SAVINGS ACCOUNT

Features:

• No Average Monthly Balance criteria.
• No charges on non-maintenance of minimum balance.

Your welcome kit includes:

• personalised RuPay Classic Debit.
• Debit Card PIN.
• Debit Card Manual.

Transaction facilities:

• Free SMS alert facility to registered mobile number.
• Remittance offered - NEFT, RTGS and IMPS.
• Standard rates across all branches.

ATM transaction limits:

• Unlimited transactions at Ujjivan Small Finance Bank ATMs.
• 6 free transactions per month at other bank ATMs.

Rate of Interest:

• For interest rate, click here.
• Interest calculation on daily end of day balances.
• Interest credited quarterly.

Eligibility:

To be eligible for Privilege Savings Account, individual needs to meet any one of the below criterion:

• Monthly Average Balance in the Savings Account – Rs.25,000 & above
• Cumulative Fixed Deposit – Rs.5,00,000 & above
• Recurring Deposit > Rs.10,000 p.m. for minimum tenure of 12 months
• Salary credit of Rs.30,000 and above per month*

*(Only one criteria applicable for Privilege Corporate Salary Account)

Features:

• Flexible eligibility criteria and balance maintenance options
• Unlimited free fund transfer through Internet and Mobile Banking
• Unlimited FREE transactions across any bank ATM
• 25 FREE cheque leaves per quarter.
• No Additional charges for Non- Home branch transactions.
• Best in class FREE Personalized RuPay Platinum debit card with multifarious benefits:
  • Enhanced limits of Rs.1,00,000 per day in ATM & Rs.2,00,000 per day in Shopping
  • Lounge Access - 2 free access per quarter across 30+ Domestic lounges PAN India
  • Instant discounts on Swiggy and Amazon, one of the India’s largest and most valuable online food ordering/delivery and e-commerce platform
  • Higher accidental insurance up to Rs.2,00,000 per annum
• Complimentary membership to Kavach Plan – protection worth upto Rs.60,000/-**
  • Purchase Protection upto Rs.50,000/-
  • Price Drop Protection upto Rs.10,000/-
  • 1 call assistance to block your Debit/Credit cards and Sim cards

*The features and benefits on RuPay Platinum Debit Card are provided by RuPay (NPCI) and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay. Airport lounge access facility is provided at selected locations under the RuPay (NPCI) scheme. Please refer to www.rupay.co.in for more details.

**T&C related to “Kavach Plan” powered by OneAssist applied.

Rate of Interest:

• Interest is calculated on daily end of day balance
• Interest to be credited quarterly

Transaction facilities:

• Free SMS facility to the registered Mobile number
• Remittance facility - NEFT, IMPS & RTGS

Channel Access:

• Access to your account across all Ujjivan SFB branches
• 24*7 access to your account through Ujjivan helpline - 1800-208-2121
• User friendly – Ujjivan Internet & Mobile Banking platforms
• 24*7 access to all Ujjivan Biometric enabled ATMs

Features:

• Flexible to use- No Minimum balance charges & No Monthly Average Balance criteria.
• Free Cash Deposit & Withdrawal at branches.

Your welcome kit includes:

• Life time Free Debit Card.
• Debit Card PIN.
• Free 25 Cheque leaves per quarter (on request).

Transaction facilities:

• Free SMS facility to the registered Mobile number.
• Remittance facility- NEFT, IMPS & RTGS.
• Stand rates across all Ujjivan SFB branches.

ATM transaction limits:

• Unlimited FREE transactions across all Ujjivan’s biometric enabled ATMs.
• 6 FREE transactions per month at other bank ATMs.

Rate of Interest:

• For interest rate, click here.
• Interest is calculated on daily end of day balance.
• Interest to be credited quarterly.

Channel Access:

• Access to your account across all Ujjivan SFB branches.
• 24*7 access to your account through Ujjivan helpline - 1800-208-2121.
• User friendly – Ujjivan Internet & Mobile Banking platforms.
• 24*7 access to all Ujjivan Biometric enabled ATMs.

Features:

• No Average Monthly Balance criteria.
• No charges on non-maintenance of minimum balance.
• Account can be opened jointly with guardian only.
• Operated by the parent/guardian till the minor becomes major.
• Can be converted into a Regular Savings Account when the minor turns major.

Your Welcome Kit includes:

• personalised RuPay Classic Debit Card for children over 10 years of age (Shall be provided upon request).
• Debit Card PIN.
• Debit Card Manual.

Transaction facilities:

• Free SMS alert facility to guardian and minor’s registered mobile number.
• Remittance offered - NEFT, RTGS and IMPS.
• Standard rates across all branches.

ATM transaction limits:

• Unlimited transactions at Ujjivan Small Finance Bank our ATMs.
• 6 free transactions per month at other bank ATMs.

Rate of Interest:

• For interest rate, click here.
• Interest calculation on daily end of day balances.
• Interest credited quarterly.

Features:

• No Average Monthly Balance criteria.
• No charges on non-maintenance of minimum balance.
• Open account as a single or joint account.

Your Welcome Kit includes:

• RuPay Classic Debit Card.
• Debit Card PIN.
• Debit Card Manual.

Transaction facilities:

• Standard rates across all branches.
• Remittance offered - NEFT and IMPS.

Transaction limits:

• 4 free transactions across all channels including branch.

Rate of Interest:

• For interest rate, click here.
• Interest calculation on daily end of day balances.
• Interest credited quarterly.