Financial Calculators
Make informed financial choices with Ujjivan’s financial calculators. Our wide range of online calculators features a user-friendly design and is extremely easy to use. Whether it’s calculating your Fixed Deposit returns or your loan EMI, our calculators are designed to give you quick results in few seconds.
Compare your returns and EMIs with our financial calculators and make sound financial decisions. Explore our savings account calculator, FD calculator, two-wheeler loan EMI calculator, home loan calculator, MSME loan EMI calculator, and more.
Explore our Savings and Investment Calculators
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Akshaya Tritiya, often hailed as one of the most auspicious days in the Hindu calendar, symbolises unending prosperity, success, and growth.

Earn Higher Interest Rates on Fixed Deposit with This Account
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The RBI’s Monetary Policy Committee cut the repo rate by 25 basis points to 6.0% in its April 2025 meeting, marking the second consecutive reduction within six weeks to support growth amid benign inflation.

RBI’s New Rules for Savings Accounts for Kids: A Big Push Towards Early Financial Empowerment
April 25, 2025
The Reserve Bank of India (RBI) has taken a significant step towards financial empowerment of minors by issuing a fresh set of guidelines on the opening and operation of deposit accounts by children.

Best Current Accounts in India: Simplify Your Business Transactions
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In the fast-evolving world of Indian business, having a reliable current account is more than just a financial necessity—it’s a strategic asset.

Top Savings Account Schemes to Start the New Financial Year 2025–26
April 19, 2025
The beginning of a new financial year isn’t just about filing taxes or revisiting your investment strategy—it's also the perfect time to re-evaluate where you park your money.
FAQs
1. What are financial calculators?
Financial calculators are online calculators that allow you to calculate your investment returns and EMI obligations in few seconds. Calculating your EMI or investment returns manually can be taxing and may leave room for errors. Using our calculators can help you save time and effort.
2. What are the benefits of using Ujjivan SFB’s online calculators?
Our calculators are extremely easy to use. All you need to do is enter the value as per your requirement/convenience to calculate your EMI or returns. Additionally, you have the flexibility to enter multiple values to compare EMIs and returns. This helps you make informed financial choices while booking an FD or taking a loan.
3. How can I calculate my loan EMI?
You can calculate your EMI by using the formula;
EMI = [P x R x (1+R) ^ N] / [(1+R) ^ (N-1)], where P is the loan amount; R is the rate of interest; and N is the tenure.
However, manual calculations may leave room for errors. As a better alternative, use our online EMI calculator to save time and effort.