SAVINGS ACCOUNT
Classic Savings Account
Give your account a Classic Edge
Your perseverance and hard work towards your ambition inspires us. We’re here to help you on your journey towards the quality of life you aspire for. Introducing our Classic Savings Account – a savings account tailored to give you the classic edge in your everyday life. It’s the savings account you need, with higher savings and convenient banking benefits.
Features & Benefits
- Higher Savings with Interest Rates up to 7.50%
- Choice of Debit Card – RuPay Classic Debit Card & RuPay Platinum Debit Card
- Free cash deposit limit of ₹3.5 Lakhs per month
- 10 free cheque leaves per quarter
- Access to state-of-the-art Mobile Banking in 9 languages of your choice
Transaction Facilities
- Daily Shopping Limit of ₹1,00,000 with RuPay Platinum Debit Card and ₹50,000 with RuPay Classic Debit Card
- Daily ATM Withdrawal Limit of ₹50,000 with RuPay Platinum Debit Card and ₹25,000 with RuPay Classic Debit Card
- High Free Cash Deposit Limit of ₹3.5 Lakhs Per Month
- Avail free Bill Payment facilities through Mobile and Internet Banking
- 1 Free Cheque Book Per Quarter
- SMS alert facility to your registered mobile number
- Free Monthly E-Statement to registered E-Mail ID
- Free NEFT transactions through online mode
- RTGS, IMPS, Demand Draft facilities available, standard charges apply
For the comprehensive Service Charges and Fees kindly click here
Channel Access:
- Free Mobile Banking App in 9 different languages of your choice
- Free Net Banking Facility
- 5 free transactions per month at any other bank’s ATM
- Speak directly to our customer care executive in your preferred language 24*7 through our
Toll Free Number 1800 208 2121
Rate Of Interest:
- For Rate of Interest on your Classic Savings Account, please click here.
- Interest is calculated daily (at the end-of-the-day) balances
- Interest is credited to your account at the end of every quarter
Eligibility:
- Low Minimum Average Balance requirement of ₹5,000
- Any resident individual with 18+ years of age is eligible to open the account
Garima Savings Account
Move Forward with our Trust and Support. An account that can be easily opened by every woman, for herself, by herself.
At Ujjivan SFB, planning for the future has never been easier as it is today. The bank allows customers to save as they spend. What’s more! You now can open an account and carry out all banking services from the comfort of your home as the Bank’s representative would come all the way to your doorstep to open your account in a convenient and comfortable way – this is not just a service for a few privileged customers, but for everyone.
The role you play in everyone’s life as a woman is unique and cannot be replicated. In gratitude, we’re doing our bit for you. We’ve tried to make your banking chores the least of your worries, with an account that is easily opened, easily accessed, and load of much-deserved benefits! Your account provides an enhanced banking experience with conveniences you haven’t experienced before! We introduce our Garima Savings Account to you - a Savings Account tailored to serve and empower women and help plan your finances better and choose a lifestyle that you desire.
Eligibility:
Your account, your choice! Maintain your account with flexibility and enjoy special benefits.
- Monthly Average Balance of ₹ 5,000/-
- Single RD of ₹ 5,000 p.m. for a minimum tenure of 12 months
- Cumulative FD of ₹ 2,00,000/- or above for a minimum period of 12 months
- Minor account linked to the primary with a Standing Instruction of ₹ 2,000/- per month
Features:
*The features and benefits on RuPay Classic Debit Card are provided by RuPay (NPCI) and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay. Please refer to www.rupay.co.in for more details.
- Flexible eligibility criteria and balance maintenance options
- Free RuPay Classic Debit Card specially designed for women
- Higher withdrawal and transaction limits within India
- Free Cash Deposit of up to Rs.5 lakhs per month or 8 transactions, whichever is earlier at any Ujjivan SFB branch
- Every branch is your home branch – no extra charges levied at any Ujjivan SFB branches
- 1 cheque book of 10 leaves FREE per quarter (on request)
- Up to 5 Demand Drafts free per calendar month subject to a maximum cumulative DD amount of ₹ 2 Lakhs
- Over 1000+ offers and benefits*
Transaction Facilities:
- Free SMS alert facility to your registered mobile number
- Provision of free Half Yearly Physical Statement through branch
- Free NEFT and RTGS transactions through online mode
- IMPS available, standard charges apply
For the comprehensive Service Charges and Fees kindly click here
Rate Of Interest:
- For Rate of Interest on your Garima Savings Account, please click here.
