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Ujjivan

Ujjivan Small Finance Bank (USFB) Limited is among the leading small finance banks in the country. We were one among the first 10 organizations to get the Small Finance Bank license in India. It is committed to provide a full suite of financial services with a focus to serve the unserved and under-served segments. We are now a one-stop destination for financial services and offer personalised customer experience to our wide customer base. With technology as a key enabler, Ujjivan Small Finance Bank continues to expand its reach and enhance customer experience. The strengthened digital interfaces, across regions and languages has empowered our customers to seek timely and easy access to finance; at all times. This has further enabled the Bank to deepen its customer connect across diverse locations. As a ‘Responsible Bank’ we stay invested in creating a sustainable social impact through community development and financial literacy initiatives.

Ujjivan as an employer is also one who has constantly been in the Great Place to Work 9by Times of India) for the last several years (12 years and counting). As an employer we believe in providing a 360 degree experience for our employees. Whether it is in terms of benefits, compensation, learning & growth, we ensure that our employees have the best possible experiences. We are also a diverse organization, working in 25 states. We welcome employees from different walks of life and believe diversity is our strength. Ujjivan is an organization which has progressed from an NBFC to a Small finance bank and the next destination is to become a mass market bank in the next 2-3 years.

Journey of
Ujjivan

2021 - 2022

  • Bounces back to profits after waves of pandemics & poor global economic conditions

2018 – 2019

  • SFB IPO – Historic 170 times
  • 3rd Great Place to Work 2019
  • Launch of New Business Line – PL and Vehicle Finance

2014 – 2017

  • Transition to Small Finance Bank and Transformation from MFI to SFB
  • Listing of UFSL -IPO

2010- 2013

  • First Profits Generated in 2010
  • Diversified products – Introduced Individual Lending and Housing Loans

2006 & 2009

  • Expansion to North, East and West

2005

  • Registered as an NBFC
  • Started pilot branch in Bengaluru
  • Started pilot branch in

Founder’s Speak

SAMIT GHOSH

Promoter and Board of Director

Tree of Life

Foundations of Ujjivan Culture

The tree of life is about the foundations of where Ujjivan’s unique work culture arises from. The video shows the Founder’s (Mr. Samit Ghosh) vision for Ujjivan and what the source of inspiration was for him to start an organization like this. The video also shows what inspired the people culture in Ujjivan and the founder’s “walk and talk” behaviour encourages a similar behaviour percolation through the organization, ultimately resulting in the Unique, transparent and warm culture that Ujjivan has.

Employer
Value Proposition

  • People Centricity

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  • Engineering Progress

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  • Empowerment

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  • Openness

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Meet Our Leadership

Mr. Ashwin Khorana

Chief Information Officer

Mr. Sriram Srinivasan

Head of Digital Banking

About our Leadership

Ittira Davis

Managing Director & Chief Executive Officer

Carol Furtado

Chief Business Officer

Martin Pampilly

Chief Operating Officer

Arunava Banerjee

Chief Risk Officer

Mocherla Durga Ramesh Murthy

Chief Financial Officer

Ashish Goel

Chief Credit Officer

Rajeev Pawar

Head of Treasury

Brajesh Joseph Cherian

Chief Compliance Officer

Sanjeev Barnwal

Company Secretary & Head of Regulatory Framework

Vibhas Chandra

Business Head – Micro Banking

Sathyananda S Prabhu

Head of Audit

Parmeet Singh Grover

Chief Vigilance Officer

Sumit Thomas

Head of Branch Banking, TASC and TPP

Chandralekha Chaudhuri

Head of Human Resources

Employee
Testimonials

I have been very fortunate to join Ujjivan as my first-ever corporate exposure. The spirit of One Bank One Ujjivan brings together all the departments and this exceptional motivation to work as a team drives me to work as a team with my fellows and accomplish new milestones each day..

Nitin Sharma

Cluster Manager Housing

Even after facing 2 big crises in last four years, not only we have been able to remain stable and function in the face of disruption & chaos, but also have converted ourselves form MFI to bank, have learnt to remain balanced and bounced back with more strength from hard times.

Prakhar Kumar Pandey

Area Manager, Microbanking

Since inception, Ujjivan has always paid attention to have balanced gender ratio. We have women in all departments and their presence is in all the roles across the organization. We feel respected, motivated and inspired while working with Ujjivan.

Prerna Padwal

Regional Manager, Service Quality

Ujjivan's vision for financial inclusion & goal of becoming the best at what it does & it's trust on young talent is what makes it an unique place to work. I started my career in Ujjivan while setting up the Bihar region for Ujjivan and with time and experience I am now managing one of the biggest Business Portfolios for the bank. It has been a humbling and rich experience with Ujjivan

Vibhas Chandra

Business Head Microbanking

Employee first is the core of Ujjivan. We built Ujjivan brand first with our people. The senior management’s strategy has allowed us to position our team to learn more, do more and be more. We believe in hiring and training best employees, we invest in employees.

Sahil Gaba

Regional Business Manager North Microbanking

Ujjivan is a flat organization. Here you get chance to interact with senior leaders frequently. It helps you build your horizon and develop your thought process. If you want to build your career this is the place to be in.

Rishu Kumar

National Product Manager-Housing Loans

I joined Ujjivan as Financial Analyst in 2016 in regional team gaining professional knowledge and exposure to business and strategy. Later, through IJP I moved to Corporate Office in a Project Management role handling branch launch. Further, I moved into a role of Product Management in 2020. These IJP opportunities have provided lot of cross functional exposure and helped me immensely to grow personally and professionally.

Gaurav Sah

Manager PMO

Starting as a Management Trainee in 2017, I have worked in multiple roles - from sales to business strategy. Each assignment given to me did come with challenges, but that is specifically where the real learning began and contributed to my professional expertise. I have had the good fortune of having some really smart and experienced professionals as supervisors, peers. It’s been almost five years now and the journey so far has been nothing short of rewarding, enriching and fulfilling!

Sampad Acharya

Manager, MSE Product

Awards & Achievements

India’s Best Workplaces in BFSI 2021
Best Large Workplaces in Asia 2021
India’s Best Companies to Work For 2021
India’s 50 Best Workplaces for Women 2021