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Ujjivan Small Finance Bank (USFB) Limited is among the leading small finance banks in the country. We were one among the first 10 organizations to get the Small Finance Bank license in India. It is committed to provide a full suite of financial services with a focus to serve the unserved and under-served segments. We are now a one-stop destination for financial services and offer personalised customer experience to our wide customer base. With technology as a key enabler, Ujjivan Small Finance Bank continues to expand its reach and enhance customer experience. The strengthened digital interfaces, across regions and languages has empowered our customers to seek timely and easy access to finance; at all times. This has further enabled the Bank to deepen its customer connect across diverse locations. As a ‘Responsible Bank’ we stay invested in creating a sustainable social impact through community development and financial literacy initiatives.

Journey of

Journey of Ujjivan

2021 - 2022

  • Bounces back to profits after waves of pandemics & poor global economic conditions
Journey of Ujjivan

2018 – 2019

  • SFB IPO – Historic 170 times
  • 3rd Great Place to Work 2019
  • Launch of New Business Line – PL and Vehicle Finance
Journey of Ujjivan

2014 – 2017

  • Transition to Small Finance Bank and Transformation from MFI to SFB
  • Listing of UFSL -IPO
Journey of Ujjivan

2010- 2013

  • First Profits Generated in 2010
  • Diversified products – Introduced Individual Lending and Housing Loans
Journey of Ujjivan

2006 & 2009

  • Expansion to North, East and West
Journey of Ujjivan


  • Registered as an NBFC
  • Started pilot branch in Bengaluru
  • Started pilot branch in
Samit Player


Promoter and Board of Director

Tree of Life

Foundations of Ujjivan Culture

The tree of life is about the foundations of where Ujjivan’s unique work culture arises from.

Celebration Player


Ujjivan small finance bank Celebration Film

At #UjjivanSFB, we celebrate our synergies and embrace every opportunity to come together. Be it Diwali or Onam, Potlucks or Garba, we always make it a point to let our hair loose and share the joy with one another.

Every initiative we take at Ujjivan SFB was aimed at making Ujjivanites proud of our workplace. So many milestones, and so many achievements – all in the journey to build better lives, starting with You.

Ujjivan Unique

What makes
Ujjivan Unique

  • great place

    People Centricity

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  • barriers

    Engineering Progress

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  • edge


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  • culture


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Job Opportunities

Explore career opportunities with us

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Meet Our Leadership

Mr. Vibhas Chandra

Business Head – Micro Banking

Martin Pampilly

Chief Operating Officer

About our Leadership

Ittira Davis

Managing Director & Chief Executive Officer

Carol Furtado

Chief Business Officer

Martin Pampilly

Chief Operating Officer

Arunava Banerjee

Chief Risk Officer

Mocherla Durga Ramesh Murthy

Chief Financial Officer

Ashish Goel

Chief Credit Officer

Rajeev Pawar

Head of Treasury

Brajesh Joseph Cherian

Chief Compliance Officer

Sanjeev Barnwal

Company Secretary & Head of Regulatory Framework

Sathyananda S Prabhu

Head of Audit

Chandralekha Chaudhuri

Head of Human Resources

Nitin Sharma

I have been very fortunate to join Ujjivan as my first-ever corporate exposure. The spirit of One Bank One Ujjivan brings together all the departments and this exceptional motivation to work as a team drives me to work as a team with my fellows and accomplish new milestones each day..

Nitin Sharma

Cluster Manager Housing

Prakhar kumar

Even after facing 2 big crises in last four years, not only we have been able to remain stable and function in the face of disruption & chaos, but also have converted ourselves form MFI to bank, have learnt to remain balanced and bounced back with more strength from hard times.

Prakhar Kumar Pandey

Area Manager, Microbanking

Prerna padwal

Since inception, Ujjivan has always paid attention to have balanced gender ratio. We have women in all departments and their presence is in all the roles across the organization. We feel respected, motivated and inspired while working with Ujjivan.

Prerna Padwal

Regional Manager, Service Quality

Sahil gaba

Employee first is the core of Ujjivan. We built Ujjivan brand first with our people. The senior management’s strategy has allowed us to position our team to learn more, do more and be more. We believe in hiring and training best employees, we invest in employees.

Sahil Gaba

Regional Business Manager North Microbanking

Rishu kumar

Ujjivan is a flat organization. Here you get chance to interact with senior leaders frequently. It helps you build your horizon and develop your thought process. If you want to build your career this is the place to be in.

Rishu Kumar

National Product Manager-Housing Loans

Gaurav sah

I joined Ujjivan as Financial Analyst in 2016 in regional team gaining professional knowledge and exposure to business and strategy. Later, through IJP I moved to Corporate Office in a Project Management role handling branch launch. Further, I moved into a role of Product Management in 2020. These IJP opportunities have provided lot of cross functional exposure and helped me immensely to grow personally and professionally.

Gaurav Sah

Manager PMO

Sampad acharya

Starting as a Management Trainee in 2017, I have worked in multiple roles - from sales to business strategy. Each assignment given to me did come with challenges, but that is specifically where the real learning began and contributed to my professional expertise. I have had the good fortune of having some really smart and experienced professionals as supervisors, peers. It’s been almost five years now and the journey so far has been nothing short of rewarding, enriching and fulfilling!

Sampad Acharya

Manager, MSE Product

Awards & Achievements

Great place to work
India’s Best Workplaces in BFSI 2021
Best Large Workplaces in Asia 2021
India’s Best Companies to Work For 2021
India’s 50 Best Workplaces for Women 2021

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