With renewed determination and vigour, we are focused on serving the financial aspirations of our customers. We offer them a comprehensive range of relevant products and services, helping them grow their savings and fulfill their dreams.
We are expanding our presence by using technology as a great facilitator. With continued focus on strengthening our digital interface, we are empowering the unserved and under-served customers. We are further deepening our customer connect through financial and digital inclusion programmes. As a responsible banking institution, we stay invested in creating a sustainable social impact through community development and financial literacy initiatives.
Mission
To provide financial services to the unserved and under-served customers and transform to a mass market bank
Values
We have the scale, capability and the commitment to emerge as a best-in-class institution with deeply embedded values and culture, which shape all our actions.
Our differentiators
About Ujjivan Financial Services Limited (UFSL)
UFSL is the promoter for Ujjivan Small Finance Bank. It had commenced operations in 2005 as a Non-Banking Financial Company (NBFC). UFSL is functions with the mission to provide a full range of financial services to the ‘economically active poor’ who are not adequately served by financial institutions.
In October 2015, UFSL received the Reserve Bank of India’s (RBI’s) In‑Principle Approval to setup a Small Finance Bank (SFB). Subsequently, it was incorporated as Ujjivan Small Finance Bank Limited, a wholly owned subsidiary. UFSL after obtaining the RBI's final approval in November 2016 transferred its business undertaking comprising its lending and financing business to Ujjivan Small Finance Bank, which commenced operations in February 2017.