Home Purchase & Home Construction Loan

Composite (Plot Purchase & Self Construction) Home Loan

Planning to purchase a plot & construction home on the plot then you are at the right place where we will help you with adequate loan amount to make your dream come true.

• Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 50,00,000
• Rate of Interest (ROI): Starting from 13.75% to 15.75% p.a. reducing
• Tenure range (in months): Minimum 36 Months & Maximum 240 Months
• Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
• CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.5% - 2.0% of loan amount + GST applicable

Home Improvement Loan

All Homes deserves new look from time to time and with our Home Improvement Loan the renovation & repair of your beloved house becomes much easier.

• Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 25,00,000
• Rate of Interest (ROI): 15.75% p.a. reducing
• Tenure range (in months): Minimum 36 Months & Maximum 180 Months
• Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
• CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable

Home Equity Loan (Non Home Loan)

Loan for Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties.

• Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
• Rate of Interest (ROI): Starting from 15.75% to 17.75% p.a. reducing
• Tenure range (in months): Minimum 36 Months & Maximum 180 Months
• Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
• CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable

Commercial Purchase Loan (Non Home Loan)

Purchase of commercial space, office outlet etc.

• Loan Amount: Minimum ₹ 5,00,000 & Maximum ₹ 30,00,000
• Rate of Interest (ROI): Starting from 18.75% to 20.75% p.a. reducing
• Tenure range (in months): Minimum 36 Months & Maximum 84 Months
• Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
• CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable

Note:

Life insurance and Property insurance premium as applicable

Stamp duty as applicable in states/UT
CERSAI charges

• Rs 50 + GST for loans up to 5 lakh
• Rs 100 + GST for loans above 5 lakh