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Affordable Housing Loans

AFFORDABLE HOUSING LOANS

We provide tailor made solutions for customers looking for construction, purchase or renovation of house and loan against property.

Ujjivan Bank Affordable Housing Loans

Construction and Purchase Loan

Purpose: For construction and purchase of houses.
Loan Amount: `2,00,000 - `75,00,000.
ROI: 13.75% - 15.75% p.a.
Login Fee: `3000/- + GST.
Tenor: 36 months - 240 months.
CLADUM Charges (Credit, Legal, Administrative, Documentation, Upkeep of documents, Maintenance): 1% - 2% of loan amount + GST.

Composite Home Loan

Purpose: For purchase of a vacant plot and constructing on it.
Loan Amount: `2,00,000 - `30,00,000.
ROI: 13.75% - 15.75% p.a.
Login Fee: `3000/- + GST
Tenor: 36 months - 240 months.
CLADUM Charges (Credit, Legal, Administrative, Documentation, Upkeep of documents, Maintenance): 1.5% - 2% of loan amount + GST.

Home Improvement Loan

Purpose: Loans for Home Improvement/Renovation/Extension.
Loan Amount: `2,00,000 - `25,00,000.
ROI: 15.75% p.a.
Login Fee: ` 3000/- + GST
Tenor: 36 months - 144 months.
CLADUM Charges (Credit, Legal, Administrative, Documentation, Upkeep of documents, Maintenance): 2% of loan amount + GST.

Home Equity Loan (Non Housing Loan)

Purpose: Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties.
Loan Amount: `2,00,000 - `35,00,000.
ROI: 15.75% - 17.75% p.a.
Login Fee: ` 3000/- + GST
Tenor: 36 months - 180 months.
CLADUM Charges (Credit, Legal, Administrative, Documentation, Upkeep of documents, Maintenance): 2% of loan amount + GST.