DEPOSITS
Ujjivan Bank Regular Fixed Deposits 
- Minimum amount - `1,000 and in multiples of `100 thereof.
- Fixed Deposits can be opened for a minimum period of 7 days to a maximum of 10 years.
- Interest payment options - monthly, quarterly, half yearly, annually and at Maturity (Discounted interest rate for monthly interest payout option).
- Premature Closure and Partial Withdrawal facility allowed.
- Can be opened at Centre meetings (upto `15,000) branch, mobile banking and Net Banking.
- The rate of interest paid for fixed deposits will vary according to tenure and amount.
- 0.5% additional rate for senior citizens.
Ujjivan Bank Tax Saver Fixed Deposits
Earn higher interest by investing your money in our fixed and recurring deposits. We provide flexibility with our lock-in periods that help you make long term decisions with your hard-earned money.
- Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961.
- Minimum `1000 and Maximum of `1,50,000 for a 5 year lock-in-period.
- Eligibility: For Residents and HUF (Hindu Undivided Family).
- Interest Payment Options – Quarterly , Monthly (Discounted) and at Maturity.
NOTE : As per the Term Deposit Scheme, 2006 issued by the Central Government of India , premature withdrawal, partial withdrawal and Loan & Overdraft facility against Tax Saver Fixed Deposit is not permitted.
Ujjivan Bank Regular Recurring Deposits
- Minimum amount - `100 and in multiples of `100 thereof.
- Tenure - 6 months to 10 years.
- Interest calculated quarterly and paid at Maturity only.
- Premature Closure facility allowed.
- Can be opened at Centre meetings branch, mobile banking and Net Banking.
- Customers can fund the Recurring Deposits across any branch irrespective of whether he/she has an account with that branch.
- 0.5% additional rate for Senior Citizens.
Click here, to view interest Rates
Ujjivan Bank Sampoorna Nidhi
Ujjivan Bank Sampoorna Nidhi has been designed to work as a source of monthly income for customers. The account is easy to open and the monthly interest earned is credited into the Savings / Current Account linked to the Nidhi account which can then be withdrawn as and when required through ATM or Branch. Here’s why:
Features:-
- Minimum amount – ` 25,000/- and in multiples of ` 1,000 thereof.
- Tenure - 12 to 60 months in multiples of “12 Months”.
- Interest calculated* monthly and deposited to customers linked USFB Saving/Current Account.
- Option to close prematurely without penalty after 6 months of Account opening.
- Can be opened at Centre meetings and Bank branch.
- 0.5% additional interest rate for Senior Citizens.
- Auto renewal facility is available.
- High interest rate compared to Savings account.
- Fund your deposit directly from the USFB account.
- 24*7 customer care facility available.
- Walk in to any of our banking outlets across 24 states and union territories.
- Get Sampoorna Nidhi advice delivered on registered email ID within 24 hours of opening the account.
Eligibility Criteria
- USFB resident individual customers with an existing savings account or individual current account.
- No minimum age required to open the account.
- Documents Required: Customer Consent on an account opening form.
NOTE * Monthly Interest computation on Term deposits is at discounted rates
Ujjivan Bank Sampoorna Lakshya
Save today for your goals tomorrow with Ujjivan Bank Sampoorna Lakshya!
Features:-
- Minimum Goal Amount – ` 3000/- and in multiples of ` 1,000 thereof.
- Tenure - 3 to 120 months in multiples of “1 Month”.
- Option to close prematurely without penalty after 6 months.
- Can be opened at Centre meetings and Bank branch.
- 0.5% additional interest rate for Senior Citizens.
- Higher interest rate compared to Savings account.
- Fund your deposit directly from the USFB account.
- 24*7 customer care facility available.
- Walk in to any of our banking outlets across 24 states and union territories.
- Get Sampoorna Lakshya passbook printed at the branch.
Eligibility Criteria
- USFB resident individual customers with an existing savings account or individual current account.
- No minimum age required to open the account.
- Documents Required: Customer Consent on an account opening form.