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AFFORDABLE HOUSING LOANS
We provide tailor made solutions for customers looking for construction, purchase or renovation of house and loan against property.
Ujjivan Bank Affordable Housing Loans 
Construction and Purchase Loan
- Purpose: For construction and purchase of houses.
- Loan Amount: `2,00,000 - `75,00,000.
- ROI: 13.75% - 15.75% p.a.
- Login Fee: `3000/- + GST.
- Tenor: 36 months - 240 months.
- CLADUM Charges (Credit, Legal, Administrative, Documentation, Upkeep of documents, Maintenance): 1% - 2% of loan amount + GST.
Composite Home Loan
- Purpose: For purchase of a vacant plot and constructing on it.
- Loan Amount: `2,00,000 - `30,00,000.
- ROI: 13.75% - 15.75% p.a.
- Login Fee: `3000/- + GST
- Tenor: 36 months - 240 months.
- CLADUM Charges (Credit, Legal, Administrative, Documentation, Upkeep of documents, Maintenance): 1.5% - 2% of loan amount + GST.
Home Improvement Loan
- Purpose: Loans for Home Improvement/Renovation/Extension.
- Loan Amount: `2,00,000 - `25,00,000.
- ROI: 15.75% p.a.
- Login Fee: ` 3000/- + GST
- Tenor: 36 months - 144 months.
- CLADUM Charges (Credit, Legal, Administrative, Documentation, Upkeep of documents, Maintenance): 2% of loan amount + GST.
Home Equity Loan (Non Housing Loan)
- Purpose: Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties.
- Loan Amount: `2,00,000 - `35,00,000.
- ROI: 15.75% - 17.75% p.a.
- Login Fee: ` 3000/- + GST
- Tenor: 36 months - 180 months.
- CLADUM Charges (Credit, Legal, Administrative, Documentation, Upkeep of documents, Maintenance): 2% of loan amount + GST.