Savings Account

Savings Accounts

Our innovative Savings Accounts are designed to help you optimize your savings, grow your wealth and achieve your long-term financial goals.

    • Monthly Average Balance – ₹25,000 & above
    • Unlimited free fund transfer through Internet and mobile banking
    • Unlimited free transactions across any bank ATM
    • Zero charges on commonly used banking services*.
    • Enhanced POS & E-commerce limit of ₹5 lakhs.
    • Personal Accident and Total Permanent Disability cover of up to ₹10 lakhs.
    • Zero balance account
    • Free debit card for the first year
    • 6 free transactions at other Bank ATMs
    • Special assistance at branches with dedicated senior citizen desk
    • No charges on non-maintenance of minimum balance
    • Free 25 cheque leaves per quarter
    • No average monthly balance criteria
    • Provision of Debit Card for minors above 10 years (upon request)
    • 24*7 unlimited transactions at Ujjivan SFB’s ATMs
    • No charges on non-maintenance of minimum balance
    • RuPay Classic Debit Card
    • No charges for non-home branch transactions
    • Flexible eligibility criteria and balance maintenance options
    • Minor account linked to the primary with a Standing Instruction of ₹2,000 per month
    • Free RuPay Classic Debit Card specially designed for women
    • Higher savings with interest rates up to 7.50%
    • Daily shopping limit of up to ₹1,00,000
    • One free cheque book per quarter
    • RuPay Classic Debit Card
    • No charges on non-maintenance of minimum balance
    • 4 Free Number of withdrawals (across all channels including at branch, IB/MB & ATM – monthly)

Maximize your savings! Earn up to 8.75% p.a. on our Fixed Deposits!

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