Our range of Savings Accounts has something for everyone! Choose one that best suits your needs.
1. Regular Savings Account
Features:
No Average Monthly Balance criteria
No charges on non-maintenance of minimum balance
ATM transaction limits:
Unlimited transactions at Ujjivan Small Finance Bank ATMs
6 free transactions per month at other bank ATMs
Your welcome kit includes:
Personalized RuPay Classic Debit Card
Debit Card PIN
Debit Card Manual
Passbook
Rate of Interest:
4% per annum
Interest calculation on daily end of day balances
Interest credited quarterly
Transaction facilities:
Free SMS alert facility to registered mobile number
Remittance offered - NEFT, RTGS and IMPS
Standard rates across all branches
2. Senior Citizen Saving Account
Features:
Flexible to use- No Minimum balance charges & No Monthly Average Balance criteria
Free Cash Deposit & Withdrawal at branches
ATM transaction limits:
Unlimited FREE transactions across all Ujjivan’s biometric enabled ATMs
6 FREE transactions per month at other bank ATMs
Your welcome kit includes:
Life time Free Debit Card
Debit Card PIN
Passbook
25 Cheque leaves free per year
Rate of Interest:
4% per annum
Interest is calculated on daily end of day balance
Interest to be credited quarterly
Transaction facilities:
Free SMS facility to the registered Mobile number
Remittance facility- NEFT, IMPS & RTGS
Stand rates across all Ujjivan SFB branches
Channel Access:
Access to your account across all Ujjivan SFB branches
24*7 access to your account through Ujjivan helpline- 1800-208-2121
User friendly – Ujjivan Internet & Mobile Banking platforms
24*7 access to all Ujjivan Biometric enabled ATMs
3. Minor Account
Features:
No Average Monthly Balance criteria
No charges on non-maintenance of minimum balance
Account can be opened jointly with guardian only
Operated by the parent/guardian till the minor
becomes major
Can be converted into a Regular Savings
Account when the minor turns major
ATM transaction limits:
Unlimited transactions at Ujjivan Small Finance Bank our ATMs
6 free transactions per month at other bank ATMs
Your Welcome Kit includes:
Personalized RuPay Classic Debit Card for children
over 10 years of age (Shall be provided upon request)
Debit Card PIN
Debit Card Manual
Passbook
Rate of Interest:
4% per annum
Interest calculation on daily end of day balances
Interest credited quarterly
Transaction facilities:
Free SMS alert facility to guardian and minor’s registered mobile number
Remittance offered - NEFT, RTGS and IMPS
Standard rates across all branches
4. BSBDA Account - Basic Savings Bank Deposit Account
Features:
No Average Monthly Balance criteria
No charges on non-maintenance of minimum balance
Open account as a single or joint account.
Transaction limits:
4 free transactions across all channels including branch
Your Welcome Kit includes:
RuPay Classic Debit Card
Debit Card PIN
Debit Card Manual
Passbook
Rate of Interest:
4% per annum
Interest calculation on daily end of day balances
Interest credited quarterly
Transaction facilities:
Standard rates across all branches
Remittance offered - NEFT and IMPS
5. BSBDA Small Account
Features:
No Average Monthly Balance criteria
No charges on non-maintenance of minimum balance
No KYC requirements
Valid for a period of 12 months
Your Welcome Kit includes:
Passbook
Terms and Conditions
Rate of Interest:
4% per annum
Interest calculation on daily end of day balances
Interest credited quarterly
Transaction facilities:
Balance should not exceed `50,000
Total withdrawals (cash or transfer) should not exceed `10,000
Deposits should not exceed `1,00,000 in a year
Standard rates across all branches
Remittance offered - NEFT and IMPS
6. Institutional Segment (TASC): Savings Account
Features:
No Average Balance criteria
No initial deposit for account opening
Passbook facility – On request – free
Monthly e-statement (on request)
Monthly Physical statement – on request, free (not provided if opted for e-statement)
1 at par Cheque Book (25 leaves per month) free
Number and amount of withdrawals at branch (monthly) – Unlimited
100 free Electronic Fund Transfers
Rate of Interest:
4% per annum
Interest calculation on daily end of day balances
Interest credited quarterly
Services Offered:
Standing instructions facility
Number and amount of withdrawals at branch (monthly) – Unlimited
SMS alert facility