Deposit Account
At Ujjivan Bank, we understand the importance of financial stability. That's why we offer a range of Fixed Deposit products that offer a smart, secure and guaranteed way to grow your savings. With various tenure options and attractive interest rates, your money is in capable hands.
Regular Fixed Deposits
Invest in your future!
- Minimum deposit amount should be ₹1,000 and in multiples of ₹100 thereof
- Tenures range from 7 days to 10 years
- Premature closure and partial withdrawal facility allowed
- Interest pay-out options available are monthly and quarterly
Tax Saver Fixed Deposits
Axe the Tax!
- Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961
- Minimum amount of ₹1,000 and maximum of ₹1,50,000 in a FY for a 5-year lock-in-period
- Available only for Indian residents and HUFs
- Interest pay-out options available are monthly and quarterly
Regular Recurring Deposits
Start small, save big!
- Deposit a fixed sum every month for the investment period
- Minimum deposit amount should be ₹100 and in multiples of ₹100 thereof
- Tenures can range from 6 months to 10 years
- Premature closure facility allowed
Digital Fixed Deposit
Invest easily online!
- Open a standalone FD without opening a Savings Account
- Open an FD for a duration of 6 months to 10 years
- Fund your fixed deposit by Net Banking / UPI / Debit Card
- Option to withdraw prematurely without penalty after 6 months
Sampoorna Nidhi
Earn a second income!
- Minimum deposit amount should be ₹25,000 and in multiples of ₹1,000 thereof
- Tenures range from 12 to 60 months in multiples of 12 months
- Interest calculated monthly and deposited to customers' linked USFB saving or current account
- Auto-renewal facility is available
Sampoorna Lakshya
Systematic investing for your goals!
- Deposit a fixed sum every month for the investment period
- Minimum goal amount of ₹3,000 and in multiples of ₹1,000 thereof
- Tenures range from 3 to 120 months
- Option to close prematurely without penalty after 6 months
Platina FD
For high savers!
- Platina FD is a non-callable deposit product. Part closure and pre-closure facility are not available
- Tenures ranges from 12 months to 60 months
- Deposit amount should be above ₹1 crore and below ₹2 crores
- Interest pay-out options available are monthly, quarterly and at maturity
