Senior Citizen Savings Account
Our Senior Citizen Savings Account brings you facilities to help you relax and stay independent as you continue to manage your finances into your retirement years. Enjoy higher interest rates, priority banking services and other exclusive benefits. As part of your welcome kit, you get a life time free RuPay classic debit card.
Key Features and Benefits
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Ujjivan SFB Senior Citizen Savings Account Interest Rates
Below mentioned are the Interest Rates with effective from 19th June 2025
| Account balance | Rate of Interest (p.a.) |
|---|---|
| Up to ₹1 lakh | 3.00% |
| > ₹1 lakh to ₹5 lakhs | 4.00% |
| > ₹5 lakhs to ₹10 lakhs | 6.00% |
| > ₹10 lakhs to ₹50 lakhs | 7.00% |
| > ₹50 lakhs to ₹5 crores | 7.25% |
| > ₹5 crores | 7.50% |
You can find additional disclosures here.
Savings Account Calculator
Principal amount
Quarterly interest amount
*Interest is calculated on a quarterly basis.
*The above interest calculation shown is indicative, the actual interest paid out may vary.
*Interest Rates up to ₹ 1 lakh - 3.00% p.a. | Above ₹ 1 lakh to ₹ 5 lakhs - 4.00% p.a. | Above ₹ 5 lakhs to ₹ 10 lakhs - 6.00% p.a. | Above ₹ 10 lakh to ₹ 50 lakhs - 7.00% p.a. | Above ₹ 50 lakhs to ₹ 5 crores - 7.25% p.a. | Above ₹ 5 crores – 7.50% p.a.
Eligibility Criteria
Channel Access
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Free Mobile Banking app in 9 different languages of your choice
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Free Personal Net Banking facility
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5 free transactions per month at any other Bank’s ATM
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Speak to our 24*7 phone banking services in your preferred language at
1800 208 2121 -
Door step Services including financial(up to Rs.25,000/-) and non- financial transactions
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FAQs
1. What is Senior Citizen Savings Account?
Designed exclusively for seniors, Ujjivan SFB’s Senior Savings Account offers a blend of attractive interest rates, easy and secure access to funds and personalised service. We understand the unique financial needs and goals of our senior customers, hence our account comes with tailored solutions to your savings requirement.
2. How is the interest calculated on Senior Savings Account?
The interest is calculated daily on the end-of-the-day balance. The interest is credited every quarter.
3. Is there any penalty for non-maintenance of minimum balance?
No, we don’t levy any penalty fee for non-maintenance of minimum balance.
4. Are there any fees for non-home branch transactions?
At Ujjivan Small Finance Bank, every branch is your home branch. We don’t charge any fee for non-home branch transactions.
5. If I have any query, whom should I contact?
You can call us at our toll-free number - 1800 208 2121 or write to us at customercare@ujjivan.com.
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