MHADA Lottery Scheme in Maharashtra: A Complete Guide

The Maharashtra Housing and Area Development Authority (MHADA) plays a pivotal role in providing affordable housing to various income groups in Maharashtra. It conducts lotteries for housing units across different regions, helping eligible citizens secure homes at subsidized rates. In this guide, we will explore everything you need to know about the MHADA Lottery 2025, from eligibility and application to checking results and refund policies.

What is MHADA Lottery Scheme?

The MHADA Lottery Scheme is an affordable housing initiative launched by the Maharashtra government to allocate homes to different income groups. It is conducted through an online lottery system, ensuring a transparent and fair selection process. The housing units are distributed under four income categories:

• Economically Weaker Section (EWS)
• Lower Income Group (LIG)
• Middle Income Group (MIG)
• High Income Group (HIG)

Applicants can visit housing.MHADA.gov.in to register and apply.

Please note: Prices depend on location, size, and construction cost. For example, in the Mumbai 2024 lottery, EWS flats were priced starting around ₹30–35 lakh, LIG around ₹35–45 lakh, MIG around ₹60–70 lakh, and HIG (larger 3 BHK flats) could cost above ₹1 crore. These prices are much lower than market rates in the same areas (hence “affordable”), but they are still substantial amounts that winners must pay. In Thane district in 2025, MHADA even reduced prices by about ₹1.43 lakh for thousands of EWS flats to attract buyers, indicating that even subsidized prices were high for the target group.
 

What are the Various MHADA Boards in Maharashtra?

MHADA operates through multiple regional boards, each responsible for managing housing projects in specific locations:

1. Konkan Housing and Area Development Board (KHADB)
2. Pune Housing and Area Development Board (PHADB)
3. Mumbai Housing and Area Development Board (MHADB)
4. Nagpur Housing and Area Development Board 
5. Nashik Housing and Area Development Board 
6. Chhatrapati Sambhajinagar Housing and Area Development Board (AHADB)
7. Amravati Housing and Area Development Board 

Types of MHADA Lottery Schemes

MHADA offers several types of lottery schemes to cater to different income groups:

• General Lottery: Open to all eligible applicants.
• Pradhan Mantri Awas Yojana (PMAY): Focused on economically weaker sections.
• First Come First Serve (FCFS): Houses are allocated on a first-come, first-serve basis.
• E-Auction: Open bidding for MHADA properties.
• Comprehensive Housing Schemes: Specially designed schemes for government employees and socially disadvantaged groups.

Eligibility Criteria for MHADA Lottery

Please note that applicants must be at least 18 years old to apply.

Please note that applicants (or their spouse/minor children) should not already own a residential plot or house within the same local jurisdiction of the lottery. According to MHADA’s rules, an applicant cannot own a house/flat (on ownership or co-operative basis) in the municipality where they are applying
If you have already paid property tax before, you would find your PID or application number right at the top of your property tax payment slip. 
 

When determining eligibility, MHADA considers the combined income of husband and wife as the family income, and does not include income of other family members like parents or siblings.
 

Documents Required for MHADA Lottery 2025

• Aadhaar Card (self and spouse, if applicable)
• PAN Card
• Domicile Certificate (issued within the last 5 years)
• Income Proof (ITR for FY 2023-24)
• PMAY Registration Certificate (if applying under PMAY-U 2.0)
• Caste Certificate (if applicable)
• Special Category Certificates (if applicable)

In addition to the documents mentioned, applicants should be ready with a cancelled cheque (for refund), a recent passport-size photo, and an additional ID/address proof (like driver’s license, voter ID, or passport).
 

MHADA Lottery Refund Policy 2025

Applicants who do not win a MHADA lottery will receive a refund of their Earnest Money Deposit (EMD) within 7 working days. However, the application fee and GST are non-refundable. 

Recent MHADA Mumbai Board lotteries set the EMD as follows: EWS deposit ₹25,000, LIG ₹50,000, MIG ₹1,00,000, HIG ₹1,50,000, with an exception for PMAY-EWS units where the deposit was lower at ₹10,000. All applicants also pay the ₹590 fee on top of the deposit at the time of application. These amounts can vary slightly by board or scheme.

Step-by-Step Guide to Apply for MHADA Lottery 2025

Step 1: Visit housing.MHADA.gov.in.

Step 2: Register using Aadhaar-linked mobile and email.

Step 3: Fill in application details and upload required documents.

Step 4: Make payment online via UPI, net banking, or NEFT/RTGS.

Step 5: Check draft list of applicants.

Step 6: Verify final list before the lottery draw.

Step 7: View results once the draw is completed.

Step 8: Accept or reject the allotted unit within the given timeframe.

MHADA Lottery: First Come, First Serve (FCFS) Scheme

Under the FCFS scheme, units are allotted on a first-come, first-serve basis instead of a random draw. These schemes are generally available for EWS and LIG categories.

Can You Sell Your MHADA Flat?

MHADA lottery flat owners are allowed to sell their flats only after completing a five-year lock-in period from the date of purchase. However, some owners attempt to sell their flats before this period by transferring ownership through a Power of Attorney (PoA) instead of a registered sale deed. This method is illegal, and if MHADA conducts a surprise inspection, the buyer risks eviction.

Things to Check Before Buying a Resale MHADA Flat

Before purchasing a resale MHADA flat, ensure that the seller provides:

• No-dues certificate from the housing society
• Original allotment letter from MHADA
• Society share certificate in the seller's name
• Letter from the society confirming the transfer of the share certificate

Once these documents are in order, the buyer must:

• Pay the applicable stamp duty and registration fee.
• Apply for a transfer certificate from MHADA after registering the property.
• Submit necessary documents, including registered sale deed and transfer fee.

Processing Time: The transfer process may take up to six months.

MHADA E-Auction 2025

MHADA conducts e-auctions for shops and plots under various MHADA boards. Interested bidders can participate through the MHADA e-auction portal.