Mr. Banavar Anantharamaiah Prabhakar is a Part-Time Chairman and an Independent Director of the Bank. He holds a Bachelor's degree in Commerce from the University of Mysore and is a Chartered Accountant with the Institute of Chartered Accountants of India. He has about four decades of experience serving various banks. He has experience in various positions at banks such as Bank of India, Andhra Bank, and Bank of Baroda. He retired as Chairman and Managing Director of Andhra Bank in August 2013. He has also served as the Executive Director of the Bank of India. He served on various boards, representing the banks he had worked with. He was on the Board of Karnataka Bank Ltd. as an Independent Director for five years and on the Board of Canara HSBC OBC Life Insurance Co. Ltd. for 6 years, from 2015 to 2021.

Mr. Ittira Davis is the Managing Director & Chief Executive Officer of the Bank. He is an international banker with over four decades of banking experience, having worked extensively in India, the Middle East, and Europe. He was with the Europe Arab Bank from July 2008 to October 2012 initially as the Managing Director – Corporate and Institutional Banking, and then as an Executive Director. He previously worked with Citibank in India and the Arab Bank Group in the Middle East. He has been associated with Ujjivan since 2015 and has played a pivotal role in our transition into a Small Finance Bank. Later, he was the Chief Operating Officer of the Bank until June 2018, after which he took charge as the MD & CEO of Ujjivan Financial Services Limited from July 2018 to March 2021. He was also an Additional Director (Non-Executive, Non- Independent) of the Bank from March 13, 2021, till July 23, 2021. Mr. Ittira Davis is a graduate of the Indian Institute of Management, Ahmedabad (1976).

Mr. Samit Kumar Ghosh is a Non-Executive, Non-Independent Director of the Bank. He has completed his MBA from the Wharton School of Business at the University of Pennsylvania, USA. He is the Non-Executive Director and Chairman of Ujjivan Financial Services Limited ('UFSL'). He founded UFSL in 2004 and served as its MD and CEO until January 31, 2017. With the approval of the Reserve Bank of India, he was designated and took charge as the MD and CEO of Ujjivan Small Finance Bank Limited effective February 1, 2017, and retired on November 30, 2019, from this position on attaining the age of 70 years. He is a career banker with over three decades of experience in India and overseas, with a specialisation in retail banking. He was part of the management team that launched retail banking with Citibank in 1985, Standard Chartered Bank in 1993, and HDFC Bank in 1996, and his last employment prior to founding UFSL was at Bank Muscat.

Ms. Sudha Suresh is an Independent Director of the Bank. She is a qualified Chartered Accountant with the Institute of Chartered Accountants of India and a Company Secretary with the Institute of Company Secretaries of India. She is also a graduate of ICWA from the Institute of Cost and Work Accountants of India. She is a finance professional with a rich experience of more than two decades in private and public companies and a decade as a practising chartered accountant. She is the founding partner of S. Rao & Associates, Chartered Accountants, Bangalore. She is also the founder of Mani Capital. She was the Managing Director and CEO (2017-2018) and Chief Financial Officer (2008-2017) of Ujjivan Financial Services Limited. Prior to this, she served as the CFO and Finance Head for many companies.

Mr. Rajesh Jogi is an Independent Director at the Bank. He brings rich work experience of almost three decades in the banking industry, with a focus on risk management. He last worked with the Natwest Group (erstwhile RBS Group), where he led key strategic projects and transformation. He was the Chief Risk Officer, India of the Royal Bank of Scotland and subsequently the Country Head of Risk, India, for the Group. He is also a Non- Executive Director on the Board of a few other companies. Mr. Rajesh Jogi holds a Bachelor of Arts degree in Economics and is a fellow member of the Institute of Chartered Accountants of India. He also attended the Advanced Management Programme at the Harvard Business School in Boston.

Ms. Rajni Mishra is an Independent Director of the Bank. She holds a Master’s Degree in Commerce (Gold Medallist) from M S University, Vadodara. She has been a career banker for nearly four decades, with the State Bank of India as well as its associate banks, where she has handled varied assignments and diverse portfolios, gaining exposure in Branch Administration, Corporate Credit, Forex Treasury, Vigilance, Audit and Inspection.

Mr. Ravichandran Venkataraman is an Independent Director of the Bank. He has passed the FCCA and ACMA exams in the United Kingdom. He has also completed a programme for CFOs at Wharton Business School, USA. He is a global leader with a track record spanning more than three decades, having worked in India, London, and Bahrain. He brings a strong business background and has worked with top business leaders in over 100 countries. He is the Chairperson of the eVidyaloka Trust. Earlier, in his role as Senior Vice President of HP’s Global Business Services, he was responsible for developing the Company’s shared services strategy and its global operating model. He joined Hewlett-Packard from ANZ Bank’s global back office, where he was the Managing Director, responsible for managing a team of over 5,000, in technology and operations. Prior to that, he was Vice President, Corporate and Investment Banking, at Bank Muscat and was part of the leadership group that set up the Bank in India.

Ms. Anita Ramachandran is an Independent Director of the Bank. She is a well-known HR expert in the country and has over four decades of experience as a management consultant. She began her career in the Management Consulting division of AF Ferguson & Co. (the KPMG network company in India then) in Mumbai in 1976 as the first woman consultant in the firm. Ms. Anita founded Cerebrus Consultants in 1995 to focus on HR advisory services. She is known as an authority in reward management in the country for her work in compensation and rewards. She also works with several PE firms and startups to mentor them through their growth journeys. She has been an Independent Director on company boards for over two decades and, in this capacity, has been associated with a wide range of industries.

Mr. Satyaki Rastogi is a Non-Executive Nominee Director on the board of our Bank. He currently holds the position of General Manager and Regional Head at the Bengaluru Regional Office of SIDBI and has served in various capacities at SIDBI during his service spanning almost three decades. His major experience is in the fields of direct lending to MSMEs, Stressed Assets, and NPA management. He has spearheaded the policy initiatives taken by SIDBI to re-energise its Direct Credit Business and has worked in the areas of end-to-end digital lending platforms, the introduction of new products, and new technology initiatives. He was also the Chief Vigilance Officer of the State Bank of Travancore. He holds nominee directorships on the boards of Kerala Financial Corporation and Fincare Business Services Limited and has held nominee directorships on the board of Tamil Nadu Industrial Investment Corporation Limited. Mr. Rastogi is an engineering graduate from NIT Kozhikode.