Are You Eligible for Section 80EE or Section 80EEA Tax Benefits?

If you took a home loan between April 1, 2016 - March 31, 2017, and meet the eligibility criteria, you qualify for Section 80EE. However, if your loan was sanctioned between April 1, 2019 - March 31, 2022, and your property’s stamp duty value is ₹45 lakh or less, you can claim Section 80EEA.

Both deductions help first-time homebuyers reduce tax liability, but they cannot be claimed together. Make sure to choose the one applicable to you for maximum savings.

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