Business Edge Current Account

Business Edge Current Account

Cutting-Edge Advantage To Your Business

Our Business Edge Current Account offers comprehensive banking solutions, exclusively designed to help retailers as well as Micro and Small Medium Enterprises (MSMEs) customers carry out business as per their changing needs

 

It has all the features of a Current Account with a dash of other value-added services which sets it in a class apart. Since small businesses and start-ups are flexible about their deposits and balances, we cater to different types of businesses with diverse needs.

Features

Decide your own cash deposit limit according to your business seasonality –we introduce Flexi Next and Flexi Now, to give your business the flexibility it needs.

 

Flexi Next (based on following slabs of Monthly Average Balance or MAB)Flexi Now (based on following slabs of Monthly Average Balance or MAB)
MAB: < ₹1 Lakh: 12 times of average balance maintained in the PREVIOUS month or ₹5 lakhs, whichever is higher.MAB: < ₹1 Lakh: 12 times of average balance maintained in the CURRENT month or ₹5 lakhs whichever is higher.
MAB: ₹1 Lakh - < ₹5 Lakhs: 15 times of average balance maintained in the PREVIOUS month.MAB: ₹1 Lakh - < ₹5 Lakhs: 15 times of average balance maintained in the CURRENT month
MAB: >= ₹5 Lakhs: 20 times of average balance maintained in the PREVIOUS month.MAB: >= ₹5 Lakhs: 20 times of average balance maintained in the CURRENT month

 

  • Free RTGS and NEFT services through any channel
  • Waiver on POS and CMS charges on the maintenance of required balance criteria
  • No additional charges for non-home branch transactions
  • Enjoy the benefits of RuPay Platinum Debit Card
  • Enhanced transaction limits of ₹1,50,000 per day at ATMs and shopping
  • 2 domestic airport lounge access free per quarter across 30+ lounges pan-India
  • Unlimited free ATM transactions at all Ujjivan ATMs and 10 free transactions at other bank ATMs per month
  • 50 free cash withdrawals at Ujjivan branches every month
  • 150 free cheque leaves per quarter
  • MAB can be as low as ₹25,000 Only

Rewards and benefits: For every incremental balance maintained in the account, enjoy the benefits that provide an edge to your business

 

Note: The features and benefits on RuPay Platinum Debit Card are provided by RuPay and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/RuPay.

Eligibility

To be eligible for a Business Edge Current Account, you must have any of the following:

  • Resident individual
  • Sole proprietorship
  • Partnership firm
  • Limited liability partnership
  • Limited company
  • One Person Company
  • Hindu undivided family
  • Section 8 / Section 25 Companies
  • Trust, Association, Society, Club

Other Details

  • Need for maintenance of monthly average balance of ₹25,000 per month
  • Non-maintenance of the minimum balance entails a fee of ₹750 + GST per month.

Maximize your savings! Earn up to 8.75% p.a. on our Fixed Deposits!

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