Garima Savings Account

Garima Savings Account

At Ujjivan SFB, planning for the future has never been easier as it is today. The bank allows customers to save as they spend. What’s more! You now can open an account and carry out all banking services from the comfort of your home as the Bank’s representative would come all the way to your doorstep to open your account in a convenient and comfortable way – this is not just a service for a few privileged customers, but for everyone.


The role you play in everyone’s life as a woman is unique and cannot be replicated. In gratitude, we’re doing our bit for you. We’ve tried to make your banking chores the least of your worries, with an account that is easily opened, easily accessed, and load of much-deserved benefits! Your account provides an enhanced banking experience with conveniences you haven’t experienced before! We introduce our Garima Savings Account to you - a Savings Account tailored to serve and empower women and help plan your finances better and choose a lifestyle that you desire.


Your account, your choice! Maintain your account with flexibility and enjoy special benefits.

  • Monthly Average Balance of ₹ 5,000/-
  • Single RD of ₹ 5,000 p.m. for a minimum tenure of 12 months
  • Cumulative FD of ₹ 2,00,000/- or above for a minimum period of 12 months
  • Minor account linked to the primary with a Standing Instruction of ₹ 2,000/- per month


*The features and benefits on RuPay Classic Debit Card are provided by RuPay (NPCI) and can be discontinued at any time without any prior notice to the customer at the sole discretion of the Bank/Rupay. Please refer to for more details.

  • Flexible eligibility criteria and balance maintenance options
  • Free RuPay Classic Debit Card specially designed for women
  • Higher withdrawal and transaction limits within India
  • Free Cash Deposit of up to Rs.5 lakhs per month or 8 transactions, whichever is earlier at any Ujjivan SFB branch
  • Every branch is your home branch – no extra charges levied at any Ujjivan SFB branches
  • 1 cheque book of 10 leaves FREE per quarter (on request)
  • Up to 5 Demand Drafts free per calendar month subject to a maximum cumulative DD amount of ₹ 2 Lakhs
  • Over 1000+ offers and benefits*

Transaction Facilities

  • Free SMS alert facility to your registered mobile number
  • Provision of free Half Yearly Physical Statement through branch
  • Free NEFT and RTGS transactions through online mode
  • IMPS available, standard charges apply

For the comprehensive Service Charges and Fees kindly click here

Rate Of Interest

Rate of Interest

For Rate of Interest on your Garima Savings Account, please click here.


Interest is calculated daily (on the end-of-the-day) balances


Interest is credited to your account at the end of every quarter

Channel Access

  • 5 free transactions

    5 free transactions per month at any other Bank’s ATM

  • Net Banking

    Free Personal Net Banking facility

  • Mobile Banking

    Free Mobile Banking app in 9 different languages of your choice

  • Speak directly to our customer care

    Speak directly to our customer care executive in your preferred language 24*7 through Ujjivan SFB’s Toll-Free Number 1800 208 2121

Open a Garima Savings Account and unlock a wide range of benefits!

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