Banks will be Closed on These Days in Karnataka (2025)
July 21, 2025

Imagine rushing to your bank for an urgent task, only to find the doors closed for a holiday you didn’t anticipate. Bank holidays are more than just days off—they’re opportunities to plan better, whether for personal errands, business transactions, or festive celebrations.
In Karnataka, a state celebrated for its vibrant culture and economic dynamism, bank holidays reflect a mix of national observances, regional festivals, and religious traditions. Staying informed about these dates ensures you’re always one step ahead in managing your finances. Dive into this complete guide to bank holidays in Karnataka and make your plans stress-free and hassle-free!
List of Bank Holidays in Karnataka
Before we start, please known that Ujjivan Small Finance Bank is closed on the 2nd and 4th Saturday of every month. The bank remains closed on every Sunday.
Occasion | Day | Date |
Makara Sankranti/Pongal/Hazrat Ali’s Birthday, Magh Bihu, Uttarayana Punyakala | Tuesday | 14 January |
Maha Shivarathri | Wednesday | 26February |
Eid-Ul-Fitr (Ramzan) | Monday | 31 March |
Mahavir Jayanthi/Mahavir Janmakalyan | Thursday | 10 April |
Dr. B.R Ambedkar Jayanthi/Vishu/Tamil Day/ Maha Vishuva Sankranti/Biju | Monday | 14 April |
Good Friday | Friday | 18 April |
Basava Jayanthi/Akshaya Tritiya | Wednesday | 30 April |
May Day (Labor Day)/Maharashtra Din | Thursday | 1 May |
Id-Ul-Zuha (Bakri Eid) | Saturday | 7 June |
Independence Day/Janmastami | Friday | 15 August |
Ganesh Chaturthi (1st Day)/Varasidhi Vinayaka Brata/Vinayagar Chaturthi/Ganesh Puja/Samvatsari | Wednesday | 27 August |
Thiruvonam/Milad-i-Sherif/Milad-un-Nabi | Friday | 5September |
Mahanavami/Ayudha Pooja/Vijaya Dasami/Durga Puja/Navaratri | Wednesday | 1 October |
Vijaya Dasami/Gandhi Jayanti/Dussehra/Janmotsav Sri Sankardeva | Thursday | 2 October |
Maharshi Valmiki Jayanthi/Kumar Purnima | Tuesday | 7 October |
Diwali/Deepavali/Kali Puja/Naraka Chaturdashi | Monday | 20 October |
Balipadyami/Deepavali/Govardhan Puja/Samvat New Year Day/Diwali (Bali Pratipada) | Wednesday | 22 October |
Karnataka Rajyotsava | Saturday | 1November |
Christmas Day | Thursday | 25 December |
Please note that some of the occasions/festivals (example: Republic Day) may have fallen on the 2nd or 4th Saturday or on Sundays, which are bank holidays. Such occasions have been excluded from this list.
Why are Bank Holidays Important?
Bank holidays impact banking operations, from fund transfers and withdrawals to account opening, in bank branches. ATMs, mobile banking and ATMs remain operational., but tasks requiring in-person branch visits, such as document submission (physically) or locker access need to be planned around these holidays. Being aware of these dates ensures smooth financial management and mitigates unnecessary delays.
Planning to open a Savings Account but it’s a bank holiday? Worry not – you can now open a Savings Account and/or Fixed Deposit from the comfort of your home. All you need is your PAN and Aadhar for video KYC and a stable internet connection. For quick fund transfers and managing your money, you can use Ujjivan’s mobile app.
Tips to Manage Banking During Holidays
- Use Online/Digital Banking: Leverage digital platforms for transfers, bill payments, and account management.
- Plan Cash Withdrawals: Withdraw sufficient cash ahead of long weekends or consecutive holidays.
- Set Auto Payments: Schedule recurring payments to avoid late fees.
- Stay Updated: Check official bank websites or notifications for any unexpected changes in holiday schedules.
Final Thoughts
Stay informed of the holidays and plan your branch visits accordingly. That said, you can always reach out to Ujjivan’s customer care 24/7 by calling 1800 208 2121.
Enjoy easy banking with Ujjivan Small Finance Bank. Save more with our high-interest Savings Account and Deposit products. Need cash for your business or personal needs? Apply for MSME Loans or Micro Loans with us – we offer competitive rates and quick disbursal. We also offer vehicle loans and home loans tailored for your unique requirements. Experience a smooth banking journey with Ujjivan SFB!
Disclaimer:
The contents herein are only for informational purposes and generic in nature. The content does not amount to an offer, invitation or solicitation of any kind to buy or sell, and are not intended to create any legal rights or obligations. This information is subject to updation, completion, amendment and verification without notice. The contents herein are also subject to other product-specific terms and conditions, as well as any applicable third-party terms and conditions, for which Ujjivan Small Finance Bank assumes no responsibility or liability.
Nothing contained herein is intended to constitute financial, investment, legal, tax, or any other professional advice or opinion. Please obtain professional advice before making investment or any other decisions. Any investment decisions that may be made by the you shall be at your own sole discretion, independent analysis and evaluation of the risks involved. The use of any information set out in this document is entirely at the user’s own risk. Ujjivan Small Finance Bank Limited makes no representation or warranty, express or implied, as to the accuracy and completeness for any information herein. The Bank disclaims any and all liability for any loss or damage (direct, indirect, consequential, or otherwise) incurred by you due to use of or due to investment, product application decisions made by you on the basis of the contents herein. While the information is prepared in good faith from sources deemed reliable (including public sources), the Bank disclaims any liability with respect to accuracy of information or any error or omission or any loss or damage incurred by anyone in reliance on the contents herein, in any manner whatsoever.
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FAQs
1. Are banks closed on all public holidays in Karnataka?
Yes, banks remain closed on public holidays, but digital banking services are available.
2. What happens if a holiday falls on a Sunday?
If a holiday coincides with a Sunday, banks do not provide an additional day off.
3. Do private banks observe the same holidays as public sector banks?
Generally, yes, but there may be minor differences. It’s advisable to check with your bank.
4. Are ATMs operational on bank holidays?
Yes, ATMs function 24/7, even on bank holidays.
5. Can I access online banking services on holidays?
Absolutely. Online and mobile banking services remain unaffected by bank holidays.
6. Are second and fourth Saturdays holidays for banks in Karnataka?
Yes, as per RBI regulations, all banks are closed on the second and fourth Saturdays of each month.
7. Do banks work on state-specific holidays if I’m outside Karnataka?
No, banks in other states operate according to their local holiday schedules.
8. How can I confirm if a specific day is a bank holiday?
Check the Reserve Bank of India’s (RBI) official website or your bank’s holiday calendar.
9. Can cheques be processed on bank holidays?
Cheque clearing does not occur on bank holidays; processing will resume the next working day.
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