Institutional Savings Account

All your banking needs are now under one roof. Our Savings Bank account caters to the needs of Trusts, Associations, Clubs, Societies, Government Institutions, Religious Trusts, Employee Welfare Trusts, Hospitals etc. We also offer a wide array of features and solutions to support a variety of your organisation’s banking needs.


  • Higher Free Cash Deposit Limit
  • State-of-the-art Business Net Banking
  • Higher Interest Rates Up To 7.5% p.a.* on institutional Savings Account
  • Dedicated Relationship Manager

*On an incremental balance above ₹5 lakhs. Interest rates demonstrated are subject to change from time to time. Other T&C apply.


Free Monthly e-statement / physical statement is provided to the customers on request

No minimum initial deposit for account opening

RTGS/IMPS/ NEFT electronic transactions free through branch/online mode

Cheque Book - On request - Free

Passbook facility available on request, free of cost

No monthly average balance criteria

Free cash deposits across all Ujjivan Small Finance Bank branches

Unlimited number and amount of monthly withdrawals at a branch



Rate Of Interest


Interest calculation on the daily end of day balances


Interest credited quarterly


For more information on the interest rate for your, Institutional Savings Account click here.

Services Offered

  • Facility to provide standing instructions to manage the account
  • Receiving SMS alerts
  • Business Net Banking
  • QR


Declaration - Increase in cash withdrawal threshold u/s 194N with respect to co-operative societies click here

Maximize your savings! Earn up to 9.00%* p.a. on our Fixed Deposits!

Book FD Online