Products and Services
Diverse Offerings
for Evolving Needs
We offer one of the widest varieties of banking and
financial products and services, and address multiple
needs of our customers for financial stability and wealth
creation.
Assets
Micro Banking and Rural Banking
Products
- Group Loans
- Individual Loans
- Top-up Loans – GL
- Agriculture and allied loans (Kisan
Suvidha Loan, Kisan Pragati Card)
- Gold Loan
- Street Vendor Loan(PM SVANidhi)
- OD on Current Account
- Guaranteed Emergency Credit Line (GECL)
Micro and Small Enterprises (MSE)
Products
- Business EDGE Loan and Overdraft Facility
- Secured Enterprise and Business Loan
- OD against Property
- Loan against Property
- Loan against Rent Receivables
- Supply Chain Finance through
Fintech Partnerships
- Credit Guarantee Trust for MSE Scheme
- Navnirman Loans (GECL)
Affordable Housing
Products
- Construction and Purchase
- Home Improvement
- Composite Home
- Home Equity Loan
- Commercial Purchase Loan
Vehicle Loans
Products
- Two-wheeler Loan
- Mini and Micro Commercial Vehicle
(MMCV)
- Used Car Loan
Financial Institutions Group
Products
- Term Loan to NBFCs and MFIs
- Working Capital Products (CC/OD/WCDL)
Liability
Retail
Products
- Current Account
- Savings Account
- Term Deposit
- Goal Based Deposits
- Digital Savings and Fixed Deposits
- Busimoni OD
Institutional
Products
- Fixed Deposits
- Term Money
- Current Account
- Certificate of Deposit
- Call Money Products
- G-Sec Trading
Third-party Products
Life insurance
Partners
- Bajaj Allianz Life Insurance
- Aditya Birla Sun Life Insurance
- HDFC Life Insurance
Offerings
- Credit Life Insurance
- Term Insurance, Endowment
and PAR Products
- POS and ULIP
General Insurance
Partners
- ICICI Lombard
General Insurance
- Bajaj Allianz
General Insurance
Offerings
- Motor, Property,
Home Content
- Personal Accident
45.4 K
Asset/Lives Secured
Health insurance
Partners
- ICICI Lombard General Insurance
- Bajaj Allianz General Insurance
- Care Health Insurance
Offerings
- Hospital Daily Cash
- Health Indemnity/
Family Floater
1.0 LAKH
Lives Secured through Health
Insurance
