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SAVINGS
ACCOUNT
Our range of Savings Accounts has something for everyone! Choose one that best suits your needs.
Ujjivan Bank Digital Savings Account
Scaling and Growing exponentially is the need of the hour and in that endeavour what better weapon to use than Technology. Leveraging the digital channels to full effect for Customer Acquisition at a rapid pace is paramount to the bank.
Ujjivan has always provided its customers with high return investment opportunity through their high yielding fixed deposits products. The industry leading interest rates have caught the attention of many who have chosen the bank to create fixed deposits to avail the facility.
Now, we provide you the convenience to open a Savings account or Fixed Deposit from the comfort of your home in few simple steps. Just keep your Aadhar and Pan handy for Instant Account opening.
Key Features of Savings Account
- Open a Savings Bank account Instantly.
- Free Debit Card for 1st year.
- No minimum balance.
- Free Transaction SMS alerts.
- Unlimited free transaction on Ujjivan Bank ATM | 6 free transaction on other bank ATM.
- Speak directly to our 24*7 call center representative.
- Walk-in to any of 474 banking outlets across 24 states and union territories.
- State of art mobile banking in regional languages, bill payments, UPI, recharges and fingerprint login.
- 1 lac accidental insurance on Rupay debit card.
- Banking License Approved by RBI.
Key Features of Fixed Deposit
- Open a standalone FD without opening a Savings Account.
- High Interest rate of 8.3% on FD for a tenure of 799 days.
- Open an FD for a duration of 30 days to 10 years.
- Fund your fixed deposit by Net Banking / UPI / Debit Card.
- Option to withdraw prematurely without penalty after 6 months.
- Speak directly to our 24*7 call center representative.
- Walk-in to any of 474 banking outlets across 24 states and union territories.
- Get FD advice delivered on registered email ID within 24 hours of opening the account.
Offers
- Exclusive offers on shopping, restaurants etc., (in collaboration with RUPAY).
Eligibility Criteria
- For all New to Bank Prospects.
- Eligibility: Above 18 years for FD and age bracket of 18-60 years for savings Account.
- Docs Required: Adhaar and PAN. Please check if your mobile number is linked to Aadhaar.
- Have a valid document for the communication address.
- Agree to link the savings account to receive DBT.
- Complete the full KYC within one year from the date of account opening.
An Individual should not have already opened a non-face to face savings account with any other bank.
Ujjivan Bank Regular Savings Account
Features:
- No Average Monthly Balance criteria.
- No charges on non-maintenance of minimum balance.
Your welcome kit includes:
- personalised RuPay Classic Debit.
- Debit Card PIN.
- Debit Card Manual.
Transaction facilities:
- Free SMS alert facility to registered mobile number.
- Remittance offered - NEFT, RTGS and IMPS.
- Standard rates across all branches.
ATM transaction limits:
- Unlimited transactions at Ujjivan Small Finance Bank ATMs.
- 6 free transactions per month at other bank ATMs.
Rate of Interest:
- For interest rate, click here.
- Interest calculation on daily end of day balances.
- Interest credited quarterly.
Ujjivan Bank Privilege Savings Account
Eligibility:
- To be eligible for Ujjivan Bank Privilege Savings Account, individual needs to meet any of the below criterion:
- AMB in SA - `25,000 & above.
- Cumulative FD - `10 Lakhs & above.
- Salary credit (p.m.) - `30,000 & above.
Features:
- Flexible to use- No Minimum balance charges.
- Unlimited FREE IMPS/NEFT/RTGS through IB/MB.
- Unlimited FREE transactions across any bank ATM.
- 25 FREE cheque leaves per quarter.
- NO Additional charges for Non- Home branch transactions.
- Free Cash Deposit & Withdrawal at any Ujjivan bank branch.
- Best in class Lifetime FREE RuPay Platinum debit card with multifarious benefits.
-
Enhanced limits of
`1,00,000
per day in ATM &
`2,00,000
per day in Shopping.
