Our Services
About us
- Present Across 24 States/Union Territory.
- 248 Districts.
- 66 Lakh Customer Base.
- 629+ Banking Touchpoints.
- 16,664 Employee Strength.
Ujjivan Small Finance Bank is a scheduled commercial bank serving 82+ lakh customers through 729 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. In addition to its branch and ATM network, Ujjivan SFB provides doorstep banking, phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy.
Ratings & Reviews
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Sanand Sachidanandan
One of the best small finance bank
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Nizamudheen Ps
Bank atm .full time cash
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Derin Ka
I am very happy with Ujjeevan's bank account. The sweetest, most accommodating, professional, proficient bank in thriprayar. I have never encountered a bank that totally helps as well as understands their customers. The manager is ABSOLUTELY the best ever. The customer service here in particular has received excellent cooperation from everyone. I think the biggest difference with this bank is that the savings account gets 7% interest. This is no small matter and no other bank gets so much interest. Many people still do not know this. when I applied for the card I got my statement on time. I am very much satisfied with the the account. Net banking is also functioning smooth and convenient for me. There are some offer in the cards which was good. This bank has an awesome team and a dedicated staff. I am very impressed by their vision, hard work, outstanding performance, and wonferful team-mates. Their reputation is well-earned. If you’re looking for millennial-minded, well-communicating, constantly professional banking experience, I would nudge you to call manager JISON at the Bank. I am holding this savings account The most interesting part about this account I can easily transact and I can withdraw money from anywhere without any charges. Above all, the selfless cooperative attitude of the bank manager, Jison, and his team of resolving any doubts on the spot make me like this bank immensely
Business Hours
- Monday: 09:00 AM - 04:00 PM
- Tuesday: 09:00 AM - 04:00 PM
- Wednesday: 09:00 AM - 04:00 PM
- Thursday: 09:00 AM - 04:00 PM
- Friday: 09:00 AM - 04:00 PM
- Saturday: 09:00 AM - 04:00 PM
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
Other Branches
Thrissur - 680005
Kunnamkulam - 680503
North Paravur - 683513
Ottappalam - 679522
Ernakulam - 682018
Kochi - 682006
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Frequently asked Questions
To open an account, you need to provide the necessary documents, undergo biometric verification (under paperless/electronic mode of account opening), and sign the Account Opening Form in paper based account opening
If customer wishes to open a bank account by providing Aadhaar Card, customer needs to submit an aadhaar card copy (self attested) along with original Aadhaar (which shall be returned back after verification by Bank official) and mandatory submission of copy of PAN (self attested) along with original PAN card ( which shall be returned back after verfication by Bank official) or Form 60 if customer is not holding/ not obtained PAN.
The KYC process allows the acceptance of any Official Valid Documents (OVDs) as proof of identity. Moreover, it is mandatory to provide either a PAN card or Form 60 during the account opening.
The minimum balance requirement for a savings account depends on the Savings Account product variant opted by the customer, few product variants does not stipulate minimum balance whereas some other product variants stipulate minimum balance requirement.
The debit card can be obtained as part of the account opening process. If you have not opted for issuance of Card at the time of Account opening or in need a re-issuance of the debit card, you can walk in into any of the nearest Ujjivan SFB branch and place the request.
The annual charges for the debit card vary depending on the type of savings account variant. Some accounts have annual maintenance charges (AMC), while others offer zero AMC (e.g., Privilege SA). For specific details regarding variant-wise charges, you can refer to the Schedule of Charges (SOC) on the bank's website.
The INR Fixed Deposit (FD) tenure ranges from 7 days to 10 years.
As of the current date, senior citizens receive an additional interest rate of 0.5% on all deposits other than Platina and NRE FD.
The interest rates on Non-Resident (NR) deposits are the same as those offered to resident citizens. However, the minimum tenure for NRE FD varies.
The features of the debit card vary depending on the card type and can be found on the website: https://www.ujjivansfb.in/debit-cards.
Yes, Garima Savings Account is an exclusive account for women
The 24-hour customer care helpline number for Ujjivan SFB is 1800-208-2121.
Find our nearby branch located at Avittam Arcade, Bldg no 2/577, Pallipram, Valappad Village, Chavakkad Taluk, Triprayar, and our ATM situated at Avittam Arcade, Bldg no 2/577, Pallipram, Valappad Village, Chavakkad Taluk, Triprayar.
To access the latest annual report of Ujjivan SFB, you may visit: https://www.ujjivansfb.in/annual-report.
IFSC Code of Ujjivan Small Finance Bank, is UJVN0001624 and MICR Code is 680761002.