An exclusive banking service
for the discerning few.

Ujjivan Navratna is a premium banking program designed exclusively for our esteemed customers who value priority and privilege. It offers signature features and exclusive benefits to enhance your banking experience.

The Navratna Program is the highest level of banking relationship offered by Ujjivan SFB.

Navratna Banking offers a range of tailored and exclusive features and benefits that are not available for regular banking customers. These include dedicated relationship managers, a range of lifestyle perks, exclusive banking privileges and more.

Navratna's signature features include a dedicated Relationship Manager, a dedicated helpline and service email ID, platinum card benefits, smart statements, and doorstep banking services.

A dedicated Relationship Manager is exclusively focused on meeting your banking and financial needs, providing personalized service and expert guidance.

The Platinum Card provides privileges such as lounge access, higher withdrawal limits, unlimited FREE transactions at any bank ATM, and an array of premium benefits.

The dedicated helpline and Service Email ID ensure your needs are addressed promptly and personally and offer enhanced convenience and support.

The Smart Statement is a personalized statement that offers a clear, concise, and comprehensive overview of your exclusive banking relationship with us, making it easier for you to stay informed about your finances.

Doorstep Banking Services include cheque pickup and delivery, account opening, and customer details update, all at your doorstep, ensuring that banking is tailored to your convenience.

Navratna's exclusive benefits encompass lifestyle perks, health and wellness benefits, access to tax and financial software services, and exclusive events for an enhanced banking experience.

The complementary subscriptions can be availed by the customers at the time of onboarding by writing a request to the dedicated email ID. All the subscriptions offered are one-time Annual memberships.

Lifestyle benefits encompass perks related to dining, entertainment, healthcare, travel, fashion, news, and education, with a one-time Annual Times Prime Membership.

MediBuddy Gold subscription is a one-time Annual subscription that provides access to high-quality healthcare services and online consultations, prioritizing your well-being.

• The MediBuddy Gold membership is one-time Annual membership that provides access to unlimited online doctor consultation for the entire family (Customer+Spouse+2 Children+ Parents). Totally 6 members (Self+5)
• Customers have access to 22 specialities, to consult MD doctors, in 16 Indian languages.

Navratna offers one-time Annual ClearTax membership- a premier platform for expert assistance in tax-filing, ensuring that your financial affairs are in expert hands.

• Expert Assisted Tax filing.
• Single form 16
• Year-round support via dedicated Relationship manager
• Tax Due/Refund Status and Filing confirmation
• Claim your tax benefits under Section 80C and other applicable sections

Exclusive Events are specially curated events and regional gatherings that provide opportunities to engage and network with fellow premier customers.

To qualify for the Navratna program, you must be an existing customer who maintains a TRV of ₹25 lakhs or more consistently for twelve consecutive months.

The Navratna Program is open exclusively for Personal Banking customers. Business Banking customers are not eligible for the Navratna Banking relationship.

TRV is the sum of your Savings Account balance and Term Deposits, determining your eligibility for the Navratna program.

If you meet the eligibility criteria, our Branch Manager will reach out to facilitate your onboarding.