We provide tailor made solutions for customers looking for construction, purchase or renovation of house and loan against property.
Affordable Housing Loans 
Build the Home of your dreams. Create the memories of a lifetime.
We think of your comfort and convenience first. Do not allow scarcity of funds to be the reason for not having a roof on your head. We understand your world and our Affordable Housing Loans offer tailor-made solutions to provide you a wide array of Housing loans for Purchase, Construction, Plot Purchase & Self construction and Home Improvement.
Home Purchase & Home Construction Loan
Planning to Purchase a new house, with Ujjivan SFB we make it possible for you to avail the loan.
- Loan Amount range: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
- Rate of Interest (ROI): Starting from 13.75% to 15.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 240 Months
- Processing Fee: ₹ 3,350 + GST applicable
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.0% - 2.0% of loan amount + GST applicable
Composite (Plot Purchase & Self Construction) Home Loan
Planning to purchase a plot & construction home on the plot then you are at the right place where we will help you with adequate loan amount to make your dream come true.
- Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 50,00,000
- Rate of Interest (ROI): Starting from 13.75% to 15.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 240 Months
- Processing Fee: ₹ 3,350 + GST applicable
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.5% - 2.0% of loan amount + GST applicable
Home Improvement Loan
All Homes deserves new look from time to time and with our Home Improvement Loan the renovation & repair of your beloved house becomes much easier.
- Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 25,00,000
- Rate of Interest (ROI): 15.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 180 Months
- Processing Fee: ₹ 3,350 + GST applicable
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable
Home Equity Loan (Non Housing Loan)
Loan for Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties.
- Loan Amount: Minimum ₹ 3,00,000 & Maximum ₹ 75,00,000
- Rate of Interest (ROI): Starting from 15.75% to 17.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 180 Months
- Processing Fee: ₹ 3,350 + GST applicable
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable
Commercial Purchase Loan (Non Housing Loan)
Purchase of commercial space, office outlet etc.
- Loan Amount: Minimum ₹ 5,00,000 & Maximum ₹ 30,00,000
- Rate of Interest (ROI): Starting from 18.75% to 20.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 84 Months
- Processing Fee: ₹ 3,350 + GST applicable
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable
Pradhan Mantri Aawas Yojana - Credit Linked Subsidy Sceheme (PMAY-CLSS)
Save up to ₹2.67* Lakh under PMAY-CLSS(U) Interest Subsidy up to 6.50%* p.a. For more details visit https://pmay-urban.gov.in/about
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AFFORDABLE HOUSING LOANS 
