Savings Accounts
Our innovative Savings Accounts are designed to help you optimize your savings, grow your wealth and achieve your long-term financial goals.
Privilege Savings Account
A world of banking privileges, now open to the world
- Monthly Average Balance – ₹25,000 & above
- Unlimited free fund transfer through Internet and mobile banking
- Unlimited free transactions across any bank ATM
Maxima Savings Account
Redefine your privileges
- Zero charges on commonly used banking services*.
- Enhanced POS & E-commerce limit of ₹5 lakhs.
- Personal Accident and Total Permanent Disability cover of up to ₹10 lakhs.
Digital Savings Account
For busy savers!
- No minimum balance requirements
- Free debit card for the first year
- 5 free transactions at both Ujjivan SFB and other bank ATMs
Senior Citizen Savings Account
Banking services with a touch of care
- Special assistance at branches with dedicated senior citizen desk
- No charges on non-maintenance of minimum balance
- Free 25 cheque leaves per quarter
Minor Savings Account
Start saving early to secure your child's future
- No average monthly balance criteria
- Provision of Debit Card for minors above 10 years (upon request)
- 24*7 unlimited transactions at Ujjivan SFB’s ATMs
Regular Savings Account
Smaller Savings for Better Future
- Monthly Average Balance of ₹1,000 need to be maintained in regular savings bank account to avoid charges. For regular savings bank accounts opened till 15th January 2024 the MAB requirements will be applicable from 01st April 2024
- RuPay Classic Debit Card
- No charges for non-home branch transactions
Garima Savings Account
Journey on with pride
- Flexible eligibility criteria and balance maintenance options
- Minor account linked to the primary with a Standing Instruction of ₹2,000 per month
- Free RuPay Classic Debit Card specially designed for women
Classic Savings Account
Give a account a classic edge
- Higher savings with interest rates up to 7.50%
- Daily shopping limit of up to ₹1,00,000
- One free cheque book per quarter
Basic Savings Bank Deposit Account
Your first step to financial stability
- RuPay Classic Debit Card
- No charges on non-maintenance of minimum balance
- 4 Free Number of withdrawals (across all channels including at branch, IB/MB & ATM – monthly)