We provide tailor made solutions for customers looking for construction, purchase or renovation of house and loan against property.
Ujjivan Home Loans
Home Purchase & Home Construction Loan
Planning to Purchase a new house, with Ujjivan SFB we make it possible for you to avail the loan.
- Loan Amount range: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
- Rate of Interest (ROI): Starting from 13.75% to 15.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 240 Months
- Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.0% - 2.0% of loan amount + GST applicable
Composite (Plot Purchase & Self Construction) Home Loan
Planning to purchase a plot & construction home on the plot then you are at the right place where we will help you with adequate loan amount to make your dream come true.
- Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 50,00,000
- Rate of Interest (ROI): Starting from 13.75% to 15.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 240 Months
- Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.5% - 2.0% of loan amount + GST applicable
Home Improvement Loan
All Homes deserves new look from time to time and with our Home Improvement Loan the renovation & repair of your beloved house becomes much easier.
- Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 25,00,000
- Rate of Interest (ROI): 15.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 180 Months
- Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable
Home Equity Loan (Non Home Loan)
Loan for Debt Consolidation, Extended Refinance for building constructed or purchased, mixed usage of loan and funding of mixed properties.
- Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
- Rate of Interest (ROI): Starting from 15.75% to 17.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 180 Months
- Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable
Commercial Purchase Loan (Non Home Loan)
Purchase of commercial space, office outlet etc.
- Loan Amount: Minimum ₹ 5,00,000 & Maximum ₹ 30,00,000
- Rate of Interest (ROI): Starting from 18.75% to 20.75% p.a. reducing
- Tenure range (in months): Minimum 36 Months & Maximum 84 Months
- Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 2.0% of loan amount + GST applicable
Note:
Life insurance and Property insurance premium as applicable
Stamp duty as applicable in states/UT
CERSAI charges
- Rs 50 + GST for loans up to 5 lakh
- Rs 100 + GST for loans above 5 lakh