- Interest is calculated daily (on the end-of-the-day) balances
- Interest is credited to your account at the end of every quarter
Channel Access:
- 5 free transactions per month at any other Bank’s ATM
- Free Personal Net Banking facility
- Free Mobile Banking app in 9 different languages of your choice
- Speak directly to our customer care executive in your preferred language 24*7 through Ujjivan SFB’s Toll-Free Number 1800 208 2121
Regular Savings Account
Smaller Savings for Better Future
At Ujjivan SFB, planning for the future has never been easier as it is today. The bank allows customers to save as they spend. What’s more! You now can open an account and carry out all banking services from the comfort of your home as the Bank’s representative would come all the way to your doorstep to open your account in a convenient and comfortable way – this is not just a service for a few privileged customers, but for everyone.
You can also open an account with just a quick visit to the nearest branch or call our tollfree number to schedule an account opening at your doorstep. To make your life easier, the bank has merged technology with convenience and introduced mobile app and internet banking that you can use from the comfort of your home. With a savings account, all you have to do is sit back and watch your savings grow. We assure competitive interest rates and easy anytime access to your money, so that you can keep saving and stop worrying.
We understand how important the money is for you, and hence we do not levy any charges on non-maintenance of minimum balance with our Regular Savings Account.
Your welcome kit includes, a personalised RuPay Classic Debit Card for hassle-free shopping experience online -at various E-com platforms, offline- use it on POS machine at the stores near you, withdraw cash from an ATM and deposit cash at a Cash Deposit Machine
Features:
- RuPay Classic Debit Card
- No charges on non-maintenance of minimum balance
- Every branch is your home branch – no extra charges levied at any Bank branches
Transaction Facilities:
- Free SMS alert facility to your registered mobile number
- Free quarterly statement on your registered email ID
- NEFT, RTGS and IMPS available, standard charges apply
Channel Access:
- 5 free transactions per month at any other Bank’s ATM
- Free Personal Net Banking facility
- Free Mobile Banking app in 9 different languages of your choice:
- Hindi, English, Kannada, Tamil, Marathi, Gujarati, Bengali, Odia, Punjabi
- Speak to our 24*7 phone banking services in your preferred language at 1800 208 2121
Rate Of Interest:
- For Rate of Interest, please click here.
- Interest is calculated daily (on the end-of-the-day) balances
- Interest is credited to your account at the end of every quarter
Privilege Savings Account
Something special, for those who are special to us
Ujjivan SFB’s Privilege Savings Account comes with a host of benefits and privileges that gives you more value for money.
It is easy to open this account. Just walk-in to the nearest Ujjivan SFB branch or call home our representative for easy doorstep account opening.
Eligibility:
To be eligible for Privilege Savings Account, individual needs to meet any one of the below criteria:
- Monthly Average Balance in the Savings Account – Rs.25,000 & above
- Cumulative FD – Rs.5,00,000 & above**
- Single RD >= Rs.10,000 p.m. for minimum tenure of 12 months**
- Salary credit of Rs.30,000 and above per month*
*(Only one criterion applicable for Privilege Corporate Salary Account
**(Should be in the name of the first holder)
Features
- Flexible eligibility criteria and balance maintenance options
- Unlimited free fund transfer through Internet and Mobile Banking
- Unlimited FREE transactions across any bank ATM
- 25 FREE cheque leaves per quarter.
- No Additional charges for Non- Home branch transactions.
- Best in class FREE Personalized RuPay Platinum debit card with multifarious benefits
- Enhanced limits of Rs.1,00,000 per day in ATM & Rs.2,00,000 per day in Shopping
- Lounge Access - 2 free access per quarter across 30+ Domestic lounges PAN India
- Instant discounts on Swiggy and Amazon, one of the India’s largest and most valuable online food ordering/delivery and e-commerce platform
- Higher accidental insurance up to Rs.2,00,000 per annum
*The features and benefits on RuPay Platinum Debit Card are provided by RuPay (NPCI) and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay. Airport lounge access facility is provided at selected locations under the RuPay (NPCI) scheme. Please refer to www.rupay.co.in for more details.
Rate Of Interest:
- For Rate of Interest, please click here.
- Interest is calculated on daily end of day balance
- Interest to be credited quarterly
Transaction Facilities:
- Free SMS facility to the registered Mobile number
- Remittance facility - NEFT, IMPS & RTGS
Channel Access:
- Access to your account across all Ujjivan SFB branches
- Speak to our 24*7 phone banking services in your preferred language at 1800 208 2121
- User friendly – Ujjivan SFB Internet & Mobile Banking platforms
- 24*7 access to Ujjivan SFB ATMs and Cash Deposit Machine
Minor Savings Account
For the apple of your eye
Teach your children the basics of banking and make sure to give them a comfortable and secure future. Start investing and saving early for your children and empower your children financially.
