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Earn higher interest by investing your money in our fixed and recurring deposits. We provide flexibility with our lock-in periods that help you make long term decisions with your hard-earned money.

Tax Saver Fixed Deposit

  • Save on your taxes by availing tax exemption under Section 80C of Income Tax Act, 1961.
  • Minimum ₹ 1000 and Maximum of ₹ 1,50,000 for a 5 year lock-in-period.
  • Eligibility: For Residents and HUF (Hindu Undivided Family).
  • Interest Payment Options – Quarterly , Monthly (Discounted) and at Maturity.

NOTE : As per the Term Deposit Scheme, 2006 issued by the Central Government of India , premature withdrawal, partial withdrawal and Loan & Overdraft facility against Tax Saver Fixed Deposit is not permitted.

Regular Recurring Deposit

  • Minimum amount - ₹ 100 and in multiples of ₹ 100 thereof.
  • Tenure - 6 months to 10 years.
  • Interest calculated quarterly and paid at Maturity only.
  • Premature Closure facility allowed.
  • Can be opened at Centre meetings branch, mobile banking and Net Banking.
  • Customers can fund the Recurring Deposits across any branch irrespective of whether he/she has an account with that branch.
  • 0.5% additional rate for Senior Citizens.

Click here, to view interest Rates.

Regular Fixed Deposit

  • Minimum amount -   ₹ 1,000   and in multiples of   ₹ 100 thereof.
  • Fixed Deposits can be opened for a minimum period of 7 days to a maximum of 10 years.
  • Interest payment options - monthly, quarterly, half yearly, annually and at Maturity (Discounted interest rate for monthly interest payout option).
  • Premature Closure and Partial Withdrawal facility allowed.
  • Can be opened at Centre meetings.
  • The rate of interest paid for fixed deposits will vary according to tenure and amount.
  • 0.5% additional rate for senior citizens.

Sampoorna Nidhi

Who doesn’t want a second income?

Whether you are a young couple embarking on a newly married life or you have retired and are living now on meagre income and savings, that extra income is something you will always welcome with open arms. That is why we suggest you open a Fixed Deposit with our bank - Sampoorna Nidhi. It is a second income you can trust.

Opening a Sampoorna Nidhi Fixed Deposit account ensures you get consistent and regular interest on your money, which is almost like an additional monthly income. This fixed deposit gives a higher rate of interest and the interest amount gets credited to your savings account every month. In short, Sampoorna Nidhi takes care of your out-of-pocket monthly expenses along with securing your family’s future.

Maximize your savings! Earn up to 8.75% p.a. on our Fixed Deposits! Book FD Online

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