MSME Fintech Collaboration with

Desiderata Impact Ventures Private Limited (Progcap)

About Progcap

Progcap (Desiderata) is a mission-driven inclusive technology platform that focuses on digitising supply chains and facilitating access to finance for last mile retailers. They facilitate credit, payments, business management etc. among other services for customers.

Loan Products

MSME Unsecured Overdraft Facility

Progcap offers Last Mile Retailer finance in the form of Unsecured Overdraft facility.


  • Loan amount range: ₹1 Lakhs to ₹50 Lakhs
  • Tenure range (in months): 12 (subject to periodical review)
  • Rate of interest (ROI Range): 16.22% - 18.25% p.a.

Relevant Links

Progcap LinksUjjivan LinksOther Links
Progcap WebsiteUjjivan Customer CareSachet Portal
Progcap Customer CareUjjivan Privacy PolicyState Level Coordination Committee (SLCC) is the joint forum formed in all states aims to facilitate information sharing among the regulators, such as RBI, SEBI, IRDA, NHB, PFRDA, Registrar of Companies (RoCs), and enforcement agencies like Home Department, Finance Department, Law Department, Economic Offences Wing (EOW). This initiative aims to control incidents of unauthorized acceptance of deposits by unscrupulous entities.
Progcap Privacy PolicyUjjivan Grievance Mechanism 
Progcap Grievance Centre
Grievance Officer:        
Mr. Rishi Bhasin       

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