INTEREST RATES FOR SAVINGS ACCOUNT & TERM DEPOSIT
Below mentioned are the Interest Rates with Effect from 5th November, 2022
| TENURE | Interest Rate (p.a.) (Under Rs. 2 Crores) |
|---|---|
| 12 Months | 6.70% |
| 12 Months 1 Day to 559 Days | 7.70% |
| 80 weeks (560 Days) | 8.20% |
| 561 Days to 989 Days | 7.70% |
| 990 Days | 7.95% |
| 991 Days to 60 Months | 7.40% |
Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank
Below mentioned are the Interest Rates with Effect from 5th November, 2022
| TENURE | Interest Rate (p.a.) (Under Rs. 2 Crores) |
|---|---|
| 7 Days to 29 Days | 3.75% |
| 30 Days to 89 Days | 4.25% |
| 90 Days to 179 Days | 4.75% |
| 6 Months to 9 Months | 5.50% |
| 9 Months 1 Day to 12 months | 6.50% |
| 12 Months and 1 Day to 559 Days | 7.50% |
| 80 Weeks (560 Days) | 8.00% |
| 561 Days to 989 Days | 7.50% |
| 990 Days | 7.75% |
| 991 Days to 60 Months | 7.20% |
| 60 months 1 Day to 120 Months | 6.50% |
| Additional Interest Rate for Resident Senior Citizens | 0.75% |
We have revised our Interest calculation methodology for Cumulative/Reinvestment , kindly click here for more information. Contact our branch staff for more details
Below mentioned are the Interest Rates with Effect from 5th November, 2022
| TENURE | Interest Rate (p.a.) |
|---|---|
| 6 months | 5.50% |
| 9 months | 5.50% |
| 12 months | 6.50% |
| 15 months | 7.50% |
| 18 months | 7.50% |
| 21 months | 7.50% |
| 24 months |
7.50% |
| 33 months to 60 months | 7.20% |
| 63 months to 120 months | 6.50% |
| Additional Interest Rate for Senior Citizens | 0.75% |
| *Disclaimer clause: “Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank” | |
Below mentioned are the Interest Rates with Effect from 5th November, 2022
| Term Deposits | Interest Rate (p.a.) (Under Rs. 2 Crore) |
|---|---|
| 12 Months | 6.50% |
| 12 Months and 1 Day to 559 Days | 7.50% |
| 80 Weeks (560 Days) | 8.00% |
| 561 Days to 989 Days | 7.50% |
| 990 Days | 7.75% |
| 991 Days to 60 Months | 7.20% |
| 60 Months 1 Day to 120 Months | 6.50% |
Below mentioned are the Interest Rates for Domestic(with Effect from 1st November, 2022.) as well as Non-Resident accounts.
| Amount | Interest Rate (p.a.) |
|---|---|
| Up to 1 lakh | 3.50% |
| > ₹1 lakh to ₹5 lakh | 6.00% |
| > ₹5 lakh to ₹25 crore | 7.00% |
| >= ₹25 crore | 7.50% |
Please write to customercare[at]ujjivan.com to know more.
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