- Lounge Access - 2 free access per quarter across 30+ Domestic lounges PAN India.
-
5% cash back on Utility Bill payments (up to a monthly cap of
`50/-).
-
Higher accidental insurance up to
`2,00,000
per annum.
- The Platinum Debit features and benefits on Rupay Platinum Debit Card are provided by Rupay and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay.
- Enhanced limits of `1,00,000 per day in ATM & `2,00,000 per day in Shopping.
- Lounge Access - 2 free access per quarter across 30+ Domestic lounges PAN India.
- 5% cash back on Utility Bill payments (up to a monthly cap of `50/-).
- Higher accidental insurance up to `2,00,000 per annum.
Your welcome kit includes:
- personalised RuPay Platinum Debit Card.
- 25 Cheque leaves.
Rate of Interest:
- Interest is calculated on daily end of day balance.
- Interest to be credited quarterly.
Transaction facilities:
- Free SMS facility to the registered Mobile number.
- Remittance facility- NEFT, IMPS & RTGS.
Channel Access:
- Access to your account across all Ujjivan SFB branches.
- 24*7 access to your account through Ujjivan helpline - 1800-208-2121.
- User friendly – Ujjivan Internet & Mobile Banking platforms.
- 24*7 access to all Ujjivan Biometric enabled ATMs.
Ujjivan Bank Senior Citizen Savings Account
Features:
- Flexible to use- No Minimum balance charges & No Monthly Average Balance criteria.
- Free Cash Deposit & Withdrawal at branches.
Your welcome kit includes:
- Life time Free Debit Card.
- Debit Card PIN.
- Free 25 Cheque leaves per quarter (on request).
Transaction facilities:
- Free SMS facility to the registered Mobile number.
- Remittance facility- NEFT, IMPS & RTGS.
- Stand rates across all Ujjivan SFB branches.
ATM transaction limits:
- Unlimited FREE transactions across all Ujjivan’s biometric enabled ATMs.
- 6 FREE transactions per month at other bank ATMs.
Rate of Interest:
- For interest rate, click here.
- Interest is calculated on daily end of day balance.
- Interest to be credited quarterly.
Channel Access:
- Access to your account across all Ujjivan SFB branches.
- 24*7 access to your account through Ujjivan helpline - 1800-208-2121.
- User friendly – Ujjivan Internet & Mobile Banking platforms.
- 24*7 access to all Ujjivan Biometric enabled ATMs.
Ujjivan Bank Minor Savings Account
Features:
- No Average Monthly Balance criteria.
- No charges on non-maintenance of minimum balance.
- Account can be opened jointly with guardian only.
- Operated by the parent/guardian till the minor becomes major.
- Can be converted into a Regular Savings Account when the minor turns major.
Your Welcome Kit includes:
- personalised RuPay Classic Debit Card for children over 10 years of age (Shall be provided upon request).
- Debit Card PIN.
- Debit Card Manual.
Transaction facilities:
- Free SMS alert facility to guardian and minor’s registered mobile number.
- Remittance offered - NEFT, RTGS and IMPS.
- Standard rates across all branches.
ATM transaction limits:
- Unlimited transactions at Ujjivan Small Finance Bank our ATMs.
- 6 free transactions per month at other bank ATMs.
Rate of Interest:
- For interest rate, click here.
- Interest calculation on daily end of day balances.
- Interest credited quarterly.
Ujjivan Bank Basic Savings Bank Deposit Account
Features:
- No Average Monthly Balance criteria.
- No charges on non-maintenance of minimum balance.
- Open account as a single or joint account.
Your Welcome Kit includes:
- RuPay Classic Debit Card.
- Debit Card PIN.
- Debit Card Manual.
Transaction facilities:
- Standard rates across all branches.
- Remittance offered - NEFT and IMPS.
Transaction limits:
- 4 free transactions across all channels including branch.
Rate of Interest:
- For interest rate, click here.
- Interest calculation on daily end of day balances.
- Interest credited quarterly.