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KPC–Crop Loan

Grow your farm with KPC Crop Loans, featuring Cash Credit for cultivation, Overdrafts for progressive farming, and Term Loans for strategic farm investments.

Facilities Available

  • Cash Credit - To meet cost of cultivation and post-harvest expenses, including general consumption and farm asset maintenance needs of the farmer.
  • Overdraft – To fulfil additional credit requirement of progressive farmers for carrying out High-tech agricultural practices, marketing arrangements, other consumption needs, Farm & Family exigencies.
  • Term Loan - For investment purpose like farm improvement & development, purchase of farm implement, Irrigation equipment etc.

Product Features

  • Age: 18-75 (Legal heir as Co-applicant is Mandatory if age >60)
  • Landholdings: Minimum 0.5 acres of Irrigated land
  • Security:
    • Primary: Hypothecation of crop & assets created out of bank finance
    • Collateral: Mortgage of agricultural land/Non Agri. Property/Urban Property/Liquid security
  • Rate of Interest (ROI):
    • Cash credit: 15 % P.a.
    • Overdraft: 13% P.a.
    • Term Loan: 17% P.a.
  • Documentation:
    • Loan Application Form
    • KYC of Applicants/Co Applicants
    • Copy of Land Records
    • Copy of Govt. land rate of agriculture land
    • Latest updated passbook/bank statement
  • Tenor:
    • Cash credit: 1 Year to up to 5 Years (Yearly Renewal)
    • Overdraft: 1 Year to up to 5 Years (Yearly Renewal)
    • Term Loan: 1 Year to up to 5 Years

Key Benefits

  • Interest Rate: Attractive Interest Rate
  • Quick & Transparent Processing
  • Flexible Repayment
  • Simplified Documentation
  • No Hidden Charges, No Pre-Closure Charges
  • Doorstep Service

Maximize your savings! Earn up to 9.00%* p.a. on our Fixed Deposits!

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