Interest Rates

Loan Interest Rates

Discover the latest interest rates that are applicable across all our loan products.

Name of Scheme / ProductMinimum (%)Maximum (%)Mean Rate (%)
Kisan Pragati Card Cash Credit13%15%15%
Kisan Pragati Card Term Loan15%17%17%
Overdraft against Property10%17%13%
Business Edge Term Loan10%14%11.5%
Business Edge OD9%13%10.7%
Agri Group Loan22%22%22%
Group Loans21.90%23.10%22.50%
Gold Loans14.5%15%14.75%
Home Construction/Purchase Loans10.75%15.75%12.62%
Home Improvement Loans12.75%15.75%15.21%
Home Equity Loans12.75%17.75%16.03%
Individual Loans24.25%25.50%24.875%
Kisan Suvidha Loan23.25%23.25%23.25%
Loan Against Property - SENP - SEP17%19%18.2%
Personal Loans11.49%16.49%13.99%
Secured Enterprise Loan10%17%14.4%
Two-Wheeler Loan21%28%21.77%
MSME Loan Against Rent Receivable9%14%12.1%
CGTMSE Term Loan11%15%13.00%
CGTMSE Overdraft facility10%15%12.00%
GECL (ECLGS)9.25%9.25%9.25%

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