Corporate Identity

Helping India Realise Aspirations

With renewed determination and vigour, we are focused on serving the financial aspirations of our customers. We offer them a comprehensive range of relevant products and services, helping them grow their savings and fulfill their dreams.

We are expanding our presence by using technology as a great facilitator. With continued focus on strengthening our digital interface, we are empowering the unserved and under-served customers. We are further deepening our customer connect through financial and digital inclusion programmes. As a responsible banking institution, we stay invested in creating a sustainable social impact through community development and financial literacy initiatives.


To provide financial services to the unserved and under-served customers and transform to a mass market bank


We have the scale, capability and the commitment to emerge as a best-in-class institution with deeply embedded values and culture, which shape all our actions.

Our differentiators

  • Diversified product mix
  • Strong digital backbone
  • Well-equipped and energised team
  • Strong positioning as a bank that positively impacts society
  • Sound risk management
  • Experienced leadership team
  • Good governance
  • Customer's choice

  • Integrity in all

  • Provide
  • Fair with suppliers and
    service partners

  • Best place
    to work
  • Professionalism
    and teamwork

  • Respected in
    the community

  • Compliance with
    laws, regulations
    and code of conduct

About Ujjivan Financial Services Limited (UFSL)

UFSL is the promoter for Ujjivan Small Finance Bank. It had commenced operations in 2005 as a Non-Banking Financial Company (NBFC). UFSL is functions with the mission to provide a full range of financial services to the ‘economically active poor’ who are not adequately served by financial institutions.

In October 2015, UFSL received the Reserve Bank of India’s (RBI’s) In‑Principle Approval to setup a Small Finance Bank (SFB). Subsequently, it was incorporated as Ujjivan Small Finance Bank Limited, a wholly owned subsidiary. UFSL after obtaining the RBI's final approval in November 2016 transferred its business undertaking comprising its lending and financing business to Ujjivan Small Finance Bank, which commenced operations in February 2017.