Benefits Of Ujjivan Current Account:
- Flexible Free Cash Deposit Limit across branches (based on average balance of previous or current month as applicable).
- Enjoy Cash & Cheque pickup facility at your Doorstep (Offered in selected cities through third party tie-ups)
- No additional charges for non-home branch transactions - Every branch is home branch!!
- Unlimited free ATM transactions at all Ujjivan Small Finance Bank ATMs
- Financial transactions through Branch, ATM, Net Banking and Mobile Banking
- Point of Sales Solutions (POS) - Stand-alone POS terminals / Wireless POS Terminals – GP terminals (Offered through third party tie ups)
- Enjoy the facilities of SMS banking and Missed call banking along with 24/7 support from toll free phone banking center
- Remittance facilities - NEFT/RTGS/IMPS
TASC Current Account
Carry your business transactions effectively
We bring to you a TASC – Trust, Association, Society and Club – Current Account that enables non-profits to carry business transactions effectively. A TASC organisation has special responsibilities and requirements for carrying out business operations smoothly. We assure a seamless banking experience to all non-profits, which addresses all their needs.
Features:
- No average monthly balance criteria
- No initial deposit for account opening
- A monthly hard copy of the statement provided on request, free of cost (unless the customer has opted for e-statement)
- MAB Based free electronic fund transfers per month
- Free cash deposits across all Ujjivan Small Finance Bank branches up to 15 times of the monthly average balance (MAB) maintained during previous month
Benefits
- Unlimited cash withdrawal at the branch
- Doorstep banking
- Monthly e-statement
- Transaction alerts and updates of your account
- Payable at par cheque book with 50 leaves free of cost per month
- 24x7 customer care
- Non-cash services (DD transactions at a nominal cost)
Value Added Services
- CMS
- POS
- NACH (National Automated Clearing House)
- Internet Payment Gateway
- Business Net Banking
Business Edge Current Account
Cutting-edge advantage to your business
Our Business Edge Current Account offers comprehensive banking solutions, exclusively designed to help retailers as well as Micro and Small Medium Enterprises (MSMEs) customers carry out business as per their changing needs
It has all the features of a Current Account with a dash of other value-added services which sets it in a class apart. Since small businesses and start-ups are flexible about their deposits and balances, we cater to different types of businesses with diverse needs.
Features:
- 1) Decide your own cash deposit limit according to your business seasonality –we introduce Flexi Next and Flexi Now, to give your business the flexibility it needs.
Flexi Next (based on following slabs of Monthly Average Balance or MAB)
- MAB: < ₹1 Lakh: 12 times of average balance maintained in the PREVIOUS month or ₹5 lakhs, whichever is higher.
- MAB: ₹1 Lakh - < ₹5 Lakhs: 15 times of average balance maintained in the PREVIOUS month.
- MAB: >= ₹5 Lakhs: 20 times of average balance maintained in the PREVIOUS month.
Flexi Now (based on following slabs of Monthly Average Balance or MAB)
- MAB: < ₹1 Lakh: 12 times of average balance maintained in the CURRENT month or ₹5 lakhs whichever is higher.
- MAB: ₹1 Lakh - < ₹5 Lakhs: 15 times of average balance maintained in the CURRENT month
- MAB: >= ₹5 Lakhs: 20 times of average balance maintained in the CURRENT month
- 2) Free RTGS and NEFT services through any channel
- 3) Waiver on POS and CMS charges on the maintenance of required balance criteria
- 4) No additional charges for non-home branch transactions
- 5) Enjoy the benefits of RuPay Platinum Debit Card
- 6) Enhanced transaction limits of ₹1,50,000 per day at ATMs and shopping
- 7) 2 domestic airport lounge access free per quarter across 30+ lounges pan-India
- 9) Unlimited free ATM transactions at all Ujjivan ATMs and 10 free transactions at other bank ATMs per month
- 10) 50 free cash withdrawals at Ujjivan branches every month
- 11) 150 free cheque leaves per quarter
- 12) MAB can be as low as ₹25,000 Only
Eligibility:
To be eligible for a Business Edge Current Account, you must have any of the following:
- Resident individual
- Sole proprietorship
- Partnership firm
- Limited liability partnership
- Limited company
- One Person Company
- Hindu undivided family
- Section 8 / Section 25 Companies
- Trust, Association, Society, Club
Other Details:
- Need for maintenance of monthly average balance of ₹25,000 per month
- Non-maintenance of the minimum balance entails a fee of ₹750 + GST per month.
