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MICRO LOANS Our micro loans help integrate the hitherto underserved and unserved segments with all banking services. These loans are designed to provide you solutions to meet your diverse needs. Products under micro loans include individual and group loans. They boost your efforts to gain financial independence and help you fulfil all your aspirations.
Facilitating your integration with mainstream banking in this way is helping us realise our vision of seeing every Indian with a bank account. We truly believe that your dream is our dream and your goal is ours and the fulfilment of your aspirations is our motivation to excel.
These are loans given at moderate interest rates under the Joint Liability Group (JLG) model. Based on the nature and purpose of your needs, you can pick a suitable option from the following products:
We strive to support you in all your endeavours. Whether you are looking to renovate your house or expand your business, we offer you Individual Loans - ranging from ₹51,000 to ₹2,00,000 - to meet all your financial needs. These are purpose-based loans, which are given to individuals without any group guarantee.
Based on your need, you can choose an option from the following products:
Whether you are planning to expand your business or building the home of your dreams, funding your child’s education or planning for a trip abroad, your gold can now take care of your immediate financial needs. Bring your gold jewellery to any of our branches and avail the loan with instant approvals, without any hidden charges. Apply for a Gold Loan today and let the power of your gold empower you financially.
*Currently available in selected cities only
** 2-3 hours
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