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Business Edge Current Account

Ujjivan SFB Business Edge Current Account

Introduction:

The business current account of Ujjivan SFB is tailored to perfection to help both large businesses and MSMEs. It has the regular features of any business account as well as some additional ones that make it more flexible and customer-friendly.

Key Features of Ujjivan SFB Business Edge Current Account

Ujjivan SFB offers two types of business current accounts to fit the needs of different types of businesses.

 

Features of Flexi Next:Features of Flexi Current:
If the Monthly Average Balance (MAB) is less than ₹1 lakh, 12 times the average balance maintained in the previous month or ₹5 lakhs, whichever is higherIf the Monthly Average Balance (MAB) is less than ₹1 lakh: 12 times the average balance maintained in the current month or ₹5 lakhs, whichever is higher
If MAB is between ₹1-5 lakhs: 15 times the average balance maintained in the previous monthIf MAB is between ₹1-5 lakhs:15 times the average balance maintained in the current month
If MAB is equal to or more than ₹5 lakhs, 20 times the average balance maintained in the previous monthIf MAB is equal to or more than ₹5 lakhs: 20 times the average balance maintained in the current month

 

Top Benefits of Ujjivan SFB Business Edge Current Account:

  • Free RTGS and NEFT transactions
  • If you maintain the proper balance, you get a waiver of POS and CMS charges
  • You will receive the RuPay Platinum Debit card 
  • No extra charges apply when transactions are done at any non-home Ujjivan bank branch
  • Enhanced transaction limit up to ₹1,50,000 per day at ATMs
  • Lounge Access – 1 complementary lounge per quarter across any 65+ domestic airport or 7+ railway station
  • Unlimited free transactions across Ujjivan SFB ATMs and 10 free transactions/month at any other bank's ATM
  • 50 free cash withdrawals/month at Ujjivan SFB bank branches
  • 150 free cheques/quarter
  • The minimum account balance is only ₹25,000

Minimal Requirements

  • PAN Card
  • Aadhaar Card
  • The phone number that is linked to your Aadhaar Card

How to Open Ujjivan SFB Business Edge Current Account

Opening a Business Edge Current Account with Ujjivan SFB is a simple process. Just follow these steps:

 

If you are a new customer

  • Visit the Ujjivan SFB Business Edge Current Account
  • Click on New Customer and complete the KYC requirements
  • Enter your Business Edge Current Account details and mention the amount you wish to deposit
  • Make the online payment for your first deposit.

If you are an existing customer

Existing customers can do the following to create a Business Edge Current Account

  • Internet banking
  • Mobile banking
  • Visit their nearest Ujjivan SFB bank branch
  • Send a missed call at 799 666 666

Eligibility Criteria

  • Resident individual
  • Sole proprietorship 
  • Partnership firm or limited liability partnership
  • Limited company
  • One person company
  • HUF or Hindu Undivided Family
  • Section 8/ Section 25 company
  • Trust/association/society/club

FAQs

1. What is the Business Edge Current Account from Ujjivan SFB?

Ujjivan SFB Business Edge Current Account is a specially curated business current account that aids both large and small businesses with their deposits, withdrawals and contra-transactions. It is flexible and meets the unique needs of different kinds of businesses.

2. How can I find my nearest Ujjivan SFB branch to open a Business Edge Current Account?

If you visit the Locate Us section of our website, you will find a list of Ujjivan SFB's 752 branches across 22 states and UTs. You can easily locate one that is closest to you.

3. Can I open a Business Edge Current Account online?

Yes, just visit Ujjivan SFB Business Edge Current Account to submit the KYC documents and start the application process for the Business Edge Current Account.

4. What is the minimum balance that I have to maintain in the Business Edge Current Account?

You need to keep a minimum balance of ₹25,000 in your business current account.

5. If I have a query regarding the Business Edge Current Account, what should I do?

If you have questions regarding opening the Business Edge Current Account, you can call us at 1800-208-2121. Or you can send an email to customercare[at]ujjivan[dot]com.

6. Can I bring the money I want to deposit in the Ujjivan SFB Business Edge Current Account to the bank branch?

Yes, you can go to your nearest Ujjivan SFB bank branch, open the  Business Edge Current Account and deposit the amount.

7. What are the types of Ujjivan SFB Business Current Account?

Ujjivan SFB Business Current Account are of two types- Flexi Next and Flexi Current.

8. Is a debit card issued with the Ujjivan SFB Business Edge Current Account?

You will get the RuPay Platinum Debit Card with the Ujjivan SFB Business Current Account.

9. Who can avail of the Ujjivan SFB Business Edge Current Account?

You can open an Ujjivan SFB Business Current Account if you are a resident individual, are in a partnership/limited liability partnership business, have a sole proprietorship business, or private limited business. Clubs/associations and HUFs can also open this account.

10. What is the transaction limit per day for the Ujjivan SFB Business Current Account?

The transaction limit has been enhanced to ₹1,50,000 per day for the Ujjivan SFB Business Current Account.

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