We give loan suiting to your needs with customised repayment options along with our flexible eligibility decision
We ensure that your journey to avail loan is hassle free
We value your time that is why we serve you at your doorstep
We ensure a shorter journey to your dream home
BFSI Awards, 2019 in 'Finance Sector'.
IFC & IiAS award in February 2019 for Indian Corporate Governance
DSCI Excellence Awards, 2018 for ‘Security Practices in Small Finance Banks’.
IBA Awards for 'The Best IT Risk Management and Cyber Security Initiative’
6th ASSOCHAM SMEs Excellence Award, 2018 for ‘Excellent Service’
Best Security Practises in Small Finance Bank’ award during AISS 2018
Ranked 3rd among India’s Best Companies to Work For by Great Places to Work Institute
Get a call back*
Meet our expert to complete the documentation*
Loan processing and decision*
Loan documentation and disbursement*
For Salaried Individuals
For Self-Employed Individuals
Ujjivan assess the customer's repayment capacity based on household income and loan requirement.
You can provide your self-occupied residential property as collateral where construction is proposed or the property you are going to buy in case of Home Purchase Loan.
EMI interest rate is 12.75-17.75% depending on customer profile and requirement.
Pending final disbursement, you pay interest on the portion of the loan disbursed. This interest is called pre-EMI interest. Pre-EMI interest is payable every month from the date of each disbursement up to the date of commencement of EMI. The interest rate is same as that of EMI.
*Conditions apply. All Home Loans from Ujjivan Small Finance Bank Credit are at sole discretion of Ujjivan Small Finance Bank.