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Savings Account

Our range of Savings Accounts has something for everyone! Choose one that best suits your needs.

Regular Savings Account

1. Regular Savings Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No charges on non-maintenance of minimum balance

  • ATM transaction limits: ATM transaction limits

    • Unlimited transactions at Ujjivan Small Finance Bank ATMs

    • 6 free transactions per month at other bank ATMs

  • Your welcome kit includes: welcome kit

    • Personalized RuPay Classic Debit Card

    • Debit Card PIN

    • Debit Card Manual

    • Passbook

  • Rate of Interest: Rate of Interest

    • For interest rate, click here

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Free SMS alert facility to registered mobile number

    • Remittance offered - NEFT, RTGS and IMPS

    • Standard rates across all branches

Regular Savings Account

2. Senior Citizen Saving Account

  • Features: Features

    • Flexible to use- No Minimum balance charges & No Monthly Average Balance criteria

    • Free Cash Deposit & Withdrawal at branches

  • ATM transaction limits: ATM transaction limits

    • Unlimited FREE transactions across all Ujjivan’s biometric enabled ATMs

    • 6 FREE transactions per month at other bank ATMs

  • Your welcome kit includes: welcome kit

    • Life time Free Debit Card

    • Debit Card PIN

    • Passbook

    • 25 Cheque leaves free per year

  • Rate of Interest: Rate of Interest

    • For interest rate, click here

    • Interest is calculated on daily end of day balance

    • Interest to be credited quarterly

  • Transaction facilities: Transaction facilities

    • Free SMS facility to the registered Mobile number

    • Remittance facility- NEFT, IMPS & RTGS

    • Stand rates across all Ujjivan SFB branches

  • Channel Access: Channel Access

    • Access to your account across all Ujjivan SFB branches

    • 24*7 access to your account through Ujjivan helpline- 1800-208-2121

    • User friendly – Ujjivan Internet & Mobile Banking platforms

    • 24*7 access to all Ujjivan Biometric enabled ATMs

Minor Account

3. Corporate Salary Account

  • Features: Features

    • Flexible to use:- No charges on non-maintenance of minimum balance

    • Money transfer made easy: 24*7 Free IMPS facility through Ujjivan IB/MB application

    • Lifetime free Debit Card with enhanced limits

    • 25 Cheque leaves at the time of account opening

  • ATM transaction limits: ATM transaction limits

    • Unlimited transactions at Ujjivan Small Finance Bank ATMs

    • 6 free transactions per month at other bank ATMs

  • Your Welcome Kit includes: Welcome Kit

    • Rupay Classic Debit Card

    • Debit Card PIN

    • Cheque Leaves

  • Rate of Interest: Rate of Interest

    • For interest rate, click here

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Free SMS alert facility to registered mobile number

    • Remittance offered- NEFT, RTGS and IMPS

  • Channel Access: Transaction facilities

    • Access to your account across all Ujjivan SFB branches

    • 24*7 access to your account through Ujjivan helpline- 1800-208-2121

    • User friendly – Ujjivan Internet & Mobile Banking platforms

Minor Account

4. Minor Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No charges on non-maintenance of minimum balance

    • Account can be opened jointly with guardian only

    • Operated by the parent/guardian till the minor
      becomes major

    • Can be converted into a Regular Savings
      Account when the minor turns major

  • ATM transaction limits: ATM transaction limits

    • Unlimited transactions at Ujjivan Small Finance Bank our ATMs

    • 6 free transactions per month at other bank ATMs

  • Your Welcome Kit includes: Welcome Kit

    • Personalized RuPay Classic Debit Card for children
      over 10 years of age (Shall be provided upon request)

    • Debit Card PIN

    • Debit Card Manual

    • Passbook

  • Rate of Interest: Rate of Interest

    • For interest rate, click here

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Free SMS alert facility to guardian and minor’s registered mobile number

    • Remittance offered - NEFT, RTGS and IMPS

    • Standard rates across all branches

BSBDA Account - Basic Savings Bank Deposit Account

5. BSBDA Account - Basic Savings Bank Deposit Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No charges on non-maintenance of minimum balance

    • Open account as a single or joint account.

  • Transaction limits: Transaction limits

    • 4 free transactions across all channels including branch

  • Your Welcome Kit includes: Welcome Kit

    • RuPay Classic Debit Card

    • Debit Card PIN

    • Debit Card Manual

    • Passbook

  • Rate of Interest: Rate of Interest

    • For interest rate, click here

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Standard rates across all branches

    • Remittance offered - NEFT and IMPS

BSBDA Small Account

6. BSBDA Small Account

  • Features: Features

    • No Average Monthly Balance criteria

    • No charges on non-maintenance of minimum balance

    • No KYC requirements

    • Valid for a period of 12 months

  • Your Welcome Kit includes: Welcome Kit

    • Passbook

    • Terms and Conditions

  • Rate of Interest: Rate of Interest

    • For interest rate, click here

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Transaction facilities: Transaction facilities

    • Balance should not exceed `50,000

    • Total withdrawals (cash or transfer) should not exceed `10,000

    • Deposits should not exceed `1,00,000 in a year

    • Standard rates across all branches

    • Remittance offered - NEFT and IMPS

7. Institutional Segment (TASC): Savings Account

  • Features: Features

    • No Average Balance criteria

    • No initial deposit for account opening

    • Passbook facility – On request – free

    • Monthly e-statement (on request)

    • Monthly Physical statement – on request, free (not provided if opted for e-statement)

    • 1 at par Cheque Book (25 leaves per month) free

    • Number and amount of withdrawals at branch (monthly) – Unlimited

    • 100 free Electronic Fund Transfers

  • Rate of Interest: Rate of Interest

    • For interest rate, click here

    • Interest calculation on daily end of day balances

    • Interest credited quarterly

  • Services Offered: Services Offered

    • Standing instructions facility

    • Number and amount of withdrawals at branch (monthly) – Unlimited

    • SMS alert facility