Two-Wheeler Loan
Wouldn’t life be dull without some swiftness? At Ujjivan Small Finance Bank, we help you materialise your dream of owning a two-wheeler, which promises to add comfort and convenience to your life. Owning a two-wheeler gives you the freedom to be where you need to be on time.
We offer up to ₹ 2.75 lakhs to buy the two-wheeler of your choice. Moreover, we endeavour to make the loan application process simple and straightforward requiring only basic documents and provide quicker decision time for loan sanction.
Avail our two-wheeler loans now to add speed and progress to your life!
Eligibility
- Age criteria: 18 to 59 years of age
- Salaried/Self-employed with minimum work experience of one year
Features And Benefits
Customised financing options to cater to all types of 2-wheeler needs
Up to 95% funding on the on-road price
Flexible tenure options, ranging from 12 to 36 months
Hassle-free documentation
Competitive interest rates
Easy repayments
Features And Benefits
Customised financing options to cater to all types of 2-wheeler needs
Up to 95% funding on the on-road price
Flexible tenure options, ranging from 12 to 36 months
Hassle-free documentation
Competitive interest rates
Easy repayments
Schedule Of Charges
| Loan Amount | ₹ 26,000 - ₹ 2,75,000 |
| Loan Tenure | 12 - 36 months. |
| Rate of Interest | 21%- 26% p.a. (IRR). |
| Processing Fee | Up to 2% of loan amount + GST. |
| Documentation Charges | ₹ 500 + GST. |
| Stamp duty | As per the state by-laws. |
| CERSAI Charges | At actuals |
| Late Payment Charges | 2% on the overdue amount + GST. |
| Bounce Charges | ₹ 450 per bounce + GST. |
| Pre-closure Charges | Pre-closure of loan will attract a pre-payment penalty of 2 % p.a. of principal outstanding + GST. |
Maximize your savings! Earn up to 9.00%* p.a. on our Fixed Deposits!
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