1. Regular Savings Account

• Features:

  • No Average Monthly Balance criteria

  • No charges on non-maintenance of minimum balance

• ATM transaction limits:

  • Unlimited transactions at Ujjivan Small Finance Bank ATMs

  • 6 free transactions per month at other bank ATMs

• Your welcome kit includes:

  • Personalized RuPay Classic Debit Card

  • Debit Card PIN

  • Debit Card Manual

  • Passbook

• Rate of Interest:

  • 4% per annum

  • Interest calculation on daily end of day balances

  • Interest credited quarterly

• Transaction facilities:

  • Free SMS alert facility to registered mobile number

  • Remittance offered - NEFT, RTGS and IMPS

  • Standard rates across all branches

2. Senior Citizen Saving Account

• Features:

  • Flexible to use- No Minimum balance charges & No Monthly Average Balance criteria

  • Free Cash Deposit & Withdrawal at branches

• ATM transaction limits:

  • Unlimited FREE transactions across all Ujjivan’s biometric enabled ATMs

  • 6 FREE transactions per month at other bank ATMs

• Your welcome kit includes:

  • Life time Free Debit Card

  • Debit Card PIN

  • Passbook

  • 25 Cheque leaves free per year

• Rate of Interest:

  • 4% per annum

  • Interest is calculated on daily end of day balance

  • Interest to be credited quarterly

• Transaction facilities:

  • Free SMS facility to the registered Mobile number

  • Remittance facility- NEFT, IMPS & RTGS

  • Stand rates across all Ujjivan SFB branches

• Channel Access:

  • Access to your account across all Ujjivan SFB branches

  • 24*7 access to your account through Ujjivan helpline- 1800-208-2121

  • User friendly – Ujjivan Internet & Mobile Banking platforms

  • 24*7 access to all Ujjivan Biometric enabled ATMs

3. Minor Account

• Features:

  • No Average Monthly Balance criteria

  • No charges on non-maintenance of minimum balance

  • Account can be opened jointly with guardian only

  • Operated by the parent/guardian till the minor
    becomes major

  • Can be converted into a Regular Savings
    Account when the minor turns major

• ATM transaction limits:

  • Unlimited transactions at Ujjivan Small Finance Bank our ATMs

  • 6 free transactions per month at other bank ATMs

• Your Welcome Kit includes:

  • Personalized RuPay Classic Debit Card for children
    over 10 years of age (Shall be provided upon request)

  • Debit Card PIN

  • Debit Card Manual

  • Passbook

• Rate of Interest:

  • 4% per annum

  • Interest calculation on daily end of day balances

  • Interest credited quarterly

• Transaction facilities:

  • Free SMS alert facility to guardian and minor’s registered mobile number

  • Remittance offered - NEFT, RTGS and IMPS

  • Standard rates across all branches

4. BSBDA Account - Basic Savings Bank Deposit Account

• Features:

  • No Average Monthly Balance criteria

  • No charges on non-maintenance of minimum balance

  • Open account as a single or joint account.

• Transaction limits:

  • 4 free transactions across all channels including branch

• Your Welcome Kit includes:

  • RuPay Classic Debit Card

  • Debit Card PIN

  • Debit Card Manual

  • Passbook

• Rate of Interest:

  • 4% per annum

  • Interest calculation on daily end of day balances

  • Interest credited quarterly

• Transaction facilities:

  • Standard rates across all branches

  • Remittance offered - NEFT and IMPS

5. BSBDA Small Account

• Features:

  • No Average Monthly Balance criteria

  • No charges on non-maintenance of minimum balance

  • No KYC requirements

  • Valid for a period of 12 months

• Your Welcome Kit includes:

  • Passbook

  • Terms and Conditions

• Rate of Interest:

  • 4% per annum

  • Interest calculation on daily end of day balances

  • Interest credited quarterly

• Transaction facilities:

  • Balance should not exceed `50,000

  • Total withdrawals (cash or transfer) should not exceed `10,000

  • Deposits should not exceed `1,00,000 in a year

  • Standard rates across all branches

  • Remittance offered - NEFT and IMPS

6. Institutional Segment (TASC): Savings Account

• Features:

  • No Average Balance criteria

  • No initial deposit for account opening

  • Passbook facility – On request – free

  • Monthly e-statement (on request)

  • Monthly Physical statement – on request, free (not provided if opted for e-statement)

  • 1 at par Cheque Book (25 leaves per month) free

  • Number and amount of withdrawals at branch (monthly) – Unlimited

  • 100 free Electronic Fund Transfers

• Rate of Interest:

  • 4% per annum

  • Interest calculation on daily end of day balances

  • Interest credited quarterly

• Services Offered:

  • Standing instructions facility

  • Number and amount of withdrawals at branch (monthly) – Unlimited

  • SMS alert facility