How to Use RERA to Check Project Details
July 03, 2025

Buying a home is a dream for many, but it can be slightly overwhelming for few. From finding the right property to getting home loan approval, there are several factors to consider. One important aspect that often goes overlooked is verifying the project details before taking a home loan approval. This is where you can visit and view all the details from the Real Estate Regulatory Authority (RERA) website.
RERA acts as a watchdog for the real estate sector in India and ensures transparency and accountability in property transactions. By checking the project details registered with RERA, you can make an informed decision and avoid any potential risks or frauds.
This article, will help you in checking RERA project details before taking a home loan.
The Benefits of Using RERA Project Details Before Taking Home Loans
Using the Real Estate Regulatory Authority website before taking a home loan offers several significant benefits for homebuyers. Here are a few:
- Increased Transparency: RERA mandates that developers disclose comprehensive details about their projects, including timelines, financials, and approvals. This transparency helps homebuyers make informed decisions and reduces the risk of hidden costs or fraudulent practices.
- Protection Against Delays: Developers are required to adhere to strict timelines for project completion. If they fail to deliver possession on time, RERA stipulates penalties, including compensation to buyers for each month of delay. This provision shields buyers from financial and emotional stress caused by delays.
- Financial Security: RERA requires builders to deposit 70% of the funds received from buyers into an escrow account, ensuring that the money is used solely for the intended project. This reduces the risk of financial mismanagement and increases buyer confidence when applying for home loans.
- Streamlined Dispute Resolution: RERA provides a structured mechanism for resolving disputes between buyers and builders, allowing for quicker resolutions without prolonged legal battles. Buyers can file complaints with RERA authorities regarding delays or non-compliance, which are typically addressed within 60 days.
- Enhanced Loan Accessibility: Lenders are more likely to approve loans for properties registered under RERA due to the reduced risks associated with these projects. This facilitates smoother loan approvals and potentially better terms for borrowers.
- Empowered Negotiation: With access to detailed project information and legal protections under RERA, homebuyers are better positioned to negotiate terms with developers, ensuring their rights are upheld throughout the transaction process
A Step-by-Step Guide to Get RERA Project Details
Here are a few simple steps you can take to check all project details:
Step 1: Visit the RERA website of your respective state

Step 2: Click on projects with RERA Number and search

If you know the RERA project number you can feed the number directly. For example, we have fed the number P51700011528 for a project of Signia Waterfront, located in Maharashtra after visiting the RERA Website of Maharashtra.
Step 3: Details of the search emerge

After clicking on search, the above details emerged for Signia Waterfront, a project in Navi Mumbai.
Step 4: Review the project details provided by RERA

You can now click on certificate, if you wish to see the certificate. You can click on application details to view the complete application details, etc. This way you can have all the details of the project.
Step 5: Conduct property verification details with the information provided by the developer to ensure consistency and accuracy
Relatable Situation
Neha is planning to buy her first home and is considering various projects in her preferred location. She decides to use RERA project details to shortlist projects that meet her requirements in terms of location, budget, and compliance. By doing so, Neha feels confident that she is making an informed decision and safeguarding her investment.
Final Thoughts
In conclusion, checking RERA project details before taking a home loan approval is crucial for a secure and informed property purchase. By verifying the project details, conducting property verification, and ensuring a smooth loan approval process, you can make an informed decision and mitigate risks.
Remember, the Real Estate Regulatory Authority provides valuable information about registered projects and developers. By accessing this information, you can check the project's compliance with regulations, legal documents, construction quality, and more.
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FAQs
1. What information can I find by checking project details on RERA?
By visiting the RERA website, you can access get information about the developer, legal compliance, project status, and specifications.
2. How can I verify property documents before applying for a home loan?
Engage a legal expert to conduct a title search, obtain an encumbrance certificate, collect property tax receipts, and obtain relevant NOCs from authorities.
3. Can RERA registration guarantee a risk-free investment?
While RERA registration provides transparency, it is still essential to conduct thorough due diligence before investing in any property.
4. Can I apply for a home loan without verifying the property?
It is highly recommended to verify the property before applying for a home loan to ensure a smooth loan approval process.
5. If I verify the property, does it help in my home loan approval?
Banks and financial institutions require property documents as part of their due diligence process. Proper verification increases the chances of home loan approval.
6. Is it necessary to check RERA project details even if I trust the developer?
Yes, checking project details helps you make an informed decision based on objective information rather than relying solely on trust.
7. Can I check project details for under-construction projects as well?
Yes, RERA mandates that all real estate projects, including under-construction ones, must register and provide project details.
8. Can RERA protect me from fraudulent developers?
While RERA aims to regulate the real estate sector, it is still essential to exercise caution and conduct thorough research before investing.
9. Are there any fees involved in accessing project details on RERA websites?
Some states may charge a nominal fee for accessing project details on their respective RERA websites.
10. Can I check project details for properties located in different states?
Yes, you can undertake property verification for projects located in different states by visiting the respective state's RERA website.
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