Ujjivan SFB’s vision to serve the underserved and unserved extends to the country’s hinterland. We take into our fold our rural folks who can avail our offerings for all their agricultural requirements. Also, we understand the world of our Indian rural farmer who is poised to grow through a modernised and progressive outlook and farming methods.
Our products are designed to add convenience and comfort to your lives. Our Agri Group Loans suit the needs of farmers and help them achieve their dreams.
These are purpose-based loans given at moderate rates under the Joint Liability Group (JLG) model of our parent micro-lending institution.
At Ujjivan SFB, we provide loans to suit a farmer’s many requirements, ranging from farming improvements to other allied activities. Our loans support these different activities, paving the way for farmers to earn an income.
These are collateral-free loans for which we have made the repaying options easy and flexible.
We would like to partner you in your progress and lead you to success. Kisan Pragati Card is a specially designed loan product with a specific focus on small and marginal farmers.
Through this loan, we aim to provide timely credit to small and marginal farmers for needs such as crop production, farm maintenance, consumption needs of farmer households, working capital for maintenance of farm assets and activities, agriculture and other investment needs, including unforeseen exigencies.
Under this facility, we also provide the farmers with the benefit of a personal accident cover. We have also customized the product to suit the needs of modern and progressive farmers, who can avail this unique offering in all seasons, throughout the year.
|Cash Credit (The CC limit will be bifurcated into 2 sub limits – Kharif limit and Rabi Limit)||`50,000||`10,000,00||5 Years (Yearly Renewal)||14%|
|Term Loan_FI/FD||`25,000||`10,000,00||1 Year - 5 Years||16%|
|Term Loan - Kisan Vishesh||`25,000||`50,000||1 Year||16%|
|Term loan - Kisan Unnati||`50,000||`1,00,000||2 Years||16%|
|Overall KPC Limit||`50,000||`10,000,00|