Ujjivan Bank Personal loan

Why Ujjivan Small Finance Bank?

RBI
Licenced-Scheduled commercial bank
574+
banking touch points
24
States/Union territory presence across 221 districts
51
lakh+ happy customers
Best
IPO in BFSI in last 4 years
24*7
safe and secure banking

Why Ujjivan Bank & Affordable Housing Loan?

Customised Solution

We give loan suiting to your needs with customised repayment options along with our flexible eligibility decision

Minimum Documentation

We ensure that your journey to avail loan is hassle free

Doorstep Banking

We value your time that is why we serve you at your doorstep

Faster Loan Processing

We ensure a shorter journey to your dream home

Customer Testimonials

Awards & Recognition

BFSI Awards, 2019 in 'Finance Sector'.

IFC & IiAS award in February 2019 for Indian Corporate Governance

DSCI Excellence Awards, 2018 for ‘Security Practices in Small Finance Banks’.

IBA Awards for 'The Best IT Risk Management and Cyber Security Initiative’

6th ASSOCHAM SMEs Excellence Award, 2018 for ‘Excellent Service’

Best Security Practises in Small Finance Bank’ award during AISS 2018

Ranked 3rd among India’s Best Companies to Work For by Great Places to Work Institute

How It Works

Once you register with us

Get a call back*

Meet our expert to complete the documentation*

Loan processing and decision*

Loan documentation and disbursement*

FAQs

1. What are the documents required to avail home loan from Ujjivan?

For Salaried Individuals

  • Proof of Residence - Any one of Ration Card/Telephone Bill/Electricity Bill/Voters Card/Aadhar Card.
  • Proof of Identity - Any one of Voters Card/Drivers License/Aadhar Card/Passport.
  • Latest 6 months Bank Statement/Passbook.
  • Original Property Documents.
  • Salary certificate wherever applicable.
 

For Self-Employed Individuals

  • Proof of business – Business registration proof, E-bill, Rent agreement etc.
  • Proof of Residence - Any one of Ration Card/Telephone Bill/Electricity Bill/Voters Card/Aadhar Card.
  • Proof of Identity - Any one of Voters Card/Drivers License/Aadhar Card/Passport.
  • Latest 6 months Bank Statement/Passbook.
  • Original Property Documents.

2. How will Ujjivan decide my home loan eligibility?

Ujjivan assess the customer's repayment capacity based on household income and loan requirement.

3. What properties can be considered as a collateral for home?

You can provide your self-occupied residential property as collateral where construction is proposed or the property you are going to buy in case of Home Purchase Loan.

Thank You

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