing Director – Corporate and Institutional Banking and then as an Executive Director. He also previously worked with Citibank in India and the Arab Bank Group in the Middle East. He has been associated with Ujjivan since 2015 and played a pivotal role in its transition into a Small Finance Bank. Later, he was the Chief Operating Officer of the Bank until June 2018, after which he took charge as the MD & CEO of Ujjivan Financial Services Limited from July 2018 to March 2021. He was also an Additional Director (Non-Executive, Non-Independent) of the bank from March 13, 2021 till July 23, 2021. Mr. Ittira Davis is a graduate from the Indian Institute of Management, Ahmedabad (1976).
Mr. Banavar Anantharamaiah Prabhakar is a Part Time Chairman and an Independent Director of our Bank. He holds Bachelor's degree in commerce from University of Mysore and is a Chartered Accountant with the Institute of Chartered Accountants of India. He possesses about 37 years of experience of serving various banks. He carries experience of various positions from banks such as Bank of India, Andhra Bank and Bank of Baroda. He retired as Chairman and Managing Director of Andhra Bank in August, 2013. He has also served as the Executive Director of Bank of India. He served on various boards representing the banks he had worked with. He was on the Board of Karnataka Bank Ltd. as an Independent Director for five years and on the Board of Canara HSBC OBC Life Insurance Co. Ltd, for 6 years from 2015 to 2021.
Mr. Samit Kumar Ghosh is a Non-Executive, Non-Independent Director of our Bank. He has completed MBA from Wharton School of Business at the University of Pennsylvania, USA. He is the Non-Executive Director and Chairman of Ujjivan Financial Services Limited (“UFSL”). He founded the UFSL in 2004 and served as its MD & CEO until January 31, 2017. With the approval of the Reserve Bank of India, he was designated and took charge as the MD & CEO of Ujjivan Small Finance Bank Limited effective from February 01, 2017 and he retired on November 30, 2019 from this position on attaining the age of 70 years. He is a career banker with over 30 years of experience in India & overseas with a specialization in retail banking. He was part of the management team which launched retail banking with Citibank in 1985, Standard Chartered Bank in 1993 and HDFC bank in 1996 and his last employment prior to founding UFSL was in Bank Muscat.
Ms. Sudha Suresh is an Independent Director of our Bank. She is a qualified Chartered Accountant with the Institute of Chartered Accountants of India and Company Secretary with the Institute of Company Secretaries of India. She is also a Grad ICWA from the Institute of Cost & Work Accountants of India. She is a finance professional with a rich experience of more than two decades in private and public companies & a decade as practicing chartered accountant. She is the founding partner of S. Rao & Associates, Chartered Accountants, Bangalore. She is also the founder of Mani Capital. She was the Managing Director and CEO (2017 - 2018) and Chief Financial Officer (2008 – 2017) of Ujjivan Financial Services Limited. Prior to this, she has served as CFO/ Finance Head for many companies.
Rajesh Jogi joins the Bank as an Independent Director of our Bank. Rajesh brings rich work experience of 27 years in the Banking Industry with a focus on risk management. He last worked with the Natwest Group (erstwhile RBS Group) where he led key strategic projects and transformation. He was the Chief Risk Officer, India of the Royal Bank of Scotland and subsequently the Country Head of Risk, India for the Group. He is also a Non-Executive Director on the Board of few other companies. Rajesh holds a Bachelor of Arts degree in Economics and is a Fellow member of the Institute of Chartered Accountants of India. He also attended the Advanced Management Program from the Harvard Business School in Boston.
Rajni Mishra is an Independent Director of our Bank. She holds Master’s Degree in Commerce (Gold Medalist) from M S University, Vadodara. She has been a career banker for nearly four decades, with State Bank of India as well as its Associate Banks where she has handled varied assignments and diverse portfolios, gaining exposure in Branch Administration, Corporate Credit, Forex Treasury, Vigilance, Audit & Inspection etc.
Ravichandran Venkataraman is an Independent Director of our Bank. He has passed FCCA from United Kingdom and ACMA from United Kingdom. He has also completed program for CFOs with Wharton Business School, USA. He is a global leader with a track record spanning 30+ years having worked in India, London and Bahrain. He moved from Banking to shared services and is currently into education and consulting. He brings a strong business background and having worked with top Business Leaders in over 100 countries. He is the Chairperson of eVidyaloka Trust, a not-for-profit social enterprise into remote education for rural children in India. eVidyaloka currently operates digital classrooms, mobile applications and teachings through television in 155 districts across 11 States to teach 25 Lakhs children. Earlier, in his role as Senior Vice President of HP’s Global Business Services, he was responsible for developing the company’s shared services strategy and its global operating model. He led a team of 18,000 people spread across 14 global centres and co-located in 58 countries. He joined Hewlett Packard from ANZ Bank’s global back office where he was the Managing Director, responsible for managing a team of over 5,000 in technology and operations. Prior to that, he was Vice-President – Corporate and Investment Banking at Bank Muscat and was part of the leadership group that set up the Bank in India.
Mr. P. N. Raghunath is an Additional Director on the Bank’s Board (nominated by the Reserve Bank of India). He heads the foreign exchange department of the Reserve Bank of India at its Bengaluru Office. He has experience in the areas of Public Accounts, Public Debt Management, Foreign exchange management and Data Centre of the Reserve Bank. Before joining the Reserve Bank of India, he worked as an officer in State Bank of Hyderabad for three and half years. He has also served as a faculty member and Vice Principal of the Reserve Bank’s Staff College. Mr. Raghunath has graduated in B.Sc. Agriculture and has completed his Post graduation (M.Sc. Agriculture) in Agricultural economics. He has also completed MBA (Banking & Finance), Diploma in International Banking and Finance (DIBF) and Diploma in Business Finance (DBF).
Mr. Satyaki Rastogi is a Non-Executive Nominee Director on the Board of our Bank. He currently holds the position of General Manager and Regional Head at Bengaluru Regional Office of SIDBI and has served in various capacities in SIDBI during his service spanning 27 years. His major experience is in the field of direct lending to MSMEs, Stressed Assets and NPA management. He has spearheaded the policy initiatives taken by SIDBI to re-energize its Direct Credit Business and has worked in the areas of end to end digital lending platform, introduction of new products and new technology initiatives. He was also the Chief Vigilance Officer of the State Bank of Travancore. He holds nominee directorships on the Boards of Kerala Financial Corporation and Fincare Business Services Limited and has held nominee directorship on the Board of Tamilnadu Industrial Investment Corporation Limited. Mr. Rastogi is an engineering graduate from NIT Kozhikode.
Ms. Anita Ramachandran is an Independent Director of our Bank. She is a well-known HR expert in the country and has over 40 years of experience as a management consultant. She began her career in the Management Consultancy division of AF Ferguson & Co (the KPMG network company in India then) in Mumbai in 1976 as the first woman consultant in the firm. Ms. Anita founded Cerebrus Consultants in 1995 to focus on HR advisory services. She is known as an authority in Reward management in the country and her work in the compensation and rewards. She also works with several PE firms and start-ups to mentor them through their growth journey. She has been an Independent Director on company Boards for the last 20 years and has in this capacity been associated with a wide range of industries.