Our Minor Savings Account is the perfect start to their banking journey. This account can be opened for children in the age group of 1 day to 18 years on the availability of necessary documents. You can start an account for your child, which is held jointly by you. With access to savings through a Debit Card (on request for children above 10 years only), you can guide your child’s transactions until the age of 18.
Enjoy the flexibility to use the savings without worrying about maintaining a minimum balance. We believe that a financially literate young generation goes on to achieve financial empowerment. We applaud your choice to encourage your children to start saving early!
Features:
- No average monthly balance criteria.
- No charges on non-maintenance of minimum balance
- An account can be opened jointly with the guardian only
- Operated by the parent/guardian until the minor becomes a major
- Can be converted into a regular savings account when your child turns into a major (18 Years)
- Provision of Debit card for minors above 10 years (upon request)
Transaction Facilities:
- Free SMS alert facility to your registered mobile number
- Free quarterly statement on your registered email ID
- NEFT, RTGS and IMPS available, standard charges apply
Channel Access:
- 5 free transactions per month at any other Bank's ATM
- Speak to our 24*7 phone banking services in your preferred language at 1800 208 2121
Rate Of Interest:
- For Rate of Interest, please click here.
- Interest is calculated daily (on the end-of-the-day) balances
- Interest is credited to your account at the end of every quarter
Senior Citizen Savings Account
The most comprehensive account
Our Senior Citizen Savings Account provides many benefits to you, which allows you to access your money with ease and flexibility.
You get unlimited number of transactions absolutely free at any of Ujjivan SFB ATMs and Branches. Online remittance options available for you to transact comfortably from anywhere through personal net banking.
You deserve banking that is convenient to use and takes away all your worries. Our Senior Citizens Savings Account brings you facilities to help you relax and stay independent as you continue to manage your finances into your retirement years.
As part of your welcome kit, you get a life time free RuPay classic debit card with 5 free transactions per month on other bank’s ATM and offers on shopping online or swiping our card at the stores.
Features:
- Special assistance at branches with dedicated senior citizen desk
- Avoid queues and avail priority service at branches
- Lifetime Free RuPay Classic Debit Card with host of benefits
- No charges on non-maintenance of minimum balance
- Free 25 Cheque leaves per quarter
- Every branch is your home branch – no extra charges levied at any Bank branches
Transaction Facilities:
- Free SMS alert facility to your registered mobile number
- Free quarterly statement on your registered email ID
- NEFT, RTGS and IMPS available, standard charges apply
Channel Access:
- Door step Services including financial(up to Rs.5000/-) and non- financial transactions
- 5 free transactions per month at any other Bank’s ATM
- Free Personal Net Banking facility
- Free Mobile Banking app in 9 different languages of your choice
- Speak to our 24*7 phone banking services in your preferred language at 1800 208 2121
Rate Of Interest:
- For Rate of Interest, please click here.
- Interest is calculated daily (on the end-of-the-day) balances
- Interest is credited to your account at the end of every quarter
Digital Savings Account
We provide convenient digital channels exclusively for you to open a Savings Account from the comfort of your home. You can now open your digital account within minutes by following a few simple steps. Just remember to keep your Aadhaar card and PAN card handy for instant account opening.
In this digital era, you deserve quicker and better solutions to match your fast-paced lifestyle. Presenting, your very own Digital Savings Account that helps you – Save time while saving your money. Start transacting from your Digital Savings Account as soon as you complete opening the account online, and enjoy seamless fund transfers through our Mobile Banking and Internet Banking platforms.
Open a Digital Savings Account today, to start banking with us immediately without any hassle of paper-work.
Features Of Digital Savings Account:
- Open a Savings Account instantly
- Zero balance account. No need to worry about minimum balance.
- Free debit card for the first year
- Free SMS alert facility to your registered mobile number
- Enjoy 5 free transactions at both Ujjivan SFB's ATM and other Bank's ATM
- Speak directly to our customer care executive in your preferred language 24*7 through Ujjivan SFB Toll Free Number 1800 208 2121
- Walk-in to any of 629 Ujjivan branches across 24 states and union territories
- State-of-the-art mobile banking in 9 regional languages of your choice, bill payments, UPI, recharges and fingerprint login
Offers:
- Exclusive offers on various categories like shopping, travel, dining, and healthcare collaboration with RuPay. Click here to view the offers
Rate Of Interest:
- For Rate of Interest, please click here.
Eligibility Criteria:
- For New to Bank Prospects (Existing Ujjivan SFB customers cannot open a Digital Savings Account)
- Any resident individual within the age (18 – 59 years) is eligible to open a Digital Savings Account.
- Documents required: Aadhaar card and PAN card. Please ensure your Aadhaar is linked to a valid mobile number, as the OTP will be sent to the provided mobile number.
- The individual should not have any partial KYC Savings Account with any other bank.
