Financial Calculators
Make informed financial choices with Ujjivan’s financial calculators. Our wide range of online calculators features a user-friendly design and is extremely easy to use. Whether it’s calculating your Fixed Deposit returns or your loan EMI, our calculators are designed to give you quick results in few seconds.
Compare your returns and EMIs with our financial calculators and make sound financial decisions. Explore our savings account calculator, FD calculator, two-wheeler loan EMI calculator, home loan calculator, MSME loan EMI calculator, and more.
Explore our Savings and Investment Calculators
Latest Blogs

Overconfidence Bias and Its Cost in Investing
June 24, 2025
Overconfidence is a well-documented behavioural bias in finance – often described as an “illusion of control” where investors overestimate their ability to predict or influence market outcomes.

What Makes a Savings Account Ideal for First Time Earners?
July 10, 2025
Starting your first job or gig is an exciting milestone. With your first earnings or salary in hand, one of the biggest questions is: "Where should I keep my money?"

How to Avoid Ineligible Deduction Claims While Filing ITR
July 09, 2025
Filing your Income Tax Return (ITR) for the financial year 2024-25 (Assessment Year 2025-26) requires careful attention to detail.

ITR-1 vs ITR-2: Understanding the Difference and Choosing the Right Tax Form
June 24, 2025
Filing your income tax return in India requires using the correct ITR form.

How Jewellers in India Calculate Gold Price
June 26, 2025
Gold jewellery holds a special place in Indian culture, often bought during festivals and family celebrations.
FAQs
1. What are financial calculators?
Financial calculators are online calculators that allow you to calculate your investment returns and EMI obligations in few seconds. Calculating your EMI or investment returns manually can be taxing and may leave room for errors. Using our calculators can help you save time and effort.
2. What are the benefits of using Ujjivan SFB’s online calculators?
Our calculators are extremely easy to use. All you need to do is enter the value as per your requirement/convenience to calculate your EMI or returns. Additionally, you have the flexibility to enter multiple values to compare EMIs and returns. This helps you make informed financial choices while booking an FD or taking a loan.
3. How can I calculate my loan EMI?
You can calculate your EMI by using the formula;
EMI = [P x R x (1+R) ^ N] / [(1+R) ^ (N-1)], where P is the loan amount; R is the rate of interest; and N is the tenure.
However, manual calculations may leave room for errors. As a better alternative, use our online EMI calculator to save time and effort.