Cash Credit vs. Overdraft: Which is Better for Your Business?

Both Cash Credit and Overdraft are valuable tools for managing short-term financial needs. Cash Credit is ideal for businesses with regular working capital requirements, while Overdraft suits those needing flexibility for occasional cash flow mismatches. By understanding the features, benefits, and limitations of each, you can make a strategic decision that aligns with your business goals.

Take your business to the next level with Ujjivan Small Finance Bank MSME Loans. We have a host of MSME products tailored for your unique business growth needs. Additionally, we offer MSME Overdraft facilities for urgent business capital requirement. Browse through our suite of products and apply today!

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