Planning to Open a Savings Account? Choose Ujjivan
May 01, 2025

Imagine earning more than 7% interest just by saving your money – sounds too good to be true? Not with Ujjivan Small Finance Bank! In a world where most banks offer average returns on savings accounts, Ujjivan stands out by combining high-interest rates with unmatched convenience. Whether you're saving for a rainy day, your next big goal, or simply looking for a secure place to grow your money faster, Ujjivan makes every rupee work harder for you. Let’s explore the top reasons why opening a Savings Account with Ujjivan is one of the smartest financial moves you can make today!
Why Choose Ujjivan for Savings Account?
1. Higher Interest Rates
Ujjivan offers high-interest Savings Accounts tailored to meet your financial aspirations and savings goals. You can earn up to 7.50%* interest rate (data as on 24 January 2025, *T&C apply) on your account balance with Ujjivan.
2. Multiple Products
Ujjivan offers a range of Savings Accounts designed to meet your unique requirements. For example, if you are looking for a Savings Account with high ATM withdrawal limit, you can apply for Maxima Savings Account. Ujjivan also offers dedicated Savings Accounts for women, senior citizens and minors.
3. Open a Savings Account from Anywhere
Ujjivan’s Digital Savings Account allows you to open an account anytime and from anywhere – right from the comfort of your couch. No branch visit required. All you need is your PAN and Aadhar card, any device (mobile, laptop etc) of your choice, and a stable internet connection for Video KYC. The entire account opening process is 100% paperless, safe and secure.
4. Extra Benefits and Discounts with RuPay Debit Cards
Once you open a savings account, Ujjivan offers a RuPay Debit Card so that you can carry out your transactions hassle-free. But these cards are more than just basic ATM cards. You get to enjoy a plethora of benefits with every transaction you make. Whether it’s a discount on your favourite brand or complimentary lounge access and comprehensive health coverage, RuPay Cards offer premium benefits that you cannot afford to miss!
5. Best-in-Class Service
While opening a bank account, we’ll seek a hassle-free banking experience. This is where Ujjivan excels. Ujjivan’s branch banking staff and customer care team are always there to assist you in every step. From account opening to any queries related to your account, Ujjivan’s team are there to answer all your questions so that you can enjoy a seamless banking experience. In case you face any account-related difficulties or queries during bank holidays, reach out to Ujjivan’s customer care department. The toll-free number is 1800 208 2121.
Final Thoughts
Opening a savings account with Ujjivan Small Finance Bank is not just about earning attractive interest rates; it’s about embracing a financial partner that prioritizes your growth, security, and convenience. With features like high returns, easy access, and customer-centric services, Ujjivan is redefining how we look at savings. Take charge of your financial journey today—because every rupee you save deserves to grow to its fullest potential.
If you're just starting out in your savings journey, opening a Savings Account with Ujjivan Small Finance Bank can be a good start. We have a wide variety of Savings Accounts catering to different financial needs - sign up for the one that meets your financial goals. Alternatively, you can browse through Ujjivan SFB product suite - our wide range of financial products are designed to make your financial life better.
FAQs
1. What is the interest rate on Ujjivan Small Finance Bank savings accounts?
Ujjivan offers one of the highest interest rates on savings accounts, exceeding 7%. The exact rate may vary based on your account balance, so it’s best to check their current rate chart or contact customer support for the latest details.
2. Are Ujjivan savings accounts secure?
Absolutely. Ujjivan Small Finance Bank is regulated by the Reserve Bank of India (RBI), ensuring your deposits are safe and secure under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme, which insures deposits up to ₹5 lakh.
3. Can I access my Ujjivan savings account online?
Yes, Ujjivan provides robust online and mobile banking services, allowing you to check balances, transfer funds, and pay bills with ease from anywhere, anytime.
4. Does Ujjivan provide a debit card with its savings accounts?
Yes, Ujjivan offers RuPay Debit Cards with savings accounts, which can be used for ATM withdrawals, online transactions, and point-of-sale purchases.
5. Are there additional benefits of opening a savings account with Ujjivan?
Along with high interest rates, Ujjivan savings accounts come with features like free passbooks, SMS alerts, mobile banking, doorstep services in select areas, and various offers on debit card transactions.
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