Premium Current Account

Benefits Of Ujjivan Current Account

  • Flexible Free Cash Deposit Limit across branches (based on average balance of previous or current month as applicable).
  • Enjoy Cash & Cheque pickup facility at your Doorstep (Offered in selected cities through third party tie-ups)
  • No additional charges for non-home branch transactions - Every branch is home branch!!
  • Unlimited free ATM transactions at all Ujjivan Small Finance Bank ATMs
  • Financial transactions through Branch, ATM, Net Banking and Mobile Banking
  • Point of Sales Solutions (POS) - Stand-alone POS terminals / Wireless POS Terminals – GP terminals (Offered through third party tie ups)
  • Enjoy the facilities of SMS banking and Missed call banking along with 24/7 support from toll free phone banking center
  • Remittance facilities - NEFT/RTGS/IMPS

Premium Current Account

More benefits + privileges = better business

We take pride in the knowledge that it has left its customers smiling and more comfortable than they were before opening an account with us. It puts your convenience ahead of all else. In keeping with the overall bank tradition, the Premium Current Account provides you with additional benefits and privileges to facilitate your business’ seamless functioning and smooth operations.


Ujjivan SFB brings you a Premium Current Account par excellence. It comes with a variety of best-in-class features such as flexible cash deposit limit across all branches, 50 cheque leaves every quarter (free of cost), unlimited free ATM transactions and 6 at other banks’ ATMs per month and enhanced limits of Rs 1 lakh per day in both ATM withdrawals and shopping.


Key Features:

  • Free cash deposits across all Ujjivan SFB branches up to 10 times the previous month’s average balance or ₹3 lakhs, whichever is higher
  • Free 50 cheque leaves per quarter
  • Free electronic fund transfer – NEFT, RTGS, IMPS. Remit money anywhere anytime across India, free of cost
  • Point of sales (POS) solutions –Paper GPRS, Digital GPRS, Mpos, Android POS terminals (offered through third-party tie-ups)
  • Enjoy the benefits of RuPay Classic debit card with unlimited free ATM transactions at Ujjivan SFB ATMs and 6 free transactions at other bank ATMs per month
  • Enhanced limits of ₹1,00,000 per day in ATM withdrawals and shopping
  • Free e-statement
  • 50 free cash withdrawals at Ujjivan SFB branches every month
  • Transaction alerts informing of updates on your account
  • 24x7 customer care (available in your preferred language)
  • Non-cash services (DD and PO transactions at a nominal cost)


To be eligible for a Premium Current Account, you must have any of the following:

  • Resident individual
  • Sole proprietorship
  • Partnership firm
  • Limited liability partnership
  • Limited company
  • One Person Company
  • Hindu undivided family
  • Section 8 / Section 25 Companies
  • Trust, Association, Society, Club

Other Details

  • Need for maintenance of MAB of ₹10,000 per month
  • Non-maintenance of the minimum balance entails a fee of ₹500 + GST per month.

Maximize your savings! Earn up to 9.00%* p.a. on our Fixed Deposits!

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