Individual home loans

Ujjivan Home Loans

We provide tailor made solutions for customers looking for construction, purchase or renovation of house and loan against property.

Home Purchase & Home Construction Loan

Planning to Purchase a new house, with Ujjivan SFB we make it possible for you to avail the loan.

  • Loan Amount range: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
  • Rate of Interest (ROI): Starting from 8.75*% to 16.75% p.a. reducing
  • Tenure range (in months): Minimum 39 Months & Maximum 240 Months
  • Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.0% - 2.0% of loan amount + GST applicable

Composite (Plot Purchase & Self Construction) Home Loan

Planning to purchase a plot & construction home on the plot then you are at the right place where we will help you with adequate loan amount to make your dream come true.

  • Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 50,00,000
  • Rate of Interest (ROI): Starting from 8.75*% to 17.75% p.a. reducing
  • Tenure range (in months): Minimum 39 Months & Maximum 240 Months
  • Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.5% - 2.0% of loan amount + GST applicable

Home Improvement Loan

All Homes deserves new look from time to time and with our Home Improvement Loan the renovation & repair of your beloved house becomes much easier.

  • Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 25,00,000
  • Rate of Interest (ROI): Starting from 8.75*% to 17.75% p.a. reducing
  • Tenure range (in months): Minimum 39 Months & Maximum 180 Months
  • Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable

Home Equity Loan (Non Home Loan)

Loan for Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties.

  • Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
  • Rate of Interest (ROI): Starting from 10.99*% to 19.75% p.a. reducing
  • Tenure range (in months): Minimum 39 Months & Maximum 180 Months
  • Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable

Commercial Purchase Loan (Non Home Loan)

Purchase of commercial space, office outlet etc.

  • Loan Amount: Minimum ₹ 5,00,000 & Maximum ₹ 30,00,000
  • Rate of Interest (ROI): Starting from 8.75*% to 19.75% p.a. reducing
  • Tenure range (in months): Minimum 39 Months & Maximum 84 Months
  • Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
  • CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable

Note:

Life insurance and Property insurance premium as applicable

Stamp duty as applicable in states/UT

CERSAI charges

  • Rs 50 + GST for loans up to 5 lakh
  • Rs 100 + GST for loans above 5 lakh

Pre-qualified Top Up Loan

Leveraging the value of your relationship with Ujjivan SFB. With our pre-qualified top up loan, you can now fulfill your dreams

  • Loan amount : Minimum ₹1,00,000 & Maximum ₹ 10,00,000
  • Loan processing Fee: Zero
  • Rate of interest : only 1% more than your core loan ROI
  • Tenure range (in months): Minimum 39 months & Maximum 84 months
  • CLADUM charges : ₹5000 + GST

Note:

Applicable only for existing eligible customers

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