Does RBI’s Repo Rate Change Affect Your Home Loan Interest Rate?

The recent repo rate cut is a positive development for home loan borrowers, making homeownership more affordable and reducing the cost of borrowing. However, the onus remains on banks to transmit these benefits in a timely manner. Existing borrowers should stay informed about potential rate reductions, while new borrowers should capitalize on lower rates to secure better loan terms. As always, keeping an eye on market trends and acting strategically can help borrowers make the most of favourable economic conditions.

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