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MANAGEMENT TEAM

Nitin Chugh

Managing Director & CEO

Nitin Chugh is the Managing Director and Chief Executive Officer of our bank. He holds a bachelor’s degree in technology (electrical engineering) from National Institute of Technology, Kurukshetra and a professional diploma in marketing management from All India Management Association. He has previously worked with HDFC Bank Limited, Standard Chartered Bank, HCL Limited and Modi Xerox Limited. He was appointed as the Managing Director and Chief Executive Officer of our Bank with effect from December 01, 2019.

Upma Goel

Chief Financial Officer

Upma Goel joined the bank as the Chief Financial Officer on February 1, 2017. She is a Chartered Accountant with the Institute of Chartered Accountants of India. She previously worked with L&T Finance Holdings Ltd., Ujjivan Financial Services Ltd. and Escorts Securities Ltd.

Arunava Banerjee

Chief Risk Officer

Arunava Banerjee was appointed the Chief Risk Officer of Ujjivan SFB on February 1, 2017. He has previously worked with the State Bank of India, Standard Chartered Bank and Bahraini Saudi Bank. He was also the previous Chief Financial Officer of Remza Investment Company WLL. He holds a Master’s degree in Arts (Economics) from Calcutta University and is an associate of the Indian Institute of Bankers.

Rajat Kumar Singh

Business Head of MicroBanking and Rural Banking

Rajat Singh is the Business Head – MicroBanking and Rural Banking of Ujjivan SFB. He has a Bachelor’s degree in Technology (Agricultural and Food Engineering) from the Indian Institute of Technology, Kharagpur. He joined Ujjivan Financial Services Limited in 2007 as a financial analyst. He was appointed the Head of Strategy and Planning on February 1, 2017. Subsequently, he was redesignated as the Head of MicroBanking and Rural Banking on February 21, 2019.

Ashish Goel

Chief Credit Officer

Ashish Goel is the Chief Credit Officer of our Bank. He holds a bachelor of technology degree in Mechanical Engineering from Regional Engineering College, Kurukshetra and is a post graduate in Marketing & Finance from Xavier Institute of Management, Bhubaneswar. He was previously employed at Godrej & Boyce, Marico Industries and ICICI Bank. He joined Ujjivan as Chief Credit Officer in February 2021.

Rajeev Pawar

Head of Treasury

Rajeev Pawar joined as the Head of Treasury on January 20, 2020. He has previously worked with American Express Bank, Standard Chartered Bank, Kotak Mahindra Bank and Edelweiss Finance in India, Singapore and Dubai. He is an MBA from the Jamnalal Bajaj Institute of Management Studies, Mumbai and a Physics Major from the University of Mumbai.

Venkat Krishnan V

Chief Technology Officer

Venkat Krishnan joined as the Chief Technology Officer on June 11, 2020. Previously he has worked with, Utkarsh Small Finance Bank as Chief Technology Officer and was responsible for building and managing their core banking systems. His experience extends across working with organisations like ABK, ET Life, Yes Bank, Dhanalaxmi Bank, HSBC India, Reliance General Insurance, Satyam Computers, ICICI Bank and GTL Ltd. He has a Bachelor’s Degree in Science from SIES College, Mumbai University and has completed his Master of Computer Application from the Government College of Engineering in 1999.

Shrinivas Murty

Head of Liabilities

Shrinivas Murty joined as the Head of Liabilities on April 18, 2020. He is a Certified Associate of Indian Institute of Bankers. Before joining Ujjivan SFB, he was the Executive Vice President - Bandhan Bank, and managed the branch banking vertical. In the past, he has also worked with Bank of India, ICICI Bank and HDFC Bank. He brings with him vast business experience in strategies and models that spans across retail, SME, agri, micro-finance sales, operations, and compliance in the banking industry. Shrinivas holds a Bachelor’s and Master’s degree in Science from Pt. Ravishankar Shukla University and a PGDBM from MDI, Gurugram.

Brajesh Joseph Cherian

Chief Compliance Officer

Brajesh Joseph Cherian is a banking and financial services professional with over 20 years of experience in Compliance, Operational Risk, Corporate Banking, Retail Banking and Treasury. Starting his career with the South Indian Bank ,he later on worked with Axis Bank in India and UAE where he handled various roles including Deputy CEO for Dubai Operations. Before joining Ujjivan in 2016, his last assignment was as Vice President - Compliance and Risk with Axis Bank, Mumbai. He holds a Bachelor’s degree in Pharmacy from Dr MGR Medical University and a Master’s degree in Business Administration from SMU. He is a Certified Associate of Indian institute of Bankers.

Chanchal Kumar

Company Secretary and Compliance Officer

Chanchal Kumar joined Ujjivan SFB as the Company Secretary and Compliance Officer on March 24, 2018. He has previously worked with Yes Bank, GE Capital Services India, ICICI Bank Ltd and Anand Corporate Services Ltd. Chanchal holds a Bachelor’s degree in Commerce from Delhi University. He is Chartered Accountant with the Institute of Chartered Accountants of India and a Company Secretary with the Institute of Company Secretaries of India. He is a certified associate of the Indian Institute of Banking and Finance.

Sanjay Kao

Head of Human Resources

Sanjay Kao joined Ujjivan SFB as the Chief Business Officer on February 12, 2018 and has been appointed as the Head of Human Resources with effect from April 16, 2020. Before joining Ujjivan SFB, he has worked with Lipton India Limited, Dunia Finance LLC, Citibank, NA and ABN AMRO Bank, NV. He holds Bachelor’s degree in Technology (Chemical Engineering) from the Banaras Hindu University and a Postgraduate Diploma in Management from the Indian Institute of Management, Calcutta.

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