A Savings Account That’s Exclusively Designed for Women
August 30, 2025

Did you know that despite making up nearly 48% of India’s population, women account for only 30% of total bank deposits? Moreover, as per RBI data, the gender gap in financial inclusion is still significant, with many women either not having a bank account or having inactive ones. Recognizing this disparity, banks have introduced Savings Accounts exclusively designed for women. One such account is Ujjivan Small Finance Bank’s Garima Savings Account —a specially crafted savings account designed to empower women financially.
With exclusive benefits tailored to the unique needs of women, Garima Savings Account ensures that you don’t just save, but also grow your wealth efficiently and securely.
Features and Benefits
1. Higher Interest Rates
Get higher interest rates up to 7.25%* p.a. on account balance ensuring your savings grow faster. *T&C apply.
2. Free Debit Card
Garima Savings Account comes with a feature-rich RuPay Classic Debit Card. The card offers attractive discounts on brands allowing you to save on every purchase. Also, it’s a lifetime free debit card.
3. Higher Cash Deposit Limit
Enjoy free and higher cash deposit limit of ₹5 lakh per month and free unlimited withdrawal at any Ujjivan SFB branch.
4. Free NEFT and RTGS Transfers
Customers would also enjoy unlimited free NEFT and RTGS transactions through Internet and Mobile Banking.
Why Women Should Opt for the Garima Savings Account
Tailor-Made for Women’s Needs
Unlike generic savings accounts, Garima is designed considering women’s financial goals, offering perks that genuinely add value.
Encourages Financial Independence
Whether you’re a homemaker, professional, or entrepreneur, having an independent savings account with exclusive benefits helps build financial confidence.
Final Thoughts
Empower your financial journey today! Open a Garima Savings Account and experience banking that truly understands and supports you.
Secure your future with a Savings Account! Build your wealth effortlessly while enjoying attractive interest rates, instant access to your funds, and seamless digital banking. Whether you're saving for a dream, an emergency, or a better tomorrow, the right account makes all the difference. Open your Savings Account with Ujjivan today and take the first step toward financial freedom!
Disclaimer:
The contents herein are only for informational purposes and generic in nature. The content does not amount to an offer, invitation or solicitation of any kind to buy or sell, and are not intended to create any legal rights or obligations. This information is subject to updation, completion, amendment and verification without notice. The contents herein are also subject to other product-specific terms and conditions, as well as any applicable third-party terms and conditions, for which Ujjivan Small Finance Bank assumes no responsibility or liability.
Nothing contained herein is intended to constitute financial, investment, legal, tax, or any other professional advice or opinion. Please obtain professional advice before making investment or any other decisions. Any investment decisions that may be made by the you shall be at your own sole discretion, independent analysis and evaluation of the risks involved. The use of any information set out in this document is entirely at the user’s own risk. Ujjivan Small Finance Bank Limited makes no representation or warranty, express or implied, as to the accuracy and completeness for any information herein. The Bank disclaims any and all liability for any loss or damage (direct, indirect, consequential, or otherwise) incurred by you due to use of or due to investment, product application decisions made by you on the basis of the contents herein. While the information is prepared in good faith from sources deemed reliable (including public sources), the Bank disclaims any liability with respect to accuracy of information or any error or omission or any loss or damage incurred by anyone in reliance on the contents herein, in any manner whatsoever.
To know more about Ujjivan Small Finance Bank Products Visit:"https://www.ujjivansfb.in"
All intellectual property rights, including copyrights, trademarks, and other proprietary rights, pertaining to the content and materials displayed herein, belong
to Ujjivan Small Finance Bank Limited or its licensors. Unauthorised use or misuse of any intellectual property, or other content displayed herein is strictly prohibited and the same is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would (by reason of that person’s nationality, residence or otherwise) be contrary to law or registration or would subject Ujjivan Small Finance Bank Limited or its affiliates to any licensing or registration requirements.
FAQs
1. Who can open a Garima Savings Account?
Any woman, whether a salaried professional, self-employed, homemaker, or student, can open this account.
2. What is the interest rate offered on this account?
The interest rates are competitive and subject to market conditions. Check Ujjivan SFB’s website for the latest rates.
3. Are there any exclusive debit card benefits?
Yes, the Garima Savings Account comes with RuPay Classic Debit Card that offers discounts on popular brands.
4. How can I open a Garima Savings Account?
You can visit your nearest Ujjivan Small Finance Bank branch to apply.
5. Can I link my Garima Savings Account with UPI for transactions?
Yes, your Garima account can be linked to UPI, Google Pay, PhonePe, and other digital payment platforms.
6. Is this account available in rural and semi-urban areas?
Yes, Ujjivan SFB ensures wide accessibility, including rural and semi-urban locations, promoting financial inclusion.
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