Preloader

Interest Rates

Interest Rates for Deposits Interest Rates for Domestic & NRO* Deposits

Below mentioned are the Interest Rates with Effect from 27th February, 2019

TENURE Interest Rate (pa)
(Under Rs. 2 Crore)
7 Days to 29 Days 5.50%
30 Days to 89 Days 6.25%
90 Days to 179 Days 6.75%
180 Days to 364 Days 7.50%
1 Year to 2 Years 8.30%
2 Years and 1 Day to 734 Days 7.50%
735 Days 8.25%
736 Days to 798 Days 7.50%
799 Days 8.60%
800 Days to 3 Years 7.50%
3 Years and 1 Day to 5 Years 7.00%
5 Years and 1 Day to 10 Years 6.50%
Additional Interest Rate for Senior Citizens 0.50%

Interest Rates for Deposits Interest Rates for NRE*# Deposits

Below mentioned are the Interest Rates with Effect from 27th February, 2019

Term Deposits Interest Rate (pa)
(Under Rs. 2 Crore)
1 Year to 2 Years 8.30%
2 Years and 1 Day to 734 Days 7.50%
735 Days 8.25%
736 Days to 798 Days 7.50%
799 Days 8.60%
800 Days to 3 Years 7.50%
3 Years and 1 Day to 5 Years 7.00%
5 Years and 1 Day to 10 Years 6.50%
799 Days 8.60%
800 Days to 3 Years 7.50%
3 Years and 1 Day to 5 Years 7.00%
5 Years and 1 Day to 10 Years 6.50%

* Please Note: No Additional Interest Rate for Senior Citizens

# 1. Minimum Tenure for NRE Deposit is 1 year

# 2. In case of pre-closure within 1 year no interest shall be paid and no penalty would be levied

# 3. In case of part withdrawal within 1 year no interest shall be paid on the amount partially withdrawn and no penalty would be levied

Interest Rates for Deposits Interest Rates for Savings Account

Below mentioned are the Interest Rates for Domestic(with Effect from 8th July 2018) as well as Non-Resident accounts (with Effect from 26th September 2018)

Amount Interest Rate (pa)
Up to 5 lakhs 4%
> 5 lakhs to 50 lakhs 5.50%
> 50 lakhs to 5 crores 6.75%
> 5 crores 7%

**NR Products are live in select branches only, please write to nriservices@ujjivan.com to know more.