Unified Pension Scheme (UPS): Everything You Need to Know

The Unified Pension Scheme (UPS) offers a structured and inflation-protected pension plan for central government employees. With its guaranteed pension, government-backed contributions, and gratuity benefits, it is a more stable alternative to NPS, particularly for risk-averse employees. With partial withdrawals allowed and a predictable pension pay-out, UPS is a significant step in India's pension reform.

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