Premium Current Account
More benefits + privileges = better business
We take pride in the knowledge that it has left its customers smiling and more comfortable than they were before opening an account with us. It puts your convenience ahead of all else. In keeping with the overall bank tradition, the Premium Current Account provides you with additional benefits and privileges to facilitate your business’ seamless functioning and smooth operations.
Ujjivan SFB brings you a Premium Current Account par excellence. It comes with a variety of best-in-class features such as flexible cash deposit limit across all branches, 50 cheque leaves every quarter (free of cost), unlimited free ATM transactions and 6 at other banks’ ATMs per month and enhanced limits of Rs 1 lakh per day in both ATM withdrawals and shopping.
Key Features:
- Free cash deposits across all Ujjivan SFB branches up to 10 times the previous month’s average balance or ₹3 lakhs, whichever is higher
- Free 50 cheque leaves per quarter
- Free electronic fund transfer – NEFT, RTGS, IMPS. Remit money anywhere anytime across India, free of cost
- Point of sales (POS) solutions –Paper GPRS, Digital GPRS, Mpos, Android POS terminals (offered through third-party tie-ups)
- Enjoy the benefits of RuPay Classic debit card with unlimited free ATM transactions at Ujjivan SFB ATMs and 6 free transactions at other bank ATMs per month
- Enhanced limits of ₹1,00,000 per day in ATM withdrawals and shopping
- Free e-statement
- 50 free cash withdrawals at Ujjivan SFB branches every month
- Transaction alerts informing of updates on your account
- 24x7 customer care (available in your preferred language)
- Non-cash services (DD and PO transactions at a nominal cost)
Eligibility
To be eligible for a Premium Current Account, you must have any of the following:
- Resident individual
- Sole proprietorship
- Partnership firm
- Limited liability partnership
- Limited company
- One Person Company
- Hindu undivided family
- Section 8 / Section 25 Companies
- Trust, Association, Society, Club
Other Details:
- Need for maintenance of MAB of ₹10,000 per month
- Non-maintenance of the minimum balance entails a fee of ₹500 + GST per month.
Regular Current Account
For the ease of doing business
For a growing business, you need to transact briskly through multiple channels. Our Regular Current Account is designed to address all your business banking needs, while providing ease in carrying out transactions. You can stay updated and transact from anywhere, at any time and concentrate on growing your business and customers
Features:
- Free cash deposits up to ₹1,50,000 per month at any Ujjivan SFB Branch
- Free 25 cheque leaves per quarter.
- Payment Acceptance Solutions: QR Codes, Point of sale solutions (POS) – Paper GPRS, Digital GPRS are offered through third-party tie-ups.
- Enjoy the benefits of RuPay Classic Debit Card with unlimited free ATM transactions at Ujjivan SFB’s ATM and 5 free transactions at other bank’s ATMs every month
- Enhanced limits of ₹50,000 per day in ATM withdrawals and ₹1,00,000 of shopping
- Free 50 cash withdrawals per month at any Ujjivan SFB branch.
- Free Monthly e-statements
- Electronic fund transfer – NEFT, RTGS, IMPS at nominal costs
- Transaction alerts with account updates on your phone
- 24*7 customer care
- Non-cash services (DD and PO transactions) at a nominal cost
Eligibility:
To be eligible for a Regular Current Account you must be a:
- Resident individual
- Sole proprietorship firm
- Partnership firm
- Limited liability partnership
- Limited company
- One Person Company
- Hindu undivided family
- Section 8/25 Companies
- Trust, Association, Society, Club
Other Details:
- Need for maintenance of a monthly average balance of ₹5,000 per month
- Non-maintenance of minimum balance entails a fee of ₹300 + GST per month
